United Overseas Bank Limited (UOVEF)
| Market Cap | 50.93B +11.5% |
| Revenue (ttm) | 9.01B -13.1% |
| Net Income | 3.52B -23.5% |
| EPS | 2.13 |
| Shares Out | n/a |
| PE Ratio | 14.47 |
| Forward PE | 11.41 |
| Dividend | 1.41 (4.71%) |
| Ex-Dividend Date | Apr 24, 2026 |
| Volume | 1,127 |
| Open | 29.30 |
| Previous Close | 27.50 |
| Day's Range | 29.30 - 30.00 |
| 52-Week Range | 24.37 - 32.00 |
| Beta | 0.38 |
| Analysts | n/a |
| Price Target | n/a |
| Earnings Date | Aug 7, 2026 |
About United Overseas Bank
United Overseas Bank Limited, together with its subsidiaries, provides banking products and services worldwide. It operates through three segments: Group Retail, Group Wholesale Banking, and Global Markets. The company offers deposit products; loan products, including overdraft, cash credit, short term, and long-term loans; and buyers credit, structured trade finance, ECBs, SGD bonds, loan syndication, and M and A services. It provides forex, documentary collection, credit, export and import finance services. In addition, the company offers inw... [Read more]
Financial Performance
In 2025, United Overseas Bank's revenue was 11.77 billion, a decrease of -11.98% compared to the previous year's 13.37 billion. Earnings were 4.59 billion, a decrease of -22.90%.
Financial numbers in SGD Financial StatementsNews
Innovation powers UOB’s vision for smarter banking
Artificial intelligence (AI) has become the latest version of the corporate arms race, with companies under pressure to quickly adopt the newest tools or risk being left behind. But in banking, the ca...
United Overseas Bank Slides: Investor update
United Overseas Bank has posted slides in relation to its latest quarterly earnings report, which was published on June 22, 2026.
United Overseas Bank Slides: Investor presentation
United Overseas Bank has posted slides in relation to its latest quarterly earnings report, which was published on May 12, 2026.
United Overseas Bank Earnings Call Transcript: Q1 2026
Q1 net profit reached SGD 1.4 billion, up 2% quarter-on-quarter but down 4% year-on-year, with stable NIM and strong asset quality. Integration of Citi portfolio is complete, supporting long-term growth ambitions, including doubling wealth income by 2030.
United Overseas Bank Earnings release: Q1 2026
United Overseas Bank released its Q1 2026 earnings on May 7, 2026, summarizing the period's financial results.
United Overseas Bank Slides: Q1 2026
United Overseas Bank has posted slides in relation to its Q1 2026 quarterly earnings report, which was published on May 7, 2026.
United Overseas Bank Slides: Investor presentation
United Overseas Bank has posted slides in relation to its latest quarterly earnings report, which was published on March 1, 2026.
United Overseas Bank Earnings Call Transcript: H2 2025
Full-year 2025 net profit reached SGD 4.7 billion, with resilient operating profit and record fee income despite a 4% year-over-year decline. Strong ASEAN performance, robust capital, and disciplined cost management underpin a positive outlook, with cautious guidance for 2026 amid global uncertainties.
United Overseas Bank Annual report: H2 2025
United Overseas Bank has published its H2 2025 annual report on February 23, 2026.
United Overseas Bank Slides: H2 2025
United Overseas Bank has posted slides in relation to its H2 2025 quarterly earnings report, which was published on February 23, 2026.
United Overseas Bank downgraded to Neutral from Buy at Goldman Sachs
Goldman Sachs downgraded United Overseas Bank (UOVEY) to Neutral from Buy with a S$38 price target The firm believes concerns over the bank’s asset quality are likely to limit the…
United Overseas Bank Earnings Call Transcript: Q3 2025
Q3 2025 saw SGD 1.9 billion operating profit, robust loan and fee growth, and a major SGD 615 million preemptive provision to strengthen coverage, mainly for U.S. and Greater China CRE risks. Capital and liquidity remain strong, with stable credit costs expected ahead.
United Overseas Bank Earnings release: Q3 2025
United Overseas Bank released its Q3 2025 earnings on November 6, 2025, summarizing the period's financial results.
United Overseas Bank Slides: Q3 2025
United Overseas Bank has posted slides in relation to its Q3 2025 quarterly earnings report, which was published on November 6, 2025.
United Overseas Bank downgraded to Underweight from Neutral at JPMorgan
JPMorgan downgraded United Overseas Bank (UOVEY) to Underweight from Neutral with a price target of S$32.50, down from S$36.50. United Overseas has delivered Return on Equity with the least volatility...
United Overseas Bank Earnings Call Transcript: H1 2025
Operating profit for H1 2025 rose 3% year-on-year, but net profit declined 3% to SGD 2.8 billion due to higher reserves and margin compression. Fee income and retail growth were strong, while guidance was moderated amid macro uncertainties and tariff risks.
United Overseas Bank Quarterly report: H1 2025
United Overseas Bank has published its H1 2025 quarterly earnings report on August 7, 2025.
United Overseas Bank Slides: H1 2025
United Overseas Bank has posted slides in relation to its H1 2025 quarterly earnings report, which was published on August 7, 2025.
United Overseas Bank Earnings Call Transcript: Q1 2025
Q1 2025 saw stable net profit of SGD 1.5 billion, strong capital and liquidity, and broad-based growth in lending, fees, and trading income. Asset quality and capital ratios remain robust, with prudent provisioning amid global uncertainties and ongoing capital returns to shareholders.
United Overseas Bank Earnings release: Q1 2025
United Overseas Bank released its Q1 2025 earnings on May 6, 2025, summarizing the period's financial results.
United Overseas Bank Slides: Q1 2025
United Overseas Bank has posted slides in relation to its Q1 2025 quarterly earnings report, which was published on May 6, 2025.
UOB's first-quarter net profit stable on year, misses expectations
Singapore's United Overseas Bank reported on Wednesday S$1.49 billion ($1.16 billion) in net profit for the first quarter, flat from a year earlier, due to factors including record fee income and robu...
United Overseas Bank Earnings Call Transcript: H2 2024
Full-year net profit hit a record SGD 6 billion, up 6% year-over-year, with strong fee and trading income and resilient asset quality. A SGD 3 billion capital return package was announced, and the outlook targets high single-digit loan growth and stable NIM at 2%.
United Overseas Bank Quarterly report: H2 2024
United Overseas Bank has published its H2 2024 quarterly earnings report on February 19, 2025.
United Overseas Bank Slides: H2 2024
United Overseas Bank has posted slides in relation to its H2 2024 quarterly earnings report, which was published on February 19, 2025.