United Bancorporation of Alabama, Inc. (UBAB)
OTCMKTS · Delayed Price · Currency is USD
54.61
+0.01 (0.02%)
Jun 15, 2026, 1:15 PM EST
UBAB Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 19.67 | 28 | 31.54 | 18.68 | 18.53 |
Depreciation & Amortization | 1.52 | 1.4 | 1.43 | 1.56 | 1.48 |
Gain (Loss) on Sale of Assets | -0.07 | -0.08 | -0.01 | 0.02 | -0.09 |
Gain (Loss) on Sale of Investments | 0.31 | 3.75 | 7.8 | 1.64 | 1.45 |
Total Asset Writedown | 0.24 | 0.39 | 0.46 | - | - |
Provision for Credit Losses | 4.04 | 4.36 | 1.12 | 2.05 | 1.86 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | - | - | 0.09 | 0.4 | 3.75 |
Accrued Interest Receivable | -0.55 | -0.88 | -2.01 | -1.01 | -1.07 |
Change in Other Net Operating Assets | 4.53 | -0.77 | -1.65 | 1.93 | 1.84 |
Other Operating Activities | 0.19 | -0.69 | -0.77 | -0.92 | -1.09 |
Operating Cash Flow | 30.53 | 39.83 | 39.08 | 24.32 | 26.17 |
Operating Cash Flow Growth | -23.34% | 1.92% | 60.69% | -7.07% | 213.22% |
Capital Expenditures | -1.09 | -5.11 | -0.39 | -1.83 | -0.52 |
Sale of Property, Plant and Equipment | 0.01 | 0.31 | 0.59 | - | - |
Cash Acquisitions | - | - | - | - | 9.68 |
Investment in Securities | -19.5 | -1.36 | 70.88 | -92.67 | -110.31 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -27.07 | -64.25 | -90.04 | -65.11 | -64.14 |
Other Investing Activities | 2.74 | -1.76 | -0.6 | -3.14 | -0.55 |
Investing Cash Flow | -44.9 | -72.17 | -19.56 | -162.75 | -165.58 |
Long-Term Debt Issued | - | - | 22.84 | 6.46 | 4.01 |
Long-Term Debt Repaid | -3.69 | -6.82 | -0.99 | -11.03 | -0.72 |
Net Debt Issued (Repaid) | -3.69 | -6.82 | 21.85 | -4.57 | 3.29 |
Issuance of Common Stock | 0.48 | 0.31 | 0.17 | 0.12 | 0.12 |
Repurchase of Common Stock | -17.51 | -0.04 | -3.69 | -5.39 | - |
Preferred Stock Issued | - | - | - | 123.75 | - |
Common Dividends Paid | -4.32 | -3.03 | -2.95 | -1.26 | -0.84 |
Preferred Dividends Paid | -2.48 | -1.05 | - | - | - |
Total Dividends Paid | -6.8 | -4.08 | -2.95 | -1.26 | -0.84 |
Net Increase (Decrease) in Deposit Accounts | 46.81 | 0.26 | -79.19 | 186.28 | -4.28 |
Other Financing Activities | - | -10.73 | - | - | -1.39 |
Financing Cash Flow | 19.29 | -21.1 | -63.8 | 298.93 | -3.29 |
Net Cash Flow | 4.92 | -53.44 | -44.28 | 160.5 | -142.7 |
Free Cash Flow | 29.44 | 34.72 | 38.69 | 22.49 | 25.65 |
Free Cash Flow Growth | -15.20% | -10.26% | 72.02% | -12.32% | 271.36% |
Free Cash Flow Margin | 42.25% | 43.93% | 49.17% | 40.16% | 47.73% |
Free Cash Flow Per Share | 8.95 | 9.86 | 10.80 | 6.15 | 6.74 |
Cash Interest Paid | 15.76 | 14.64 | 8.04 | 3.71 | 2.74 |
Cash Income Tax Paid | 3.54 | 8.11 | 9.76 | 5.59 | 5.39 |