UBAB Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	53.65	162.8	182.97	236.41	280.68	120.18
Investment Securities	431.31	325.19	127.76	158.54	215.5	185.92
Mortgage-Backed Securities	-	-	142.22	114.04	123.9	107.13
Total Investments	431.31	325.19	269.98	272.57	339.4	293.05
Gross Loans	905.51	895.86	874.88	815.41	726.02	660.66
Allowance for Loan Losses	-12.37	-11.77	-12.38	-11.63	-12.1	-10.2
Net Loans	893.14	884.1	862.5	803.78	713.91	650.45
Property, Plant & Equipment	16.22	16.35	16.59	13.84	16.95	16.62
Goodwill	6.52	6.52	6.52	6.52	6.52	6.47
Other Intangible Assets	0.36	0.37	0.44	0.51	0.58	0.64
Loans Held for Sale	-	-	-	-	-	0.06
Accrued Interest Receivable	9.47	9.72	9.14	8.27	6.26	5.25
Other Real Estate Owned & Foreclosed	1.26	1.27	2.84	1.1	-	0.15
Other Long-Term Assets	45.94	45.48	48.52	45.81	42.14	27.18
Total Assets	1,458	1,452	1,401	1,390	1,407	1,121
Accrued Expenses	5.69	12.7	6.87	7.37	4.98	3.41
Interest Bearing Deposits	689.22	669.4	542.14	520.79	557.42	521.14
Institutional Deposits	-	-	74.13	55.3	29.02	37.36
Non-Interest Bearing Deposits	457.11	467.53	473.85	513.76	582.6	424.24
Total Deposits	1,146	1,137	1,090	1,090	1,169	982.73
Accrued Interest Payable	1.4	1.49	1.12	0.79	0.18	0.16
Long-Term Debt	29.93	30.28	29.53	35.69	13.17	6.76
Federal Home Loan Bank Debt, Long-Term	-	-	4.44	5.1	5.77	6.44
Trust Preferred Securities	-	-	-	-	-	10.31
Pension & Post-Retirement Benefits	-	-	1.99	1.64	1.49	1.42
Other Long-Term Liabilities	0.68	0.68	0.91	0.91	-	-
Total Liabilities	1,184	1,182	1,135	1,141	1,195	1,011
Preferred Stock, Non-Redeemable	123.75	123.75	123.75	123.75	123.75	-
Total Preferred Equity	123.75	123.75	123.75	123.75	123.75	-
Common Stock	0.03	0.03	0.03	0.04	0.04	0.04
Additional Paid-In Capital	16.97	16.88	22.55	30.11	34.84	34.14
Retained Earnings	152.36	147.11	145.3	122.16	96.56	79.33
Treasury Stock	-	-	-	-	-5.4	-0
Comprehensive Income & Other	-19.26	-18.03	-25.92	-27.42	-37.18	-3.79
Total Common Equity	150.09	145.98	141.96	124.89	88.86	109.71
Shareholders' Equity	273.84	269.73	265.71	248.64	212.61	109.71
Total Liabilities & Equity	1,458	1,452	1,401	1,390	1,407	1,121
Total Debt	29.93	30.28	33.97	40.79	18.94	23.51
Net Cash (Debt)	149.44	132.52	149	195.61	261.74	96.67
Net Cash Growth	18.37%	-11.06%	-23.83%	-25.26%	170.75%	-60.16%
Net Cash Per Share	46.54	40.28	42.29	54.63	71.62	25.39
Filing Date Shares Outstanding	3.05	3.06	3.37	3.54	3.6	3.7
Total Common Shares Outstanding	3.05	3.06	3.37	3.54	3.6	3.7
Book Value Per Share	49.13	47.73	42.11	35.32	24.66	29.62
Tangible Book Value	143.22	139.09	135	117.86	81.76	102.59
Tangible Book Value Per Share	46.88	45.48	40.05	33.33	22.69	27.70

Source: S&P Global Market Intelligence. Banks template. Financial Sources.