PFS Bancorp, Inc. (PFSB)
OTCMKTS · Delayed Price · Currency is USD
20.72
-0.13 (-0.62%)
At close: Nov 12, 2026
PFS Bancorp Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 16.76 | 15.49 | 16.26 | 20.2 | 12.65 | 21.54 |
Investment Securities | 62.14 | 32.62 | 36.29 | 38.06 | 28.33 | 33.26 |
Mortgage-Backed Securities | - | 40.93 | 38.86 | 34.52 | 38.23 | 41.61 |
Total Investments | 62.14 | 73.54 | 75.15 | 72.58 | 66.56 | 74.87 |
Gross Loans | 115.55 | 109.71 | 96.97 | 91.39 | 85.46 | 81.41 |
Allowance for Loan Losses | - | -0.84 | -0.7 | -0.68 | -0.54 | -0.57 |
Net Loans | 115.55 | 108.87 | 96.27 | 90.72 | 84.92 | 80.84 |
Property, Plant & Equipment | 2.04 | 1.99 | 2.1 | 2.04 | 2.15 | 2.16 |
Accrued Interest Receivable | 0.73 | 0.76 | 0.73 | 0.69 | 0.59 | 0.57 |
Other Receivables | - | - | - | - | 0.1 | - |
Long-Term Deferred Tax Assets | 2 | 1.06 | 1.86 | 1.83 | 1.96 | 0.31 |
Other Long-Term Assets | 4.83 | 4.85 | 4.92 | 5.06 | 4.86 | 4.94 |
Total Assets | 204.42 | 206.91 | 197.64 | 193.45 | 174.13 | 185.56 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 146.95 | 129.1 | 123.44 | 114.85 | 112.36 | 113.6 |
Institutional Deposits | - | 18.6 | 18.2 | 20.5 | 23.1 | 23.7 |
Non-Interest Bearing Deposits | 18.27 | 18.78 | 17.95 | 20.81 | 17.25 | 18.61 |
Total Deposits | 165.22 | 166.48 | 159.59 | 156.16 | 152.71 | 155.91 |
Short-Term Borrowings | - | - | - | - | - | 5 |
Current Income Taxes Payable | 0.05 | 0.34 | 0.17 | 0.26 | - | 0.05 |
Accrued Interest Payable | 0.36 | 0 | 0.01 | 0 | 0.02 | 0 |
Other Long-Term Liabilities | 0.76 | 1.04 | 1.2 | 1.11 | 1.27 | 1.15 |
Total Liabilities | 166.4 | 167.86 | 160.96 | 157.53 | 154 | 162.12 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 0.02 | 0.02 | 0.02 | 0.02 | - | - |
Additional Paid-In Capital | 15.88 | 15.71 | 15.6 | 15.61 | - | - |
Retained Earnings | 28.53 | 27.37 | 25.7 | 24.8 | 23.83 | 23 |
Treasury Stock | -2.14 | -1.79 | -0.46 | -0.4 | - | - |
Comprehensive Income & Other | -4.26 | -2.25 | -4.18 | -4.1 | -3.69 | 0.44 |
Shareholders' Equity | 38.03 | 39.05 | 36.68 | 35.92 | 20.14 | 23.44 |
Total Liabilities & Equity | 204.42 | 206.91 | 197.64 | 193.45 | 174.13 | 185.56 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | - | - | - | - | - | 5 |
Net Cash (Debt) | 16.76 | 21 | 23.61 | 28.29 | 14.88 | 18.52 |
Net Cash Growth | 13.46% | -11.05% | -16.54% | 90.17% | -19.69% | - |
Net Cash Per Share | 10.91 | 13.70 | 14.81 | 17.76 | - | - |
Filing Date Shares Outstanding | 1.54 | 1.43 | 1.49 | 1.55 | - | - |
Total Common Shares Outstanding | 1.54 | 1.44 | 1.55 | 1.55 | - | - |
Book Value Per Share | 24.66 | 27.10 | 23.63 | 23.14 | - | - |
Tangible Book Value | 38.03 | 39.05 | 36.68 | 35.92 | 20.14 | 23.44 |
Tangible Book Value Per Share | 24.66 | 27.10 | 23.63 | 23.14 | - | - |