First Credit and Investment Bank Limited (PSX:FCIBL)
Pakistan · Delayed Price · Currency is PKR 13.40
+0.09 (0.68%)
At close: Sep 8, 2025
PSX:FCIBL Income Statement
Financials in millions PKR. Fiscal year is July - June.
Millions PKR. Fiscal year is Jul - Jun.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2016 - 2020 |
|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 | Jun '21 Jun 30, 2021 | 2016 - 2020 |
Operating Revenue | 17.93 | 10.37 | 2.25 | 1.65 | 3.31 | Upgrade |
Other Revenue | 583.83 | 438.3 | 277.02 | 132.29 | 141.53 | Upgrade |
| 601.77 | 448.68 | 279.27 | 133.94 | 144.84 | Upgrade | |
Revenue Growth (YoY) | 34.12% | 60.66% | 108.49% | -7.52% | -6.39% | Upgrade |
Cost of Revenue | - | 62.35 | 56.18 | 40.93 | 36.43 | Upgrade |
Gross Profit | 601.77 | 386.33 | 223.08 | 93.01 | 108.41 | Upgrade |
Selling, General & Admin | 99.1 | 24 | 22.49 | 18.37 | 15.43 | Upgrade |
Other Operating Expenses | 5.32 | 0.24 | 3.83 | - | - | Upgrade |
Operating Expenses | 104.42 | 35.14 | 34.69 | 27.58 | 27.06 | Upgrade |
Operating Income | 497.35 | 351.19 | 188.4 | 65.43 | 81.35 | Upgrade |
Interest Expense | -461.8 | -329.85 | -191.22 | -67.61 | -65.13 | Upgrade |
Other Non Operating Income (Expenses) | 0.43 | -6.9 | 3 | 0.54 | - | Upgrade |
EBT Excluding Unusual Items | 35.98 | 14.45 | 0.18 | -1.64 | 16.22 | Upgrade |
Gain (Loss) on Sale of Investments | 26.35 | 27.07 | 25.77 | 14.81 | 12.43 | Upgrade |
Gain (Loss) on Sale of Assets | - | 0.21 | 0.06 | 0.14 | 0.2 | Upgrade |
Pretax Income | 62.33 | 41.73 | 26 | 13.31 | 28.85 | Upgrade |
Income Tax Expense | 6.06 | 10.03 | 13.01 | 5.12 | 8.31 | Upgrade |
Net Income | 56.27 | 31.7 | 12.99 | 8.19 | 20.53 | Upgrade |
Net Income to Common | 56.27 | 31.7 | 12.99 | 8.19 | 20.53 | Upgrade |
Net Income Growth | 77.51% | 143.93% | 58.67% | -60.12% | -28.46% | Upgrade |
Shares Outstanding (Basic) | 65 | 65 | 65 | 65 | 65 | Upgrade |
Shares Outstanding (Diluted) | 65 | 65 | 65 | 65 | 65 | Upgrade |
Shares Change (YoY) | -0.50% | - | - | - | - | Upgrade |
EPS (Basic) | 0.87 | 0.49 | 0.20 | 0.13 | 0.32 | Upgrade |
EPS (Diluted) | 0.87 | 0.49 | 0.20 | 0.13 | 0.32 | Upgrade |
EPS Growth | 78.41% | 143.93% | 58.67% | -60.12% | -28.46% | Upgrade |
Free Cash Flow | 234.27 | -27.68 | -36.28 | -984.91 | 967.54 | Upgrade |
Free Cash Flow Per Share | 3.62 | -0.43 | -0.56 | -15.15 | 14.88 | Upgrade |
Gross Margin | 100.00% | 86.11% | 79.88% | 69.44% | 74.85% | Upgrade |
Operating Margin | 82.65% | 78.27% | 67.46% | 48.85% | 56.16% | Upgrade |
Profit Margin | 9.35% | 7.06% | 4.65% | 6.11% | 14.18% | Upgrade |
Free Cash Flow Margin | 38.93% | -6.17% | -12.99% | -735.31% | 668.01% | Upgrade |
EBITDA | 507.77 | 360.75 | 195.54 | 73.22 | 88.96 | Upgrade |
EBITDA Margin | 84.38% | 80.40% | 70.02% | 54.66% | 61.42% | Upgrade |
D&A For EBITDA | 10.43 | 9.56 | 7.14 | 7.79 | 7.62 | Upgrade |
EBIT | 497.35 | 351.19 | 188.4 | 65.43 | 81.35 | Upgrade |
EBIT Margin | 82.65% | 78.27% | 67.46% | 48.85% | 56.16% | Upgrade |
Effective Tax Rate | 9.73% | 24.04% | 50.03% | 38.48% | 28.81% | Upgrade |
Revenue as Reported | 602.16 | 448.89 | 279.32 | 134.08 | 145.04 | Upgrade |
Advertising Expenses | - | 0.81 | 0.9 | 0.49 | 0.48 | Upgrade |
Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.