PFS Bancorp Statistics
Total Valuation
PFS Bancorp has a market cap or net worth of 29.39 million.
| Market Cap | 29.39M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Tuesday, November 10, 2026.
| Earnings Date | Nov 10, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
PFS Bancorp has 1.43 million shares outstanding. The number of shares has decreased by -3.64% in one year.
| Current Share Class | 1.43M |
| Shares Outstanding | 1.43M |
| Shares Change (YoY) | -3.64% |
| Shares Change (QoQ) | +0.38% |
| Owned by Insiders (%) | 10.57% |
| Owned by Institutions (%) | 18.82% |
| Float | 1.28M |
Valuation Ratios
The trailing PE ratio is 18.36.
| PE Ratio | 18.36 |
| Forward PE | n/a |
| PS Ratio | 4.32 |
| PB Ratio | 0.75 |
| P/TBV Ratio | 0.75 |
| P/FCF Ratio | 17.21 |
| P/OCF Ratio | 16.45 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 4.41%.
| Return on Equity (ROE) | 4.41% |
| Return on Assets (ROA) | 0.82% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.08% |
| Revenue Per Employee | 261,731 |
| Profits Per Employee | 65,500 |
| Employee Count | 26 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PFS Bancorp has paid 346,000 in taxes.
| Income Tax | 346,000 |
| Effective Tax Rate | 16.89% |
Stock Price Statistics
The stock price has increased by +75.19% in the last 52 weeks. The beta is 0.33, so PFS Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.33 |
| 52-Week Price Change | +75.19% |
| 50-Day Moving Average | 19.27 |
| 200-Day Moving Average | 16.34 |
| Relative Strength Index (RSI) | 64.33 |
| Average Volume (20 Days) | 952 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.07 |
Income Statement
In the last 12 months, PFS Bancorp had revenue of 6.81 million and earned 1.70 million in profits. Earnings per share was 1.12.
| Revenue | 6.81M |
| Gross Profit | 6.81M |
| Operating Income | 2.22M |
| Pretax Income | 2.05M |
| Net Income | 1.70M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 1.12 |
Balance Sheet
The company has 23.02 million in cash and no debt, with a net cash position of 23.02 million or 16.13 per share.
| Cash & Cash Equivalents | 23.02M |
| Total Debt | n/a |
| Net Cash | 23.02M |
| Net Cash Per Share | 16.13 |
| Equity (Book Value) | 39.39M |
| Book Value Per Share | 27.38 |
| Working Capital | -144.14M |
Cash Flow
In the last 12 months, operating cash flow was 1.79 million and capital expenditures -79,000, giving a free cash flow of 1.71 million.
| Operating Cash Flow | 1.79M |
| Capital Expenditures | -79,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | 1.71M |
| FCF Per Share | 1.20 |
Margins
| Gross Margin | n/a |
| Operating Margin | 32.56% |
| Pretax Margin | 30.11% |
| Profit Margin | 25.03% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 25.10% |
Dividends & Yields
PFS Bancorp does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 3.64% |
| Shareholder Yield | 3.64% |
| Earnings Yield | 5.79% |
| FCF Yield | 5.81% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |