Skip to main content
logo
United Bancorporation of Alabama, Inc. (UBAB)
OTCMKTS · Delayed Price · Currency is USD
60.60
+0.30 (0.50%)
Oct 22, 2026, 1:56 PM EDT

UBAB Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
185163192147126112
Market Cap Growth
4.49%-15.30%31.01%15.95%13.23%34.50%
Last Close Price
60.3052.5254.7939.1532.6427.08

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.909.467.134.656.776.03
PS Ratio
2.502.342.431.862.262.08
PB Ratio
0.670.600.720.590.601.02
P/FCF Ratio
-5.535.533.795.624.35
P/OCF Ratio
-5.334.823.755.204.27

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.110.110.130.160.090.21
Debt / FCF Ratio
-1.030.981.050.840.92
Net Debt / Equity Ratio
-0.49-0.58-0.56-0.79-1.23-0.88
Net Debt / FCF Ratio
--5.35-4.29-5.06-11.64-3.77
Return on Equity (ROE)
7.89%7.35%10.89%13.68%11.59%17.95%
Return on Assets (ROA)
1.49%1.38%2.01%2.25%1.48%1.76%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
10.10%12.09%14.57%21.51%14.77%16.59%
FCF Yield
-18.09%18.07%26.38%17.78%22.97%
Dividend Yield
2.34%2.63%1.93%1.45%1.14%0.93%
Payout Ratio
23.05%34.55%14.56%9.35%6.75%4.51%
Buyback Yield / Dilution
8.34%6.62%1.60%2.02%4.02%-0.76%
Total Shareholder Return
10.69%9.25%3.54%3.47%5.16%0.17%