PFS Bancorp Statistics
Total Valuation
PFS Bancorp has a market cap or net worth of 24.09 million.
| Market Cap | 24.09M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Friday, August 7, 2026.
| Earnings Date | Aug 7, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
PFS Bancorp has 1.31 million shares outstanding. The number of shares has decreased by -3.87% in one year.
| Current Share Class | 1.31M |
| Shares Outstanding | 1.31M |
| Shares Change (YoY) | -3.87% |
| Shares Change (QoQ) | -1.21% |
| Owned by Insiders (%) | 11.56% |
| Owned by Institutions (%) | 20.58% |
| Float | 1.15M |
Valuation Ratios
The trailing PE ratio is 16.44.
| PE Ratio | 16.44 |
| Forward PE | n/a |
| PS Ratio | 3.62 |
| PB Ratio | 0.62 |
| P/TBV Ratio | 0.62 |
| P/FCF Ratio | 4.30 |
| P/OCF Ratio | 10.60 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 4.46%.
| Return on Equity (ROE) | 4.46% |
| Return on Assets (ROA) | 0.82% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.36% |
| Revenue Per Employee | 266,280 |
| Profits Per Employee | 68,160 |
| Employee Count | 25 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PFS Bancorp has paid 397,000 in taxes.
| Income Tax | 397,000 |
| Effective Tax Rate | 18.90% |
Stock Price Statistics
The stock price has increased by +80.55% in the last 52 weeks. The beta is 0.38, so PFS Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.38 |
| 52-Week Price Change | +80.55% |
| 50-Day Moving Average | 17.01 |
| 200-Day Moving Average | 14.12 |
| Relative Strength Index (RSI) | 73.47 |
| Average Volume (20 Days) | 3,741 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, PFS Bancorp had revenue of 6.66 million and earned 1.70 million in profits. Earnings per share was 1.12.
| Revenue | 6.66M |
| Gross Profit | 6.66M |
| Operating Income | 2.26M |
| Pretax Income | 2.10M |
| Net Income | 1.70M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 1.12 |
Balance Sheet
The company has 22.13 million in cash and n/a in debt, with a net cash position of 22.13 million or 16.96 per share.
| Cash & Cash Equivalents | 22.13M |
| Total Debt | n/a |
| Net Cash | 22.13M |
| Net Cash Per Share | 16.96 |
| Equity (Book Value) | 38.97M |
| Book Value Per Share | 25.15 |
| Working Capital | -148.18M |
Cash Flow
In the last 12 months, operating cash flow was 2.27 million and capital expenditures 3.32 million, giving a free cash flow of 5.60 million.
| Operating Cash Flow | 2.27M |
| Capital Expenditures | 3.32M |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | 5.60M |
| FCF Per Share | 4.29 |
Margins
| Gross Margin | n/a |
| Operating Margin | 33.87% |
| Pretax Margin | 31.56% |
| Profit Margin | 25.60% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 84.06% |
Dividends & Yields
PFS Bancorp does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 3.87% |
| Shareholder Yield | 3.87% |
| Earnings Yield | 7.07% |
| FCF Yield | 23.23% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |