PFS Bancorp, Inc. (PFSB)

PFS Bancorp Statistics

Total Valuation

PFS Bancorp has a market cap or net worth of 18.68 million.

Market Cap	18.68M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Thursday, March 27, 2025.

Earnings Date	Mar 27, 2025
Ex-Dividend Date	n/a

Share Statistics

PFS Bancorp has 1.72 million shares outstanding. The number of shares has decreased by -9.76% in one year.

Current Share Class	n/a
Shares Outstanding	1.72M
Shares Change (YoY)	-9.76%
Shares Change (QoQ)	+0.09%
Owned by Insiders (%)	6.94%
Owned by Institutions (%)	8.03%
Float	1.60M

Valuation Ratios

The trailing PE ratio is 15.69.

PE Ratio	15.69
Forward PE	n/a
PS Ratio	3.04
PB Ratio	0.45
P/TBV Ratio	0.50
P/FCF Ratio	6.55
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 3.74%.

Return on Equity (ROE)	3.74%
Return on Assets (ROA)	0.54%
Return on Capital (ROIC)	n/a
Revenue Per Employee	231,875
Profits Per Employee	44,917
Employee Count	25
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +14.82% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+14.82%
50-Day Moving Average	10.81
200-Day Moving Average	9.81
Relative Strength Index (RSI)	41.52
Average Volume (20 Days)	3,227

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	0.16

Income Statement

In the last 12 months, PFS Bancorp had revenue of 5.57 million and earned 1.08 million in profits. Earnings per share was 0.69.

Revenue	5.57M
Gross Profit	5.57M
Operating Income	1.50M
Pretax Income	1.33M
Net Income	1.08M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.69

Balance Sheet

Cash & Cash Equivalents	22.05M
Total Debt	n/a
Net Cash	22.05M
Net Cash Per Share	12.82
Equity (Book Value)	37.72M
Book Value Per Share	24.23
Working Capital	-136.07M

Cash Flow

In the last 12 months, operating cash flow was 3.02 million and capital expenditures -163,000, giving a free cash flow of 2.85 million.

Operating Cash Flow	3.02M
Capital Expenditures	-163,000
Free Cash Flow	2.85M
FCF Per Share	1.66

Margins

Gross Margin	n/a
Operating Margin	26.94%
Pretax Margin	23.81%
Profit Margin	19.37%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	51.27%

Dividends & Yields

PFS Bancorp does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	9.76%
Shareholder Yield	9.76%
Earnings Yield	5.77%
FCF Yield	15.28%

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	n/a