United Bancshares Statistics
Total Valuation
UBOH has a market cap or net worth of 108.03 million.
| Market Cap | 108.03M |
| Enterprise Value | n/a |
Important Dates
The last earnings date was Tuesday, January 20, 2026.
| Earnings Date | Jan 20, 2026 |
| Ex-Dividend Date | Feb 27, 2026 |
Share Statistics
UBOH has 2.75 million shares outstanding. The number of shares has decreased by -0.88% in one year.
| Current Share Class | 2.75M |
| Shares Outstanding | 2.75M |
| Shares Change (YoY) | -0.88% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | 1.83% |
| Float | n/a |
Valuation Ratios
The trailing PE ratio is 9.72.
| PE Ratio | 9.72 |
| Forward PE | n/a |
| PS Ratio | 2.30 |
| PB Ratio | 0.95 |
| P/TBV Ratio | 0.95 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.51%.
| Return on Equity (ROE) | 11.51% |
| Return on Assets (ROA) | 1.01% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.30% |
| Revenue Per Employee | 222,943 |
| Profits Per Employee | 56,848 |
| Employee Count | 211 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, UBOH has paid 1.53 million in taxes.
| Income Tax | 1.53M |
| Effective Tax Rate | 11.28% |
Stock Price Statistics
The stock price has increased by +34.00% in the last 52 weeks. The beta is -0.08, so UBOH's price volatility has been lower than the market average.
| Beta (5Y) | -0.08 |
| 52-Week Price Change | +34.00% |
| 50-Day Moving Average | 37.99 |
| 200-Day Moving Average | 30.98 |
| Relative Strength Index (RSI) | 46.68 |
| Average Volume (20 Days) | 2,313 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.03 |
Income Statement
In the last 12 months, UBOH had revenue of 47.04 million and earned 12.00 million in profits. Earnings per share was 4.04.
| Revenue | 47.04M |
| Gross Profit | 47.04M |
| Operating Income | 13.52M |
| Pretax Income | 13.52M |
| Net Income | 12.00M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 4.04 |
Balance Sheet
The company has 51.88 million in cash and 16.57 million in debt, with a net cash position of 35.32 million or 12.85 per share.
| Cash & Cash Equivalents | 51.88M |
| Total Debt | 16.57M |
| Net Cash | 35.32M |
| Net Cash Per Share | 12.85 |
| Equity (Book Value) | 113.66M |
| Book Value Per Share | 38.47 |
| Working Capital | -1.00B |
Cash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Margins
| Gross Margin | n/a |
| Operating Margin | 28.74% |
| Pretax Margin | 28.74% |
| Profit Margin | 25.50% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 0.96, which amounts to a dividend yield of 2.44%.
| Dividend Per Share | 0.96 |
| Dividend Yield | 2.44% |
| Dividend Growth (YoY) | 5.68% |
| Years of Dividend Growth | 1 |
| Payout Ratio | n/a |
| Buyback Yield | 0.88% |
| Shareholder Yield | 3.30% |
| Earnings Yield | 11.10% |
| FCF Yield | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on December 1, 1998. It was a forward split with a ratio of 1.00625.
| Last Split Date | Dec 1, 1998 |
| Split Type | Forward |
| Split Ratio | 1.00625 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |