United Bancshares, Inc. (UBOH)
OTCMKTS · Delayed Price · Currency is USD
41.80
+0.39 (0.94%)
At close: Nov 4, 2026
United Bancshares Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 57.12 | 51.88 | 95.28 | 26.92 | 30.68 | 75.2 |
Investment Securities | 428.47 | 227.9 | 119.12 | 123.91 | 143.49 | 155.07 |
Trading Asset Securities | - | - | 0.19 | 0.14 | 0.31 | 0.88 |
Mortgage-Backed Securities | - | - | 116.38 | 124.21 | 137.79 | 152.57 |
Total Investments | 428.47 | 227.9 | 235.68 | 248.27 | 281.59 | 308.52 |
Gross Loans | 868.51 | 825.13 | 762.17 | 706.67 | 683.58 | 609.56 |
Allowance for Loan Losses | -9.33 | -8.63 | -7.94 | -8.88 | -9.4 | -10.36 |
Net Loans | 859.18 | 816.5 | 754.23 | 697.79 | 674.17 | 599.2 |
Property, Plant & Equipment | - | - | 23.41 | 25.33 | 25.51 | 23.5 |
Goodwill | - | - | 28.62 | 28.62 | 28.62 | 28.62 |
Other Intangible Assets | - | - | 0.1 | 0.22 | 0.36 | 0.5 |
Loans Held for Sale | - | - | 4.82 | 2.16 | 3.97 | 9.15 |
Accrued Interest Receivable | - | - | 4.45 | 4.2 | - | - |
Other Current Assets | - | - | 2.07 | - | - | - |
Long-Term Deferred Tax Assets | - | - | 8.51 | 7.67 | 10 | - |
Other Long-Term Assets | 113.52 | 97.12 | 29.87 | 28.25 | 28.54 | 26.74 |
Total Assets | 1,458 | 1,193 | 1,189 | 1,071 | 1,087 | 1,077 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 1,191 | 1,056 | 909.73 | 773.65 | 719.66 | 735.04 |
Institutional Deposits | - | - | - | - | 18.26 | - |
Non-Interest Bearing Deposits | - | - | 161.38 | 179.2 | 215.97 | 195.37 |
Total Deposits | 1,191 | 1,056 | 1,071 | 952.85 | 953.88 | 930.41 |
Short-Term Borrowings | - | - | - | - | 25.08 | 0.01 |
Current Portion of Leases | - | - | 0.29 | - | 0.26 | - |
Long-Term Debt | 163.63 | 16.57 | 4 | 5 | 6 | 7 |
Long-Term Leases | - | - | 0.72 | 1.06 | 1.1 | 1.66 |
Trust Preferred Securities | - | - | 13.08 | 13.04 | 13.01 | 12.98 |
Pension & Post-Retirement Benefits | - | - | 1.31 | 1.38 | 1.58 | 1.57 |
Long-Term Deferred Tax Liabilities | - | - | - | - | - | 1.31 |
Other Long-Term Liabilities | 8.15 | 7.43 | 4.09 | 4.25 | 3.69 | 2.52 |
Total Liabilities | 1,363 | 1,080 | 1,095 | 977.57 | 1,005 | 957.46 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 22.58 | 22.33 | 3.84 | 3.82 | 3.82 | 3.79 |
Additional Paid-In Capital | - | - | 17.62 | 17.32 | 17.05 | 16.31 |
Retained Earnings | 142.57 | 134.12 | 124.82 | 118.3 | 112.47 | 103.9 |
Treasury Stock | -29.21 | -18.01 | -16.76 | -14.86 | -12.27 | -8.9 |
Comprehensive Income & Other | -40.91 | -24.78 | -34.79 | -30.66 | -38.37 | 3.99 |
Shareholders' Equity | 95.04 | 113.66 | 94.74 | 93.92 | 82.69 | 119.1 |
Total Liabilities & Equity | 1,458 | 1,193 | 1,189 | 1,071 | 1,087 | 1,077 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 163.63 | 16.57 | 18.08 | 19.1 | 45.45 | 21.65 |
Net Cash (Debt) | -106.51 | 35.32 | 77.39 | 7.95 | -14.47 | 54.43 |
Net Cash Growth | - | -54.36% | 873.43% | - | - | 46.70% |
Net Cash Per Share | -38.07 | 11.90 | 25.85 | 2.58 | -4.43 | 16.31 |
Filing Date Shares Outstanding | 2.69 | 2.95 | 2.96 | 3.04 | 3.14 | 3.28 |
Total Common Shares Outstanding | 2.69 | 2.95 | 2.96 | 3.04 | 3.15 | 3.27 |
Book Value Per Share | 35.31 | 38.47 | 31.96 | 30.93 | 26.22 | 36.39 |
Tangible Book Value | 95.04 | 113.66 | 66.02 | 65.09 | 53.72 | 89.98 |
Tangible Book Value Per Share | 35.31 | 38.47 | 22.28 | 21.43 | 17.03 | 27.50 |