United Overseas Bank Limited (UOVEF)
| Market Cap | 47.72B +5.3% |
| Revenue (ttm) | 9.01B -13.1% |
| Net Income | 3.52B -23.5% |
| EPS | 2.13 |
| Shares Out | n/a |
| PE Ratio | 13.56 |
| Forward PE | 10.45 |
| Dividend | 1.41 (5.26%) |
| Ex-Dividend Date | Apr 24, 2026 |
| Volume | 826 |
| Average Volume | 1,056 |
| Open | 28.64 |
| Previous Close | n/a |
| Day's Range | 28.64 - 28.64 |
| 52-Week Range | 24.37 - 32.00 |
| Beta | 0.39 |
| RSI | 50.44 |
| Earnings Date | Aug 7, 2026 |
About United Overseas Bank
United Overseas Bank Limited, together with its subsidiaries, provides banking products and services worldwide. It operates through three segments: Group Retail, Group Wholesale Banking, and Global Markets. The company offers deposit products; loan products, including overdraft, cash credit, short term, and long-term loans; and buyers credit, structured trade finance, ECBs, SGD bonds, loan syndication, and M and A services. It provides forex, documentary collection, credit, export and import finance services. In addition, the company offers inw... [Read more]
Financial Performance
In 2025, United Overseas Bank's revenue was 11.77 billion, a decrease of -11.98% compared to the previous year's 13.37 billion. Earnings were 4.59 billion, a decrease of -22.90%.
Financial numbers in SGD Financial StatementsNews
United Overseas Bank Earnings Call Transcript: Q1 2026
Q1 net profit reached SGD 1.4 billion, up 2% QoQ but down 4% YoY, with stable NIM and strong capital ratios. Retail and wholesale segments showed robust growth, while asset quality and coverage remained resilient. Guidance points to low single-digit loan growth and continued investment in technology.
United Overseas Bank Earnings Call Transcript: H2 2025
Full-year 2025 net profit reached SGD 4.7 billion, with resilient operating profit and record fee income despite a 4% year-over-year decline. Strong ASEAN performance, robust capital, and disciplined cost management underpin a positive outlook, with cautious guidance for 2026 amid global uncertainties.
United Overseas Bank downgraded to Neutral from Buy at Goldman Sachs
Goldman Sachs downgraded United Overseas Bank (UOVEY) to Neutral from Buy with a S$38 price target The firm believes concerns over the bank’s asset quality are likely to limit the
United Overseas Bank Earnings Call Transcript: Q3 2025
Q3 2025 saw SGD 1.9 billion operating profit, robust loan and fee growth, and a major SGD 615 million preemptive provision to strengthen coverage, mainly for U.S. and Greater China CRE risks. Capital and liquidity remain strong, with stable credit costs expected ahead.
United Overseas Bank downgraded to Underweight from Neutral at JPMorgan
JPMorgan downgraded United Overseas Bank (UOVEY) to Underweight from Neutral with a price target of S$32.50, down from S$36.50. United Overseas has delivered Return on Equity with the least volatility
United Overseas Bank Earnings Call Transcript: H1 2025
Operating profit for H1 2025 rose 3% year-on-year, but net profit declined 3% to SGD 2.8 billion due to higher reserves and margin compression. Fee income and retail growth were strong, while guidance was moderated amid macro uncertainties and tariff risks.
United Overseas Bank Earnings Call Transcript: Q1 2025
Q1 2025 saw stable net profit of SGD 1.5 billion, strong capital and liquidity, and broad-based growth in lending, fees, and trading income. Asset quality and capital ratios remain robust, with prudent provisioning amid global uncertainties and ongoing capital returns to shareholders.
UOB's first-quarter net profit stable on year, misses expectations
Singapore's United Overseas Bank reported on Wednesday S$1.49 billion ($1.16 billion) in net profit for the first quarter, flat from a year earlier, due to factors including record fee income and robu...
United Overseas Bank Earnings Call Transcript: H2 2024
Full-year net profit hit a record SGD 6 billion, up 6% year-over-year, with strong fee and trading income and resilient asset quality. A SGD 3 billion capital return package was announced, and the outlook targets high single-digit loan growth and stable NIM at 2%.
Singapore bank UOB's Q4 profit beats forecasts, unveils $2.2 billion capital return
Singapore's United Overseas Bank, or UOB , maintained its guidance for 2025 after posting on Wednesday a 9% rise in fourth-quarter net profit that beat expectations and announcing a S$3 billion ($2.24...
United Overseas Bank upgraded to Buy from Neutral at Goldman Sachs
Goldman Sachs upgraded United Overseas Bank (UOVEY) to Buy from Neutral with a price target of S$41, up from S$35.10. The firm expects better operating income growth at United Overseas
United Overseas Bank Earnings Call Transcript: H1 2024
Core net profit for H1 2024 was SGD 3.1 billion, with strong fee and loan growth, resilient asset quality, and a stable NIM of 2.05%. Citi integration is progressing well, digital adoption is high, and guidance for 2024 remains positive despite global uncertainties.
United Overseas Bank Earnings Call Transcript: Q1 2024
Singaporean bank UOB aims to double private wealth assets by 2026
Singaporean lender United Overseas Bank (UOB) is planning to double its private wealth assets under management over the next couple of years as it bets on increased wealth inflows into the city-state ...
United Overseas Bank Earnings Call Transcript: H2 2023
United Overseas Bank downgraded to Neutral from Buy at Goldman Sachs
Goldman Sachs downgraded United Overseas Bank to Neutral from Buy with a price target of S$32.20, down from S$33.40. United Overseas’ NIM is the least sensitive in its group to
United Overseas Bank Earnings Call Transcript: Q3 2023
United Overseas Bank Earnings Call Transcript: H1 2023
United Overseas Bank upgraded to Buy from Neutral at Goldman Sachs
Goldman Sachs upgraded United Overseas Bank to Buy from Neutral with a S$32.10 price target. The analyst believes the net interest margin pressures overhang is likely over for United Overseas,
United Overseas Bank resumed with a Neutral at Goldman Sachs
Goldman Sachs resumed coverage of United Overseas Bank with a Neutral rating and S$31.90 price target. The firm, which is resuming coverage of a group of ASEAN banks, sees ASEAN
United Overseas Bank Has a 'Very Strong' Balance Sheet, CFO Says
United Overseas Bank Ltd. Chief Financial Officer Lee Wai Fai discusses the financial results of Southeast Asia's third-largest lender.
United Overseas Bank Earnings Call Transcript: Q1 2023
United Overseas Bank downgraded to Hold from Buy at Jefferies
Jefferies downgraded United Overseas Bank to Hold from Buy with a price target of S$32, down from S$34, ahead of the Singapore banks group reporting Q1 results in late April