The Bank of Khyber (PSX:BOK)
Pakistan · Delayed Price · Currency is PKR 28.48
+1.14 (4.17%)
At close: Sep 17, 2026
The Bank of Khyber Income Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 49,180 | 52,234 | 65,221 | 59,070 | 40,242 | 21,939 |
Interest Income on Investments | 0.01 | 0.01 | 2.05 | 11.1 | 13.43 | 37.86 |
Total Interest Income | 49,180 | 52,234 | 65,223 | 59,081 | 40,255 | 21,977 |
Interest Paid on Deposits | 31,642 | 33,233 | 48,729 | 45,178 | 33,093 | 15,150 |
Net Interest Income | 17,538 | 19,001 | 16,494 | 13,904 | 7,162 | 6,827 |
Net Interest Income Growth | -5.99% | 15.20% | 18.63% | 94.13% | 4.91% | 0.72% |
Gain (Loss) on Sale of Assets | 11.27 | 15.57 | 10.28 | 0.95 | 4.37 | 38.87 |
Gain (Loss) on Sale of Investments | 843.34 | 2,286 | 153.2 | -70.59 | 7.53 | -114.24 |
Gain (Loss) on Sale of Equity Investments | 15.43 | 15.39 | 11.18 | 0.01 | 0.92 | 46.36 |
Other Non-Interest Income | 1,794 | 1,791 | 1,605 | 2,162 | 1,370 | 1,012 |
Total Non-Interest Income | 2,664 | 4,108 | 1,779 | 2,093 | 1,383 | 983.16 |
Non-Interest Income Growth | -19.28% | 130.86% | -14.97% | 51.31% | 40.68% | -65.59% |
Revenues Before Loan Losses | 20,202 | 23,109 | 18,273 | 15,996 | 8,545 | 7,810 |
Provision for Loan Losses | -554.3 | -881.19 | -425.75 | 705.09 | 902.14 | 831.88 |
| 20,756 | 23,990 | 18,699 | 15,291 | 7,643 | 6,978 | |
Revenue Growth | -10.18% | 28.30% | 22.29% | 100.07% | 9.53% | -13.05% |
Selling, General & Administrative | 607.58 | 516.27 | 440.24 | 236.83 | 163.48 | 158.24 |
Other Non-Interest Expense | 11,864 | 11,198 | 10,120 | 8,358 | 6,548 | 5,073 |
Total Non-Interest Expense | 12,472 | 11,714 | 10,561 | 8,595 | 6,711 | 5,231 |
EBT Excluding Unusual Items | 8,284 | 12,276 | 8,139 | 6,696 | 931.86 | 1,747 |
Asset Writedown | -10.94 | -10.94 | - | - | -15.95 | -3.4 |
Other Unusual Items | 13.31 | 17.01 | -3.49 | 5.11 | 3.97 | -63.55 |
Pretax Income | 8,286 | 12,282 | 8,135 | 6,702 | 919.89 | 1,680 |
Income Tax Expense | 4,360 | 6,466 | 4,520 | 3,220 | 465.02 | 576.56 |
Net Income | 3,926 | 5,816 | 3,615 | 3,481 | 454.86 | 1,104 |
Net Income to Common | 3,926 | 5,816 | 3,615 | 3,481 | 454.86 | 1,104 |
Net Income Growth | -27.69% | 60.87% | 3.84% | 665.35% | -58.78% | -48.71% |
Basic Shares Outstanding | 1,158 | 1,158 | 1,158 | 1,158 | 1,158 | 1,158 |
Diluted Shares Outstanding | 1,158 | 1,158 | 1,158 | 1,158 | 1,158 | 1,158 |
Shares Change | -0.11% | - | - | 0.00% | - | 0.00% |
EPS (Basic) | 3.39 | 5.02 | 3.12 | 3.01 | 0.39 | 0.95 |
EPS (Diluted) | 3.39 | 5.02 | 3.12 | 3.01 | 0.39 | 0.95 |
EPS Growth | -27.62% | 60.87% | 3.84% | 665.34% | -58.78% | -48.71% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 1.700 | 3.200 | 1.700 | 1.429 | - | - |
Dividend Growth | -46.88% | 88.23% | 19.00% | 10.26% | - | - |
Effective Tax Rate | 52.62% | 52.65% | 55.56% | 48.05% | 50.55% | 34.31% |