United Bancorporation of Alabama, Inc. (UBAB)
OTCMKTS · Delayed Price · Currency is USD
54.90
-0.59 (-1.06%)
Aug 1, 2025, 1:15 PM EDT

UBAB Statistics

Total Valuation

UBAB has a market cap or net worth of 180.68 million.

Market Cap180.68M
Enterprise Value n/a

Important Dates

The last earnings date was Friday, July 25, 2025.

Earnings Date Jul 25, 2025
Ex-Dividend Date Jun 30, 2025

Share Statistics

UBAB has 3.29 million shares outstanding. The number of shares has decreased by -2.84% in one year.

Current Share Class 3.29M
Shares Outstanding 3.29M
Shares Change (YoY) -2.84%
Shares Change (QoQ) -2.53%
Owned by Insiders (%) n/a
Owned by Institutions (%) 11.65%
Float n/a

Valuation Ratios

The trailing PE ratio is 8.73.

PE Ratio 8.73
Forward PE n/a
PS Ratio 2.41
PB Ratio 0.66
P/TBV Ratio 1.28
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 8.95%.

Return on Equity (ROE) 8.95%
Return on Assets (ROA) 1.69%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee 424,254
Profits Per Employee 128,495
Employee Count 177
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, UBAB has paid 6.47 million in taxes.

Income Tax 6.47M
Effective Tax Rate 21.38%

Stock Price Statistics

The stock price has increased by +6.58% in the last 52 weeks. The beta is 0.45, so UBAB's price volatility has been lower than the market average.

Beta (5Y) 0.45
52-Week Price Change +6.58%
50-Day Moving Average 52.70
200-Day Moving Average 54.24
Relative Strength Index (RSI) 60.84
Average Volume (20 Days) 3,374

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, UBAB had revenue of 75.09 million and earned 22.74 million in profits. Earnings per share was 6.29.

Revenue75.09M
Gross Profit 75.09M
Operating Income 30.27M
Pretax Income 30.27M
Net Income 22.74M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 6.29
Full Income Statement

Balance Sheet

The company has 168.85 million in cash and 33.34 million in debt, giving a net cash position of 135.51 million or 41.18 per share.

Cash & Cash Equivalents 168.85M
Total Debt 33.34M
Net Cash 135.51M
Net Cash Per Share 41.18
Equity (Book Value) 272.32M
Book Value Per Share 45.18
Working Capital -936.92M
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 40.31%
Pretax Margin 40.31%
Profit Margin 31.69%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 1.20, which amounts to a dividend yield of 2.16%.

Dividend Per Share 1.20
Dividend Yield 2.16%
Dividend Growth (YoY) 52.94%
Years of Dividend Growth 8
Payout Ratio n/a
Buyback Yield 2.84%
Shareholder Yield 5.01%
Earnings Yield 12.59%
FCF Yield n/a
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 18, 2012. It was a forward split with a ratio of 1.0087.

Last Split Date Jul 18, 2012
Split Type Forward
Split Ratio 1.0087

Scores

Altman Z-Score n/a
Piotroski F-Score 2