United Bancshares Statistics
Total Valuation
UBOH has a market cap or net worth of 101.32 million.
| Market Cap | 101.32M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Tuesday, January 20, 2026.
| Earnings Date | Jan 20, 2026 |
| Ex-Dividend Date | Nov 28, 2025 |
Share Statistics
UBOH has 2.97 million shares outstanding. The number of shares has decreased by -1.23% in one year.
| Current Share Class | 2.97M |
| Shares Outstanding | 2.97M |
| Shares Change (YoY) | -1.23% |
| Shares Change (QoQ) | -0.39% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | 3.21% |
| Float | n/a |
Valuation Ratios
The trailing PE ratio is 8.50.
| PE Ratio | 8.50 |
| Forward PE | n/a |
| PS Ratio | 2.20 |
| PB Ratio | 0.94 |
| P/TBV Ratio | 0.94 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.48%.
| Return on Equity (ROE) | 11.48% |
| Return on Assets (ROA) | 0.98% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | 218,735 |
| Profits Per Employee | 56,540 |
| Employee Count | 211 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, UBOH has paid 1.38 million in taxes.
| Income Tax | 1.38M |
| Effective Tax Rate | 10.36% |
Stock Price Statistics
The stock price has increased by +66.02% in the last 52 weeks. The beta is -0.04, so UBOH's price volatility has been lower than the market average.
| Beta (5Y) | -0.04 |
| 52-Week Price Change | +66.02% |
| 50-Day Moving Average | 35.63 |
| 200-Day Moving Average | 29.81 |
| Relative Strength Index (RSI) | 26.70 |
| Average Volume (20 Days) | 582 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.89 |
Income Statement
In the last 12 months, UBOH had revenue of 46.15 million and earned 11.93 million in profits. Earnings per share was 4.02.
| Revenue | 46.15M |
| Gross Profit | 46.15M |
| Operating Income | 13.31M |
| Pretax Income | 13.31M |
| Net Income | 11.93M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 4.02 |
Balance Sheet
The company has 77.10 million in cash and 16.82 million in debt, giving a net cash position of 60.28 million or 20.32 per share.
| Cash & Cash Equivalents | 77.10M |
| Total Debt | 16.82M |
| Net Cash | 60.28M |
| Net Cash Per Share | 20.32 |
| Equity (Book Value) | 107.94M |
| Book Value Per Share | 36.39 |
| Working Capital | -990.50M |
Cash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Margins
| Gross Margin | n/a |
| Operating Margin | 28.84% |
| Pretax Margin | 28.84% |
| Profit Margin | 25.85% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 0.92, which amounts to a dividend yield of 2.69%.
| Dividend Per Share | 0.92 |
| Dividend Yield | 2.69% |
| Dividend Growth (YoY) | 3.41% |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 1.23% |
| Shareholder Yield | 3.85% |
| Earnings Yield | 11.77% |
| FCF Yield | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on December 1, 1998. It was a forward split with a ratio of 1.00625.
| Last Split Date | Dec 1, 1998 |
| Split Type | Forward |
| Split Ratio | 1.00625 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |