Seneca Bancorp Statistics
Total Valuation
Seneca Bancorp has a market cap or net worth of 19.37 million.
| Market Cap | 19.37M |
| Enterprise Value | n/a |
Important Dates
The last earnings date was Friday, December 26, 2025.
| Earnings Date | Dec 26, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
Seneca Bancorp has 1.79 million shares outstanding. The number of shares has decreased by -0.80% in one year.
| Current Share Class | 1.79M |
| Shares Outstanding | 1.79M |
| Shares Change (YoY) | -0.80% |
| Shares Change (QoQ) | +5.53% |
| Owned by Insiders (%) | 12.46% |
| Owned by Institutions (%) | 6.04% |
| Float | 1.57M |
Valuation Ratios
The trailing PE ratio is 80.82.
| PE Ratio | 80.82 |
| Forward PE | n/a |
| PS Ratio | 1.97 |
| PB Ratio | 0.79 |
| P/TBV Ratio | 0.82 |
| P/FCF Ratio | 3.68 |
| P/OCF Ratio | 2.21 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 7.71 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 0.99%.
| Return on Equity (ROE) | 0.99% |
| Return on Assets (ROA) | 0.08% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 1.92% |
| Revenue Per Employee | 169,741 |
| Profits Per Employee | 4,121 |
| Employee Count | 61 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Seneca Bancorp has paid 43,000 in taxes.
| Income Tax | 43,000 |
| Effective Tax Rate | 15.25% |
Stock Price Statistics
The stock price has increased by +46.34% in the last 52 weeks. The beta is 0.31, so Seneca Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.31 |
| 52-Week Price Change | +46.34% |
| 50-Day Moving Average | 10.12 |
| 200-Day Moving Average | 9.18 |
| Relative Strength Index (RSI) | 70.76 |
| Average Volume (20 Days) | 3,751 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.00 |
Income Statement
In the last 12 months, Seneca Bancorp had revenue of 9.85 million and earned 239,000 in profits. Earnings per share was 0.13.
| Revenue | 9.85M |
| Gross Profit | 9.85M |
| Operating Income | 415,000 |
| Pretax Income | 282,000 |
| Net Income | 239,000 |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 0.13 |
Balance Sheet
The company has 14.29 million in cash and 40.57 million in debt, with a net cash position of -26.27 million or -14.68 per share.
| Cash & Cash Equivalents | 14.29M |
| Total Debt | 40.57M |
| Net Cash | -26.27M |
| Net Cash Per Share | -14.68 |
| Equity (Book Value) | 24.41M |
| Book Value Per Share | 13.72 |
| Working Capital | -230.08M |
Cash Flow
In the last 12 months, operating cash flow was 8.78 million and capital expenditures -3.51 million, giving a free cash flow of 5.26 million.
| Operating Cash Flow | 8.78M |
| Capital Expenditures | -3.51M |
| Free Cash Flow | 5.26M |
| FCF Per Share | 2.94 |
Margins
| Gross Margin | n/a |
| Operating Margin | 4.22% |
| Pretax Margin | 2.86% |
| Profit Margin | 2.43% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 53.46% |
Dividends & Yields
Seneca Bancorp does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 0.80% |
| Shareholder Yield | 0.80% |
| Earnings Yield | 1.23% |
| FCF Yield | 27.17% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on October 16, 2025. It was a reverse split with a ratio of 0.9684.
| Last Split Date | Oct 16, 2025 |
| Split Type | Reverse |
| Split Ratio | 0.9684 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |