United Bancorporation of Alabama, Inc. (UBAB)
OTCMKTS · Delayed Price · Currency is USD
50.62
-0.38 (-0.75%)
Jun 2, 2025, 1:12 PM EDT

UBAB Statistics

Total Valuation

UBAB has a market cap or net worth of 170.82 million.

Market Cap 170.82M
Enterprise Value n/a

Important Dates

The next estimated earnings date is Friday, July 25, 2025.

Earnings Date Jul 25, 2025
Ex-Dividend Date Dec 31, 2024

Share Statistics

UBAB has 3.37 million shares outstanding. The number of shares has decreased by -2.84% in one year.

Current Share Class 3.37M
Shares Outstanding 3.37M
Shares Change (YoY) -2.84%
Shares Change (QoQ) -2.53%
Owned by Insiders (%) n/a
Owned by Institutions (%) 11.39%
Float n/a

Valuation Ratios

The trailing PE ratio is 6.91.

PE Ratio 6.91
Forward PE n/a
PS Ratio 2.17
PB Ratio 0.62
P/TBV Ratio 1.19
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 10.29%.

Return on Equity (ROE) 10.29%
Return on Assets (ROA) 1.94%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee 443,729
Profits Per Employee 143,792
Employee Count 177
Asset Turnover n/a
Inventory Turnover n/a

Taxes

Income Tax n/a
Effective Tax Rate n/a

Stock Price Statistics

The stock price has increased by +5.75% in the last 52 weeks. The beta is 0.43, so UBAB's price volatility has been lower than the market average.

Beta (5Y) 0.43
52-Week Price Change +5.75%
50-Day Moving Average 50.75
200-Day Moving Average 53.80
Relative Strength Index (RSI) 51.38
Average Volume (20 Days) 4,779

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) 0.04

Income Statement

In the last 12 months, UBAB had revenue of 78.54 million and earned 25.45 million in profits. Earnings per share was 7.33.

Revenue 78.54M
Gross Profit 78.54M
Operating Income 34.89M
Pretax Income 34.89M
Net Income 25.45M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 7.33
Full Income Statement

Balance Sheet

The company has 159.91 million in cash and 33.66 million in debt, giving a net cash position of 126.25 million or 37.41 per share.

Cash & Cash Equivalents 159.91M
Total Debt 33.66M
Net Cash 126.25M
Net Cash Per Share 37.41
Equity (Book Value) 274.19M
Book Value Per Share 44.58
Working Capital -922.87M
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 44.42%
Pretax Margin 44.42%
Profit Margin 34.53%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 1.20, which amounts to a dividend yield of 2.35%.

Dividend Per Share 1.20
Dividend Yield 2.35%
Dividend Growth (YoY) 83.33%
Years of Dividend Growth 8
Payout Ratio n/a
Buyback Yield 2.84%
Shareholder Yield 5.19%
Earnings Yield 14.90%
FCF Yield n/a
Dividend Details

Stock Splits

The last stock split was on July 18, 2012. It was a forward split with a ratio of 1.0087.

Last Split Date Jul 18, 2012
Split Type Forward
Split Ratio 1.0087

Scores

Altman Z-Score n/a
Piotroski F-Score n/a