Peoples Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	29.05	26.25	22.7	18.55	13.85	13.65
Interest Income on Investments	7.86	6.29	5.02	4.84	3.55	1.83
Total Interest Income	36.91	32.54	27.72	23.38	17.4	15.48
Interest Paid on Deposits	10.14	9.95	8.94	5.62	1.31	0.82
Interest Paid on Borrowings	0.48	0.49	0.9	0.42	0.03	0.23
Total Interest Expense	10.62	10.44	9.84	6.05	1.34	1.05
Net Interest Income	26.28	22.1	17.88	17.34	16.06	14.43
Net Interest Income Growth	25.79%	23.60%	3.12%	7.99%	11.28%	8.12%
Gain (Loss) on Sale of Assets	0.51	-	0.04	-	-	-
Gain (Loss) on Sale of Investments	0.02	-	0	-0	0.04	-
Other Non-Interest Income	3.31	3.45	2.86	2.84	2.68	2.77
Total Non-Interest Income	4.32	4.12	3.49	3.3	3.06	4.52
Non-Interest Income Growth	5.04%	17.87%	5.98%	7.54%	-32.17%	-0.51%
Revenues Before Loan Losses	30.6	26.22	21.37	20.63	19.12	18.95
Provision for Loan Losses	0.63	0.47	0.15	0.36	0.2	0.15
Revenue	29.97	25.74	21.22	20.28	18.92	18.8
Revenue Growth	21.82%	21.31%	4.65%	7.18%	0.66%	13.03%
Salaries and Employee Benefits	7.47	6.8	6.5	6.04	5.56	5.29
Occupancy Expenses	1.49	1.4	1.22	1.09	0.85	0.8
Federal Deposit Insurance	0.36	0.36	0.31	0.23	0.18	0.19
Selling, General & Administrative	2.58	2.58	2.19	1.99	1.57	1.49
Other Non-Interest Expense	2.71	2.32	2.17	2.08	2.28	2.64
Total Non-Interest Expense	14.61	13.46	12.38	11.42	10.44	10.4
EBT Excluding Unusual Items	15.36	12.29	8.84	8.86	8.48	8.4
Pretax Income	15.36	12.29	8.84	8.86	8.48	8.4
Income Tax Expense	2.68	2.18	1.63	1.56	1.53	1.57
Net Income	12.68	10.11	7.21	7.3	6.96	6.83
Net Income to Common	12.68	10.11	7.21	7.3	6.96	6.83
Net Income Growth	37.25%	40.14%	-1.19%	4.98%	1.88%	31.29%
Basic Shares Outstanding	2	2	2	2	2	2
Diluted Shares Outstanding	2	2	2	2	2	2
Shares Change	-0.06%	0.03%	0.24%	0.45%	0.43%	0.00%
EPS (Basic)	7.01	5.59	3.99	4.05	3.87	3.82
EPS (Diluted)	7.01	5.59	3.99	4.05	3.87	3.82
EPS Growth	37.33%	40.10%	-1.42%	4.51%	1.44%	31.29%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.386	1.305	2.500	1.054	0.963	0.901
Dividend Growth	-69.41%	-47.80%	137.21%	9.50%	6.83%	9.26%
Effective Tax Rate	17.46%	17.72%	18.39%	17.62%	18.01%	18.73%