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United Bancshares, Inc. (UBOH)
OTCMKTS · Delayed Price · Currency is USD
39.00
+0.25 (0.65%)
Jul 31, 2026, 9:30 AM EST

United Bancshares Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year
FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '24 Dec '23 Dec '22 Dec '21
Net Income
9.168.6111.3113.58
Depreciation & Amortization
1.831.831.611.54
Gain (Loss) on Sale of Assets
0.060.020.020.26
Gain (Loss) on Sale of Investments
0.670.710.910.85
Provision for Credit Losses
-1.11-0.59-10.3
Net Decrease (Increase) in Loans Originated / Sold - Operating
0.123.816.7922.12
Change in Other Net Operating Assets
-1.290.54-2.270.32
Other Operating Activities
0.31-0.140.91.09
Operating Cash Flow
7.0512.8316.7826.44
Operating Cash Flow Growth
-45.06%-23.51%-36.54%53.56%

Investing Activities

Fiscal Year
FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '24 Dec '23 Dec '22 Dec '21
Capital Expenditures
-1.73-1.64-3.58-3.96
Investment in Securities
5.8238.76-28.28-118.17
Net Decrease (Increase) in Loans Originated / Sold - Investing
-55.45-22.86-73.7825.14
Other Investing Activities
-0.11.782.610.47
Investing Cash Flow
-51.4616.04-103.03-96.52

Financing Activities

Fiscal Year
FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '24 Dec '23 Dec '22 Dec '21
Short-Term Debt Issued
--25.070.01
Long-Term Debt Issued
---7
Total Debt Issued
--25.077.01
Short-Term Debt Repaid
--25.08--
Long-Term Debt Repaid
-1-1-1-7.75
Total Debt Repaid
-1-26.08-1-7.75
Net Debt Issued (Repaid)
-1-26.0824.07-0.74
Issuance of Common Stock
0.560.30.240.24
Repurchase of Common Stock
-2.3-2.81-3.07-0.76
Common Dividends Paid
-2.63-2.77-2.75-2.39
Net Increase (Decrease) in Deposit Accounts
118.26-1.0423.4792.06
Other Financing Activities
-0.11-0.24-0.24-0.17
Financing Cash Flow
112.78-32.6441.7388.25

Net Cash Flow

Fiscal Year
FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '24 Dec '23 Dec '22 Dec '21
Net Cash Flow
68.37-3.77-44.5218.17

Free Cash Flow

Fiscal Year
FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '24 Dec '23 Dec '22 Dec '21
Free Cash Flow
5.3211.213.222.48
Free Cash Flow Growth
-52.51%-15.17%-41.28%43.76%
Free Cash Flow Margin
12.71%27.40%28.30%42.59%
Free Cash Flow Per Share
1.783.644.046.73

Additional Metrics

Fiscal Year
FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '24 Dec '23 Dec '22 Dec '21
Cash Interest Paid
20.9113.83.173.17
Cash Income Tax Paid
0.10.55-2.37