PFS Bancorp, Inc. (PFSB)
OTCMKTS · Delayed Price · Currency is USD
20.72
-0.13 (-0.62%)
At close: Nov 12, 2026

PFS Bancorp Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
29231916--
Market Cap Growth
51.71%21.07%17.07%---
Last Close Price
20.7215.6011.109.45--

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
18.8413.8321.0916.17--
PS Ratio
4.253.603.323.10--
PB Ratio
0.770.590.520.45--
P/FCF Ratio
16.0210.9316.648.61--
P/OCF Ratio
14.8710.8213.978.42--

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
-----0.21
Debt / FCF Ratio
-----2.32
Net Debt / Equity Ratio
-0.44-0.54-0.64-0.79-0.74-0.79
Net Debt / FCF Ratio
-9.12-9.93-20.58-14.94-7.18-8.59
Return on Equity (ROE)
4.43%4.41%2.49%3.60%3.81%-
Return on Assets (ROA)
0.83%0.83%0.46%0.55%0.46%-

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
5.31%7.23%4.74%6.18%--
FCF Yield
6.24%9.15%6.01%11.61%--
Buyback Yield / Dilution
1.41%3.87%-0.13%---