Seneca Bancorp, Inc. (SNNF)

Seneca Bancorp Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May 28, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	21	19	13	14	20	22
Market Cap Growth	81.60%	40.08%	-4.76%	-29.55%	-9.56%	45.48%
Last Close Price	12.40	10.50	7.50	7.64	11.41	12.39
PE Ratio	-	109.28	18.85	18.66	12.32	12.42
PS Ratio	1.93	1.83	1.38	1.58	2.16	2.62
PB Ratio	0.63	0.57	0.56	0.62	0.95	0.91
P/FCF Ratio	40.24	-	-	-	-	8.79
P/OCF Ratio	4.51	3.94	7.82	27.04	-	6.92
Debt / Equity Ratio	1.06	1.09	1.73	1.57	1.19	1.02
Debt / FCF Ratio	67.38	-	-	-	-	9.92
Net Debt / Equity Ratio	0.84	0.92	1.45	1.39	0.98	0.88
Net Debt / FCF Ratio	53.34	-1007.97	-21.51	-471.34	-58.12	8.52
Return on Equity (ROE)	-0.09%	0.61%	3.06%	3.46%	7.15%	7.54%
Return on Assets (ROA)	-0.01%	0.06%	0.27%	0.31%	0.72%	0.81%
Earnings Yield	-0.13%	0.92%	5.31%	5.36%	8.12%	8.05%
FCF Yield	2.49%	-0.16%	-11.94%	-0.48%	-1.77%	11.38%
Buyback Yield / Dilution	-3.41%	-2.58%	1.63%	1.65%	1.25%	0.56%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.