United Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	52.63	51.88	95.28	26.92	30.68	75.2
Investment Securities	221.54	227.9	119.12	123.91	143.49	155.07
Trading Asset Securities	-	-	0.19	0.14	0.31	0.88
Mortgage-Backed Securities	-	-	116.38	124.21	137.79	152.57
Total Investments	221.54	227.9	235.68	248.27	281.59	308.52
Gross Loans	853.2	825.13	762.17	706.67	683.58	609.56
Allowance for Loan Losses	-8.87	-8.63	-7.94	-8.88	-9.4	-10.36
Net Loans	844.33	816.5	754.23	697.79	674.17	599.2
Property, Plant & Equipment	-	-	23.41	25.33	25.51	23.5
Goodwill	-	-	28.62	28.62	28.62	28.62
Other Intangible Assets	-	-	0.1	0.22	0.36	0.5
Loans Held for Sale	-	-	4.82	2.16	3.97	9.15
Accrued Interest Receivable	-	-	4.45	4.2	-	-
Other Current Assets	-	-	2.07	-	-	-
Long-Term Deferred Tax Assets	-	-	8.51	7.67	10	-
Other Long-Term Assets	96.52	97.12	29.87	28.25	28.54	26.74
Total Assets	1,215	1,193	1,189	1,071	1,087	1,077
Interest Bearing Deposits	1,086	1,056	909.73	773.65	719.66	735.04
Institutional Deposits	-	-	-	-	18.26	-
Non-Interest Bearing Deposits	-	-	161.38	179.2	215.97	195.37
Total Deposits	1,086	1,056	1,071	952.85	953.88	930.41
Short-Term Borrowings	-	-	-	-	25.08	0.01
Current Portion of Leases	-	-	0.29	-	0.26	-
Long-Term Debt	16.31	16.57	4	5	6	7
Long-Term Leases	-	-	0.72	1.06	1.1	1.66
Trust Preferred Securities	-	-	13.08	13.04	13.01	12.98
Pension & Post-Retirement Benefits	-	-	1.31	1.38	1.58	1.57
Long-Term Deferred Tax Liabilities	-	-	-	-	-	1.31
Other Long-Term Liabilities	6.24	7.43	4.09	4.25	3.69	2.52
Total Liabilities	1,109	1,080	1,095	977.57	1,005	957.46
Common Stock	22.43	22.33	3.84	3.82	3.82	3.79
Additional Paid-In Capital	-	-	17.62	17.32	17.05	16.31
Retained Earnings	137.14	134.12	124.82	118.3	112.47	103.9
Treasury Stock	-26.76	-18.01	-16.76	-14.86	-12.27	-8.9
Comprehensive Income & Other	-26.69	-24.78	-34.79	-30.66	-38.37	3.99
Shareholders' Equity	106.11	113.66	94.74	93.92	82.69	119.1
Total Liabilities & Equity	1,215	1,193	1,189	1,071	1,087	1,077
Total Debt	16.31	16.57	18.08	19.1	45.45	21.65
Net Cash (Debt)	36.32	35.32	77.39	7.95	-14.47	54.43
Net Cash Growth	-51.92%	-54.36%	873.43%	-	-	46.70%
Net Cash Per Share	12.43	11.90	25.85	2.58	-4.43	16.31
Filing Date Shares Outstanding	2.75	2.95	2.96	3.04	3.14	3.28
Total Common Shares Outstanding	2.75	2.95	2.96	3.04	3.15	3.27
Book Value Per Share	38.53	38.47	31.96	30.93	26.22	36.39
Tangible Book Value	106.11	113.66	66.02	65.09	53.72	89.98
Tangible Book Value Per Share	38.53	38.47	22.28	21.43	17.03	27.50

Source: S&P Global Market Intelligence. Banks template. Financial Sources.