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First Credit and Investment Bank Limited (PSX:FCIBL)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
32.30
-0.06 (-0.19%)
At close: Aug 7, 2026

PSX:FCIBL Financials Overview

Millions PKR. Fiscal year is Jul - Jun.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Jun '25 Jun '24 Jun '23 Jun '22 Jun '21
Revenue
284.01601.77448.68279.27133.94144.84
Revenue Growth
-54.32%34.12%60.66%108.49%-7.52%-6.39%
Gross Profit
223.09540.85386.33223.0893.01108.41
Operating Income
176.88497.35351.19188.465.4381.35
Net Income
63.8956.2731.712.998.1920.53
Earnings Per Share
0.980.870.490.200.130.32
EPS Growth
26.91%77.51%143.93%58.67%-60.12%-28.46%

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Jun '25 Jun '24 Jun '23 Jun '22 Jun '21
Cash & Investments
207.08561.51451.17185.91,1841,316
Total Debt
3,5833,1953,1201,0921,285491.83
Net Cash (Debt)
-3,376-2,634-2,669-906.16-101.24824.11
Net Cash Growth
------
Net Cash Per Share
-51.94-40.52-41.06-13.94-1.5612.68

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Jun '25 Jun '24 Jun '23 Jun '22 Jun '21
Operating Cash Flow
273.43245.33-136.76-36.05-982.86968.33
Capital Expenditures
-11.85-11.05-12.78-0.24-2.05-0.79
Free Cash Flow
261.58234.27-149.54-36.28-984.91967.54
Free Cash Flow Growth
-----1681.64%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Jun '25 Jun '24 Jun '23 Jun '22 Jun '21
Gross Margin
78.55%89.88%86.11%79.88%69.44%74.85%
Operating Margin
62.28%82.65%78.27%67.46%48.85%56.16%
Pretax Margin
28.04%10.36%9.30%9.31%9.94%19.92%
Profit Margin
22.50%9.35%7.06%4.65%6.11%14.18%
FCF Margin
92.10%38.93%-33.33%-12.99%-735.31%668.01%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Jun '25 Jun '24 Jun '23 Jun '22 Jun '21
PE Ratio
32.8612.9517.8225.0635.8028.49
P/FCF Ratio
8.033.11---0.61
PS Ratio
7.391.211.261.172.194.04