United Bancshares, Inc. (UBOH)
OTCMKTS · Delayed Price · Currency is USD
39.00
+0.25 (0.65%)
Jul 31, 2026, 9:30 AM EST

United Bancshares Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
105127925860100
Market Cap Growth
21.29%38.15%57.08%-2.61%-39.98%20.23%
Last Close Price
38.7542.4729.7117.6716.3826.10

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.7110.5810.046.805.317.37
PS Ratio
2.252.702.201.431.291.90
PB Ratio
0.951.120.970.620.730.84
P/FCF Ratio
--17.285.224.554.45
P/OCF Ratio
--13.034.563.583.79

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.150.150.190.200.550.18
Debt / FCF Ratio
--3.401.713.440.96
Net Debt / Equity Ratio
-0.34-0.31-0.82-0.080.18-0.46
Net Debt / FCF Ratio
---14.55-0.711.10-2.42
Return on Equity (ROE)
12.60%11.51%9.71%9.74%11.21%11.77%
Return on Assets (ROA)
1.07%1.01%0.81%0.80%1.04%1.32%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
10.86%9.45%9.96%14.71%18.83%13.57%
FCF Yield
--5.79%19.14%21.98%22.47%
Dividend Yield
2.58%2.12%2.96%4.98%5.13%2.80%
Payout Ratio
--28.76%32.21%24.29%17.63%
Buyback Yield / Dilution
1.95%0.88%2.67%5.79%2.20%-0.96%
Total Shareholder Return
4.53%3.00%5.64%10.77%7.33%1.84%