Seneca Bancorp Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 12, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	19	13	14	20	22	15
Market Cap Growth	21.97%	-4.76%	-29.55%	-9.56%	45.48%	-12.05%
Last Close Price	10.38	7.50	7.64	11.41	12.39	8.52
PE Ratio	77.52	18.85	18.66	12.32	12.42	16.85
PS Ratio	1.89	1.38	1.58	2.16	2.62	2.11
PB Ratio	0.76	0.56	0.62	0.95	0.91	0.66
P/FCF Ratio	3.53	-	-	-	8.79	10.79
P/OCF Ratio	2.12	7.82	27.04	-	6.92	9.69
Debt / Equity Ratio	1.66	1.73	1.57	1.19	1.02	1.67
Debt / FCF Ratio	7.71	-	-	-	9.92	27.04
Net Debt / Equity Ratio	1.08	1.45	1.39	0.98	0.88	1.49
Net Debt / FCF Ratio	4.99	-21.51	-471.34	-58.12	8.52	24.22
Return on Equity (ROE)	0.99%	3.06%	3.46%	7.15%	7.54%	4.11%
Return on Assets (ROA)	0.08%	0.27%	0.31%	0.72%	0.81%	0.42%
Earnings Yield	1.29%	5.31%	5.36%	8.12%	8.05%	5.93%
FCF Yield	28.33%	-11.94%	-0.48%	-1.77%	11.38%	9.27%
Buyback Yield / Dilution	0.80%	1.63%	1.65%	1.25%	0.56%	0.60%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.