PFS Bancorp Statistics
Total Valuation
PFS Bancorp has a market cap or net worth of 25.54 million.
| Market Cap | 25.54M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Friday, March 27, 2026.
| Earnings Date | Mar 27, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
PFS Bancorp has 1.60 million shares outstanding. The number of shares has increased by 0.12% in one year.
| Current Share Class | 1.60M |
| Shares Outstanding | 1.60M |
| Shares Change (YoY) | +0.12% |
| Shares Change (QoQ) | -2.84% |
| Owned by Insiders (%) | 9.41% |
| Owned by Institutions (%) | 8.61% |
| Float | 1.45M |
Valuation Ratios
The trailing PE ratio is 19.84.
| PE Ratio | 19.84 |
| Forward PE | n/a |
| PS Ratio | 4.07 |
| PB Ratio | 0.67 |
| P/TBV Ratio | 0.67 |
| P/FCF Ratio | 18.10 |
| P/OCF Ratio | 17.07 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 3.29%.
| Return on Equity (ROE) | 3.29% |
| Return on Assets (ROA) | 0.62% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.36% |
| Revenue Per Employee | 251,040 |
| Profits Per Employee | 50,080 |
| Employee Count | 25 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PFS Bancorp has paid 354,000 in taxes.
| Income Tax | 354,000 |
| Effective Tax Rate | 22.04% |
Stock Price Statistics
The stock price has increased by +46.73% in the last 52 weeks. The beta is 0.20, so PFS Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.20 |
| 52-Week Price Change | +46.73% |
| 50-Day Moving Average | 14.48 |
| 200-Day Moving Average | 12.00 |
| Relative Strength Index (RSI) | 80.39 |
| Average Volume (20 Days) | 3,581 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.19 |
Income Statement
In the last 12 months, PFS Bancorp had revenue of 6.28 million and earned 1.25 million in profits. Earnings per share was 0.80.
| Revenue | 6.28M |
| Gross Profit | 6.28M |
| Operating Income | 1.78M |
| Pretax Income | 1.61M |
| Net Income | 1.25M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 0.80 |
Balance Sheet
The company has 14.77 million in cash and n/a in debt, with a net cash position of 14.77 million or 9.22 per share.
| Cash & Cash Equivalents | 14.77M |
| Total Debt | n/a |
| Net Cash | 14.77M |
| Net Cash Per Share | 9.22 |
| Equity (Book Value) | 38.29M |
| Book Value Per Share | 26.47 |
| Working Capital | -147.86M |
Cash Flow
In the last 12 months, operating cash flow was 1.50 million and capital expenditures -85,000, giving a free cash flow of 1.41 million.
| Operating Cash Flow | 1.50M |
| Capital Expenditures | -85,000 |
| Free Cash Flow | 1.41M |
| FCF Per Share | 0.88 |
Margins
| Gross Margin | n/a |
| Operating Margin | 28.41% |
| Pretax Margin | 25.59% |
| Profit Margin | 19.95% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 22.48% |
Dividends & Yields
PFS Bancorp does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -0.12% |
| Shareholder Yield | -0.12% |
| Earnings Yield | 4.90% |
| FCF Yield | 5.53% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |