Seneca Bancorp, Inc. (SNNF)

Seneca Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	7.21	5.33	6.79	3.92	4.43	3.53
Investment Securities	43.03	37.72	40.73	28.87	31.71	36.06
Mortgage-Backed Securities	-	10.92	5.76	6.57	7.36	7.74
Total Investments	43.03	48.64	46.48	35.44	39.07	43.8
Gross Loans	233.33	227.95	204.23	198.5	174.61	151.94
Allowance for Loan Losses	-	-1.92	-1.8	-2.05	-1.89	-1.9
Net Loans	233.33	226.03	202.43	196.46	172.72	150.04
Property, Plant & Equipment	13.21	13.19	8.8	5.85	5.65	5.8
Goodwill	0.41	0.41	0.41	0.41	-	-
Other Intangible Assets	0.39	0.43	0.58	0.74	-	-
Accrued Interest Receivable	1.6	1.48	1.25	1.16	1.04	0.92
Other Real Estate Owned & Foreclosed	-	-	-	-	0.13	0.04
Other Long-Term Assets	13.42	13.34	10.84	9.75	8.97	8.42
Total Assets	315.86	312.11	280.94	256.73	234.47	215.16
Interest Bearing Deposits	207.84	164.11	141.63	135.66	133.25	119.08
Institutional Deposits	-	38.1	38.3	28.5	25.5	14.6
Non-Interest Bearing Deposits	33.02	32.22	30.64	29.56	25.5	26.39
Total Deposits	240.85	234.43	210.57	193.71	184.25	160.07
Short-Term Borrowings	-	1	2	2	-	1.3
Current Portion of Long-Term Debt	-	9.81	-	6	7.5	-
Federal Home Loan Bank Debt, Long-Term	34.57	24.75	39.25	27.5	17.5	23.65
Pension & Post-Retirement Benefits	-	0.22	0.19	0.17	0.15	0.17
Long-Term Deferred Tax Liabilities	-	0.95	0.75	0.53	-	1.01
Other Long-Term Liabilities	7.88	8.2	4.31	4.16	4.04	4.61
Total Liabilities	283.3	279.36	257.08	234.08	213.44	190.81
Common Stock	0.02	0.02	0.01	0.01	0.01	0.01
Additional Paid-In Capital	15.23	15.19	8.12	8.05	7.97	7.92
Retained Earnings	22.5	22.55	22.38	21.67	20.91	19.29
Treasury Stock	-	-	-1.56	-1.49	-1.04	-0.97
Comprehensive Income & Other	-5.18	-5	-5.09	-5.58	-6.82	-1.89
Shareholders' Equity	32.56	32.75	23.86	22.65	21.03	24.36
Total Liabilities & Equity	315.86	312.11	280.94	256.73	234.47	215.16
Total Debt	34.57	35.57	41.25	35.5	25	24.95
Net Cash (Debt)	-27.36	-30.24	-34.47	-31.58	-20.57	-21.42
Net Cash Per Share	-15.67	-17.29	-20.22	-18.22	-11.68	-12.01
Filing Date Shares Outstanding	1.8	1.66	1.72	1.73	1.76	1.78
Total Common Shares Outstanding	1.8	1.66	1.72	1.73	1.76	1.78
Book Value Per Share	18.09	19.68	13.86	13.10	11.93	13.66
Tangible Book Value	31.76	31.91	22.86	21.5	21.03	24.36
Tangible Book Value Per Share	17.64	19.17	13.28	12.43	11.93	13.66

Source: S&P Global Market Intelligence. Banks template. Financial Sources.