PFS Bancorp, Inc. (PFSB)
OTCMKTS · Delayed Price · Currency is USD
22.65
-0.01 (-0.05%)
At close: Oct 2, 2026

PFS Bancorp Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
32231916--
Market Cap Growth
67.04%21.07%17.07%---
Last Close Price
22.6615.6011.109.45--

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
20.2013.8321.0916.17--
PS Ratio
4.753.603.323.10--
PB Ratio
0.820.590.520.45--
P/FCF Ratio
18.9410.9316.648.61--
P/OCF Ratio
18.1010.8213.978.42--

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
-----0.21
Debt / FCF Ratio
-----2.32
Net Debt / Equity Ratio
-0.58-0.54-0.64-0.79-0.74-0.79
Net Debt / FCF Ratio
-13.48-9.93-20.58-14.94-7.18-8.59
Return on Equity (ROE)
4.42%4.41%2.49%3.60%3.81%-
Return on Assets (ROA)
0.82%0.83%0.46%0.55%0.46%-

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
5.27%7.23%4.74%6.18%--
FCF Yield
5.28%9.15%6.01%11.61%--
Buyback Yield / Dilution
3.64%3.87%-0.13%---