PFS Bancorp Statistics
Total Valuation
PFS Bancorp has a market cap or net worth of 19.44 million.
| Market Cap | 19.44M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Tuesday, November 11, 2025.
| Earnings Date | Nov 11, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
PFS Bancorp has 1.52 million shares outstanding. The number of shares has increased by 1.65% in one year.
| Current Share Class | 1.52M |
| Shares Outstanding | 1.52M |
| Shares Change (YoY) | +1.65% |
| Shares Change (QoQ) | -1.88% |
| Owned by Insiders (%) | 9.89% |
| Owned by Institutions (%) | 9.05% |
| Float | 1.37M |
Valuation Ratios
The trailing PE ratio is 18.81.
| PE Ratio | 18.81 |
| Forward PE | n/a |
| PS Ratio | 3.28 |
| PB Ratio | 0.51 |
| P/TBV Ratio | 0.51 |
| P/FCF Ratio | 15.88 |
| P/OCF Ratio | 14.86 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 2.92%.
| Return on Equity (ROE) | 2.92% |
| Return on Assets (ROA) | 0.53% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | 237,000 |
| Profits Per Employee | 43,120 |
| Employee Count | 25 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PFS Bancorp has paid 255,000 in taxes.
| Income Tax | 255,000 |
| Effective Tax Rate | 19.13% |
Stock Price Statistics
The stock price has increased by +22.01% in the last 52 weeks. The beta is 0.32, so PFS Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.32 |
| 52-Week Price Change | +22.01% |
| 50-Day Moving Average | 12.37 |
| 200-Day Moving Average | 11.17 |
| Relative Strength Index (RSI) | 56.58 |
| Average Volume (20 Days) | 2,490 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.38 |
Income Statement
In the last 12 months, PFS Bancorp had revenue of 5.93 million and earned 1.08 million in profits. Earnings per share was 0.68.
| Revenue | 5.93M |
| Gross Profit | 5.93M |
| Operating Income | 1.51M |
| Pretax Income | 1.33M |
| Net Income | 1.08M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 0.68 |
Balance Sheet
The company has 20.62 million in cash and n/a in debt, giving a net cash position of 20.62 million or 13.52 per share.
| Cash & Cash Equivalents | 20.62M |
| Total Debt | n/a |
| Net Cash | 20.62M |
| Net Cash Per Share | 13.52 |
| Equity (Book Value) | 37.77M |
| Book Value Per Share | 25.30 |
| Working Capital | -147.52M |
Cash Flow
In the last 12 months, operating cash flow was 1.31 million and capital expenditures -84,000, giving a free cash flow of 1.22 million.
| Operating Cash Flow | 1.31M |
| Capital Expenditures | -84,000 |
| Free Cash Flow | 1.22M |
| FCF Per Share | 0.80 |
Margins
| Gross Margin | n/a |
| Operating Margin | 25.47% |
| Pretax Margin | 22.50% |
| Profit Margin | 18.19% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 20.66% |
Dividends & Yields
PFS Bancorp does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -1.65% |
| Shareholder Yield | -1.65% |
| Earnings Yield | 5.55% |
| FCF Yield | 6.30% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |