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Seneca Bancorp, Inc. (SNNF)
OTCMKTS · Delayed Price · Currency is USD
12.60
+0.01 (0.08%)
Jul 30, 2026, 2:53 PM EST

Seneca Bancorp Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
10.6910.269.698.949.268.43
Revenue Growth
7.86%5.88%8.49%-3.46%9.80%17.17%
Net Income
-0.030.170.710.761.621.78
Earnings Per Share
-0.020.100.420.430.921.00
EPS Growth
--76.37%-3.61%-52.81%-7.94%98.59%

Revenue by Segment
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023
Period EndingMar '26 Dec '25 Dec '24 Dec '23
Seneca Savings
9.659.268.778.34
Financial Quest
1.0410.930.59
Total
10.6910.269.698.94

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
7.215.336.793.924.433.53
Total Debt
34.5735.5741.2535.52524.95
Net Cash (Debt)
-27.36-30.24-34.47-31.58-20.57-21.42
Net Cash Growth
------
Net Cash Per Share
-15.85-17.29-20.22-18.22-11.68-12.01

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
4.584.771.720.52-0.083.2
Capital Expenditures
-4.07-4.8-3.32-0.59-0.27-0.68
Free Cash Flow
0.51-0.03-1.6-0.07-0.352.52
Free Cash Flow Growth
-----78.57%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
-0.24%1.68%7.34%8.45%17.54%21.12%
FCF Margin
4.80%-0.29%-16.53%-0.75%-3.82%29.85%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
-109.2818.8518.6612.3212.42
P/FCF Ratio
40.93----8.79
PS Ratio
1.961.831.381.582.162.62