Solera National Bancorp, Inc. (SLRK)

Solera National Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	55.92	52.08	54.94	45.87	25	18.45
Interest Income on Investments	26.4	19.12	15.21	15.56	10.28	2.77
Total Interest Income	82.32	71.2	70.15	61.43	35.28	21.22
Interest Paid on Deposits	29.97	24.52	23	20	3.91	0.76
Interest Paid on Borrowings	6.03	5.12	7.62	6.26	0.98	0.1
Total Interest Expense	36	29.64	30.61	26.26	4.89	0.86
Net Interest Income	46.32	41.56	39.54	35.17	30.39	20.36
Net Interest Income Growth	11.13%	5.12%	12.41%	15.71%	49.27%	54.62%
Gain (Loss) on Sale of Assets	0.38	0.38	0.11	0.03	0.94	-
Gain (Loss) on Sale of Investments	12.44	8.99	0.92	0.31	1.75	2.18
Other Non-Interest Income	3.35	3.26	4.07	3.42	2.9	1.54
Total Non-Interest Income	16.17	12.63	5.11	3.76	5.6	3.72
Non-Interest Income Growth	113.75%	147.48%	35.81%	-32.86%	50.59%	53.00%
Revenues Before Loan Losses	62.49	54.2	44.64	38.93	35.99	24.08
Provision for Loan Losses	2.63	1.33	1.32	1.53	1.58	1.6
Revenue	59.86	52.86	43.32	37.4	34.42	22.48
Revenue Growth	22.62%	22.02%	15.84%	8.66%	53.07%	67.14%
Salaries and Employee Benefits	11.32	10.88	10.02	8.12	7.09	4.36
Occupancy Expenses	1.89	1.89	1.43	0.87	0.9	0.67
Selling, General & Administrative	7.59	4.77	2.8	7.15	4.44	2.78
Other Non-Interest Expense	4.32	4.32	4.55	-	-	-
Total Non-Interest Expense	25.12	21.85	18.79	16.14	12.43	7.81
EBT Excluding Unusual Items	34.75	31.01	24.54	21.26	21.99	14.68
Pretax Income	34.75	31.01	24.54	21.26	21.99	14.68
Income Tax Expense	9	8.01	6.5	4.61	3.82	3.59
Net Income	25.75	23.01	18.04	16.66	18.17	11.09
Net Income to Common	25.75	23.01	18.04	16.66	18.17	11.09
Net Income Growth	20.54%	27.56%	8.28%	-8.32%	63.81%	86.91%
Basic Shares Outstanding	4	4	4	4	4	4
Diluted Shares Outstanding	4	4	4	4	4	4
Shares Change	-	-	-	0.54%	-0.47%	2.38%
EPS (Basic)	5.99	5.35	4.19	3.87	4.25	2.58
EPS (Diluted)	5.99	5.35	4.19	3.87	4.25	2.58
EPS Growth	20.54%	27.56%	8.28%	-8.81%	64.65%	82.98%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Effective Tax Rate	25.90%	25.82%	26.50%	21.67%	17.37%	24.43%

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 22, 2026

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