Askari General Insurance Company Limited (PSX:AGIC)
Pakistan · Delayed Price · Currency is PKR 39.87
+0.87 (2.23%)
At close: Sep 10, 2026
PSX:AGIC Income Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 4,299 | 3,807 | 3,403 | 2,850 | 2,427 | 2,173 |
Total Interest & Dividend Income | 334.41 | 335.73 | 507.96 | 459.04 | 338.07 | 266.52 |
Gain (Loss) on Sale of Investments | 398.88 | 489.02 | 218.49 | 48.9 | -34.54 | 9.12 |
Other Revenue | 479.55 | 377.96 | 176.74 | 70.07 | 51.64 | 38.46 |
| 5,512 | 5,010 | 4,306 | 3,428 | 2,782 | 2,487 | |
Revenue Growth | 24.29% | 16.35% | 25.61% | 23.22% | 11.87% | 13.99% |
Policy Benefits | 3,067 | 2,684 | 2,335 | 1,794 | 1,548 | 1,377 |
Policy Acquisition & Underwriting Costs | 500.34 | 468.9 | 480.48 | 416.81 | 308.15 | 299.49 |
Selling, General & Administrative | 1,311 | 1,181 | 1,077 | 1,015 | 839.54 | 758.68 |
Other Operating Expenses | -153.05 | -108.31 | -221.45 | -211.81 | -160.81 | -158.42 |
Reinsurance Income or Expense | 439.14 | 444.86 | 451.47 | 370.47 | 320.71 | 304.19 |
Total Operating Expenses | 4,286 | 3,781 | 3,219 | 2,644 | 2,214 | 1,973 |
Operating Income | 1,226 | 1,230 | 1,087 | 784.65 | 567.76 | 514.32 |
Interest Expense | -52.57 | -49.27 | -22.12 | -23.31 | -25.61 | -13.39 |
Other Non Operating Income (Expenses) | 4.26 | 4.23 | 8.23 | 6.57 | 5.55 | 1.97 |
EBT Excluding Unusual Items | 1,177 | 1,184 | 1,073 | 767.92 | 547.7 | 502.9 |
Gain (Loss) on Sale of Assets | 2.51 | 2.51 | 0.34 | 3.02 | 2.16 | 2.56 |
Pretax Income | 1,180 | 1,187 | 1,073 | 770.93 | 549.86 | 505.46 |
Income Tax Expense | 435.74 | 448.68 | 407.54 | 342.58 | 194.77 | 138.05 |
Net Income | 744.14 | 738.3 | 665.48 | 428.36 | 355.09 | 367.41 |
Net Income to Common | 744.14 | 738.3 | 665.48 | 428.36 | 355.09 | 367.41 |
Net Income Growth | 2.76% | 10.94% | 55.36% | 20.63% | -3.36% | -7.33% |
Shares Outstanding (Basic) | 94 | 80 | 72 | 72 | 72 | 72 |
Shares Outstanding (Diluted) | 94 | 80 | 72 | 72 | 72 | 72 |
Shares Change | 31.23% | 11.23% | - | - | - | - |
EPS (Basic) | 7.89 | 9.23 | 9.26 | 5.96 | 4.94 | 5.11 |
EPS (Diluted) | 7.89 | 9.23 | 9.26 | 5.96 | 4.94 | 5.11 |
EPS Growth | -21.69% | -0.26% | 55.36% | 20.63% | -3.36% | -7.33% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -865.15 | -746.13 | -429.28 | 221.19 | 422.58 | 240.7 |
Free Cash Flow Per Share | -9.17 | -9.33 | -5.97 | 3.08 | 5.88 | 3.35 |
Dividend Per Share | 2.500 | 5.000 | 4.500 | 3.250 | 2.900 | 2.750 |
Dividend Growth | -64.29% | 11.11% | 38.46% | 12.07% | 5.46% | 0% |
Operating Margin | 22.24% | 24.54% | 25.23% | 22.89% | 20.41% | 20.68% |
Profit Margin | 13.50% | 14.74% | 15.45% | 12.50% | 12.76% | 14.77% |
Free Cash Flow Margin | -15.70% | -14.89% | -9.97% | 6.45% | 15.19% | 9.68% |
EBITDA | 1,251 | 1,281 | 1,116 | 823.86 | 601.86 | 546.09 |
EBITDA Margin | 22.70% | 25.57% | 25.92% | 24.03% | 21.63% | 21.96% |
D&A For EBITDA | 25.29 | 51.79 | 29.58 | 39.21 | 34.11 | 31.78 |
EBIT | 1,226 | 1,230 | 1,087 | 784.65 | 567.76 | 514.32 |
EBIT Margin | 22.24% | 24.54% | 25.23% | 22.89% | 20.41% | 20.68% |
Effective Tax Rate | 36.93% | 37.80% | 37.98% | 44.44% | 35.42% | 27.31% |