PFS Bancorp Statistics
Total Valuation
PFS Bancorp has a market cap or net worth of 29.44 million.
| Market Cap | 29.44M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Thursday, March 25, 2027.
| Earnings Date | Mar 25, 2027 |
| Ex-Dividend Date | n/a |
Share Statistics
PFS Bancorp has 1.42 million shares outstanding. The number of shares has decreased by -1.41% in one year.
| Current Share Class | 1.42M |
| Shares Outstanding | 1.42M |
| Shares Change (YoY) | -1.41% |
| Shares Change (QoQ) | +1.09% |
| Owned by Insiders (%) | 8.68% |
| Owned by Institutions (%) | 28.42% |
| Float | 1.30M |
Valuation Ratios
The trailing PE ratio is 18.84.
| PE Ratio | 18.84 |
| Forward PE | n/a |
| PS Ratio | 4.25 |
| PB Ratio | 0.77 |
| P/TBV Ratio | 0.77 |
| P/FCF Ratio | 16.02 |
| P/OCF Ratio | 14.87 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 4.43%.
| Return on Equity (ROE) | 4.43% |
| Return on Assets (ROA) | 0.83% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.25% |
| Revenue Per Employee | 266,154 |
| Profits Per Employee | 64,962 |
| Employee Count | 26 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PFS Bancorp has paid 398,000 in taxes.
| Income Tax | 398,000 |
| Effective Tax Rate | 19.07% |
Stock Price Statistics
The stock price has increased by +58.19% in the last 52 weeks. The beta is 0.36, so PFS Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.36 |
| 52-Week Price Change | +58.19% |
| 50-Day Moving Average | 21.57 |
| 200-Day Moving Average | 18.53 |
| Relative Strength Index (RSI) | 40.83 |
| Average Volume (20 Days) | 1,967 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.02 |
Income Statement
In the last 12 months, PFS Bancorp had revenue of 6.92 million and earned 1.69 million in profits. Earnings per share was 1.10.
| Revenue | 6.92M |
| Gross Profit | 6.92M |
| Operating Income | 2.25M |
| Pretax Income | 2.09M |
| Net Income | 1.69M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 1.10 |
Balance Sheet
The company has 20.06 million in cash and no debt, with a net cash position of 20.06 million or 14.12 per share.
| Cash & Cash Equivalents | 20.06M |
| Total Debt | n/a |
| Net Cash | 20.06M |
| Net Cash Per Share | 14.12 |
| Equity (Book Value) | 38.03M |
| Book Value Per Share | 26.50 |
| Working Capital | -144.85M |
Cash Flow
In the last 12 months, operating cash flow was 1.98 million and capital expenditures -142,000, giving a free cash flow of 1.84 million.
| Operating Cash Flow | 1.98M |
| Capital Expenditures | -142,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | 1.84M |
| FCF Per Share | 1.29 |
Margins
| Gross Margin | n/a |
| Operating Margin | 32.46% |
| Pretax Margin | 30.16% |
| Profit Margin | 24.41% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 26.56% |
Dividends & Yields
PFS Bancorp does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| FCF Payout Ratio | n/a |
| Buyback Yield | 1.41% |
| Shareholder Yield | 1.41% |
| Earnings Yield | 5.31% |
| FCF Yield | 6.24% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
| Graham Formula Value | |
| Graham Formula Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |