United Bancorporation of Alabama, Inc. (UBAB)
OTCMKTS · Delayed Price · Currency is USD
60.60
+0.11 (0.18%)
Aug 17, 2026, 4:00 PM EST

UBAB Statistics

Total Valuation

UBAB has a market cap or net worth of 185.15 million.

Market Cap185.15M
Enterprise Value n/a

Important Dates

The last earnings date was Thursday, August 6, 2026.

Earnings Date Aug 6, 2026
Ex-Dividend Date Jun 30, 2026

Share Statistics

UBAB has 3.06 million shares outstanding. The number of shares has decreased by -8.34% in one year.

Current Share Class 3.06M
Shares Outstanding 3.06M
Shares Change (YoY) -8.34%
Shares Change (QoQ) +0.07%
Owned by Insiders (%) n/a
Owned by Institutions (%) 8.20%
Float n/a

Valuation Ratios

The trailing PE ratio is 9.90.

PE Ratio 9.90
Forward PE n/a
PS Ratio 2.52
PB Ratio 0.67
P/TBV Ratio 1.27
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 7.89%.

Return on Equity (ROE) 7.89%
Return on Assets (ROA) 1.49%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 5.75%
Revenue Per Employee 415,821
Profits Per Employee 108,479
Employee Count 177
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, UBAB has paid 5.14 million in taxes.

Income Tax 5.14M
Effective Tax Rate 19.18%

Stock Price Statistics

The stock price has increased by +9.19% in the last 52 weeks. The beta is 0.44, so UBAB's price volatility has been lower than the market average.

Beta (5Y) 0.44
52-Week Price Change +9.19%
50-Day Moving Average 57.30
200-Day Moving Average 54.01
Relative Strength Index (RSI) 66.29
Average Volume (20 Days) 1,260

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) 1.22

Income Statement

In the last 12 months, UBAB had revenue of 73.60 million and earned 19.20 million in profits. Earnings per share was 6.12.

Revenue73.60M
Gross Profit 73.60M
Operating Income 26.82M
Pretax Income 26.82M
Net Income 19.20M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 6.12
Full Income Statement

Balance Sheet

The company has 166.04 million in cash and 30.53 million in debt, with a net cash position of 135.51 million or 44.35 per share.

Cash & Cash Equivalents 166.04M
Total Debt 30.53M
Net Cash 135.51M
Net Cash Per Share 44.35
Equity (Book Value) 276.95M
Book Value Per Share 50.14
Working Capital -1.00B
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Depreciation & Amortization n/a
Net Borrowing n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 36.44%
Pretax Margin 36.44%
Profit Margin 29.45%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 1.42, which amounts to a dividend yield of 2.34%.

Dividend Per Share 1.42
Dividend Yield 2.34%
Dividend Growth (YoY) 8.46%
Years of Dividend Growth 9
Payout Ratio n/a
Buyback Yield 8.34%
Shareholder Yield 10.69%
Earnings Yield 10.37%
FCF Yield n/a
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 18, 2012. It was a forward split with a ratio of 1.0087.

Last Split Date Jul 18, 2012
Split Type Forward
Split Ratio 1.0087

Scores

Altman Z-Score n/a
Piotroski F-Score 2