United Bancorporation of Alabama, Inc. (UBAB)
OTCMKTS · Delayed Price · Currency is USD
52.75
-0.30 (-0.57%)
May 5, 2026, 12:31 PM EST

UBAB Statistics

Total Valuation

UBAB has a market cap or net worth of 162.06 million.

Market Cap162.06M
Enterprise Value n/a

Important Dates

The next estimated earnings date is Friday, May 8, 2026.

Earnings Date May 8, 2026
Ex-Dividend Date Dec 31, 2025

Share Statistics

UBAB has 3.05 million shares outstanding. The number of shares has decreased by -6.62% in one year.

Current Share Class 3.05M
Shares Outstanding 3.05M
Shares Change (YoY) -6.62%
Shares Change (QoQ) -2.21%
Owned by Insiders (%) n/a
Owned by Institutions (%) 9.89%
Float n/a

Valuation Ratios

The trailing PE ratio is 9.51.

PE Ratio 9.51
Forward PE n/a
PS Ratio 2.26
PB Ratio 0.59
P/TBV Ratio 1.13
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 7.44%.

Return on Equity (ROE) 7.44%
Return on Assets (ROA) 1.43%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 5.73%
Revenue Per Employee 404,639
Profits Per Employee 101,210
Employee Count 177
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, UBAB has paid 4.72 million in taxes.

Income Tax 4.72M
Effective Tax Rate 18.80%

Stock Price Statistics

The stock price has increased by +6.10% in the last 52 weeks. The beta is 0.46, so UBAB's price volatility has been lower than the market average.

Beta (5Y) 0.46
52-Week Price Change +6.10%
50-Day Moving Average 51.20
200-Day Moving Average 53.20
Relative Strength Index (RSI) 61.16
Average Volume (20 Days) 1,711

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, UBAB had revenue of 71.62 million and earned 17.91 million in profits. Earnings per share was 5.58.

Revenue71.62M
Gross Profit 71.62M
Operating Income 25.11M
Pretax Income 25.11M
Net Income 17.91M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 5.58
Full Income Statement

Balance Sheet

The company has 179.38 million in cash and 29.93 million in debt, with a net cash position of 149.44 million or 48.92 per share.

Cash & Cash Equivalents 179.38M
Total Debt 29.93M
Net Cash 149.44M
Net Cash Per Share 48.92
Equity (Book Value) 273.84M
Book Value Per Share 49.13
Working Capital -963.30M
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Depreciation & Amortization n/a
Net Borrowing n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 35.06%
Pretax Margin 35.06%
Profit Margin 28.47%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 1.40, which amounts to a dividend yield of 2.64%.

Dividend Per Share 1.40
Dividend Yield 2.64%
Dividend Growth (YoY) 27.27%
Years of Dividend Growth 9
Payout Ratio n/a
Buyback Yield 6.62%
Shareholder Yield 9.26%
Earnings Yield 11.05%
FCF Yield n/a
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 18, 2012. It was a forward split with a ratio of 1.0087.

Last Split Date Jul 18, 2012
Split Type Forward
Split Ratio 1.0087

Scores

Altman Z-Score n/a
Piotroski F-Score 2