Seneca Bancorp Statistics
Total Valuation
Seneca Bancorp has a market cap or net worth of 23.78 million.
| Market Cap | 23.78M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Friday, November 13, 2026.
| Earnings Date | Nov 13, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
Seneca Bancorp has 1.67 million shares outstanding. The number of shares has increased by 1.38% in one year.
| Current Share Class | 1.67M |
| Shares Outstanding | 1.67M |
| Shares Change (YoY) | +1.38% |
| Shares Change (QoQ) | +0.57% |
| Owned by Insiders (%) | 13.39% |
| Owned by Institutions (%) | 6.48% |
| Float | 1.28M |
Valuation Ratios
The trailing PE ratio is 92.83.
| PE Ratio | 92.83 |
| Forward PE | n/a |
| PS Ratio | 2.06 |
| PB Ratio | 0.73 |
| P/TBV Ratio | 0.74 |
| P/FCF Ratio | 10.76 |
| P/OCF Ratio | 4.37 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 15.67 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 0.93%.
| Return on Equity (ROE) | 0.93% |
| Return on Assets (ROA) | 0.09% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 2.29% |
| Revenue Per Employee | 195,780 |
| Profits Per Employee | 4,458 |
| Employee Count | 61 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Seneca Bancorp has paid 8,000 in taxes.
| Income Tax | 8,000 |
| Effective Tax Rate | 2.95% |
Stock Price Statistics
The stock price has increased by +25.86% in the last 52 weeks. The beta is 0.25, so Seneca Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.25 |
| 52-Week Price Change | +25.86% |
| 50-Day Moving Average | 12.39 |
| 200-Day Moving Average | 11.15 |
| Relative Strength Index (RSI) | 74.13 |
| Average Volume (20 Days) | 3,695 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.59 |
Income Statement
In the last 12 months, Seneca Bancorp had revenue of 11.55 million and earned 263,000 in profits. Earnings per share was 0.15.
| Revenue | 11.55M |
| Gross Profit | 11.55M |
| Operating Income | 620,000 |
| Pretax Income | 271,000 |
| Net Income | 263,000 |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 0.15 |
Balance Sheet
The company has 8.15 million in cash and 34.63 million in debt, with a net cash position of -26.48 million or -15.89 per share.
| Cash & Cash Equivalents | 8.15M |
| Total Debt | 34.63M |
| Net Cash | -26.48M |
| Net Cash Per Share | -15.89 |
| Equity (Book Value) | 32.78M |
| Book Value Per Share | 19.90 |
| Working Capital | -229.32M |
Cash Flow
In the last 12 months, operating cash flow was 5.44 million and capital expenditures -3.23 million, giving a free cash flow of 2.21 million.
| Operating Cash Flow | 5.44M |
| Capital Expenditures | -3.23M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -5.94M |
| Free Cash Flow | 2.21M |
| FCF Per Share | 1.33 |
Margins
| Gross Margin | n/a |
| Operating Margin | 5.37% |
| Pretax Margin | 2.35% |
| Profit Margin | 2.28% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 19.13% |
Dividends & Yields
Seneca Bancorp does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -1.38% |
| Shareholder Yield | -1.38% |
| Earnings Yield | 1.11% |
| FCF Yield | 9.29% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on October 16, 2025. It was a reverse split with a ratio of 0.9684.
| Last Split Date | Oct 16, 2025 |
| Split Type | Reverse |
| Split Ratio | 0.9684 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |