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Seneca Bancorp, Inc. (SNNF)
OTCMKTS · Delayed Price · Currency is USD
14.27
-0.03 (-0.21%)
Aug 20, 2026, 12:50 PM EST

Seneca Bancorp Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
11.5510.269.698.949.268.43
Revenue Growth
18.79%5.88%8.49%-3.46%9.80%17.17%
Net Income
0.260.170.710.761.621.78
Earnings Per Share
0.150.100.420.430.921.00
EPS Growth
-31.51%-76.37%-3.61%-52.81%-7.94%98.59%

Revenue by Segment
Chart
Fiscal YearFY 2025FY 2024FY 2023
Period EndingDec '25 Dec '24 Dec '23
Seneca Savings
9.268.778.34
Financial Quest
10.930.59
Total
10.269.698.94

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
8.155.336.793.924.433.53
Total Debt
34.6335.5741.2535.52524.95
Net Cash (Debt)
-26.48-30.24-34.47-31.58-20.57-21.42
Net Cash Growth
------
Net Cash Per Share
-15.33-17.29-20.22-18.22-11.68-12.01

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
5.444.771.720.52-0.083.2
Capital Expenditures
-3.23-4.8-3.32-0.59-0.27-0.68
Free Cash Flow
2.21-0.03-1.6-0.07-0.352.52
Free Cash Flow Growth
-----78.57%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
2.28%1.68%7.34%8.45%17.54%21.12%
FCF Margin
19.13%-0.29%-16.53%-0.75%-3.82%29.85%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
92.83109.2818.8518.6612.3212.42
P/FCF Ratio
10.76----8.79
PS Ratio
2.061.831.381.582.162.62