Seneca Bancorp, Inc. (SNNF)

Seneca Bancorp Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr 16, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	19	19	13	14	20	22
Market Cap Growth	43.84%	40.08%	-4.76%	-29.55%	-9.56%	45.48%
Last Close Price	11.50	10.50	7.50	7.64	11.41	12.39
PE Ratio	111.29	109.28	18.85	18.66	12.32	12.42
PS Ratio	1.86	1.83	1.38	1.58	2.16	2.62
PB Ratio	0.58	0.57	0.56	0.62	0.95	0.91
P/FCF Ratio	-	-	-	-	-	8.79
P/OCF Ratio	4.02	3.94	7.82	27.04	-	6.92
Debt / Equity Ratio	1.09	1.09	1.73	1.57	1.19	1.02
Debt / FCF Ratio	-	-	-	-	-	9.92
Net Debt / Equity Ratio	0.92	0.92	1.45	1.39	0.98	0.88
Net Debt / FCF Ratio	-1007.97	-1007.97	-21.51	-471.34	-58.12	8.52
Return on Equity (ROE)	0.61%	0.61%	3.06%	3.46%	7.15%	7.54%
Return on Assets (ROA)	0.06%	0.06%	0.27%	0.31%	0.72%	0.81%
Earnings Yield	0.90%	0.92%	5.31%	5.36%	8.12%	8.05%
FCF Yield	-0.16%	-0.16%	-11.94%	-0.48%	-1.77%	11.38%
Buyback Yield / Dilution	2.36%	2.36%	1.63%	1.65%	1.25%	0.56%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.