First Credit and Investment Bank Limited (PSX:FCIBL)
Pakistan · Delayed Price · Currency is PKR 33.79
+3.07 (9.99%)
At close: Sep 23, 2026
PSX:FCIBL Ratios and Metrics
Market cap in millions PKR. Fiscal year is July - June.
Millions PKR. Fiscal year is Jul - Jun.
Total Valuation
Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 22, 2026 | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
| 2,196 | 2,347 | 729 | 565 | 326 | 293 | |
Market Cap Growth | 150.48% | 222.03% | 29.00% | 73.45% | 11.09% | -49.89% |
Enterprise Value | 3,544 | 5,723 | 3,401 | 1,898 | 1,218 | 370 |
Last Close Price | 33.79 | 36.10 | 11.21 | 8.69 | 5.01 | 4.51 |
Price Ratios
Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 22, 2026 | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
PE Ratio | 33.13 | 35.55 | 12.95 | 17.82 | 25.06 | 35.80 |
PS Ratio | 8.55 | 9.13 | 1.21 | 1.26 | 1.17 | 2.19 |
PB Ratio | 2.46 | 2.63 | 0.83 | 0.72 | 0.45 | 0.41 |
P/TBV Ratio | 2.46 | 2.63 | 0.83 | 0.72 | 0.45 | 0.41 |
P/FCF Ratio | - | - | 3.11 | - | - | - |
P/OCF Ratio | - | - | 2.97 | - | - | - |
EV Ratios
Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 22, 2026 | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
EV/Sales Ratio | 13.79 | 22.27 | 5.65 | 4.23 | 4.36 | 2.76 |
EV/EBITDA Ratio | 22.37 | 36.12 | 6.77 | 5.34 | 6.23 | 5.05 |
EV/EBIT Ratio | 24.15 | 39.00 | 6.84 | 5.40 | 6.46 | 5.66 |
EV/FCF Ratio | - | - | 14.52 | - | - | - |
Financial Efficiency
Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 22, 2026 | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Debt / Equity Ratio | 3.83 | 3.83 | 3.65 | 3.97 | 1.51 | 1.78 |
Debt / EBITDA Ratio | 21.58 | 21.58 | 6.29 | 8.65 | 5.58 | 17.55 |
Debt / FCF Ratio | - | - | 13.64 | - | - | - |
Net Debt / Equity Ratio | 1.51 | 1.51 | 3.01 | 3.39 | 1.25 | 0.14 |
Net Debt / EBITDA Ratio | 8.51 | 8.51 | 5.24 | 7.51 | 4.63 | 1.38 |
Net Debt / FCF Ratio | -175.10 | -175.10 | 11.24 | -17.85 | -24.98 | -0.10 |
Asset Turnover | 0.06 | 0.06 | 0.15 | 0.16 | 0.14 | 0.06 |
Quick Ratio | 0.63 | 0.63 | 0.22 | 0.21 | 0.38 | 1.01 |
Current Ratio | 0.69 | 0.69 | 0.23 | 0.23 | 0.38 | 1.01 |
Return on Equity (ROE) | 7.47% | 7.47% | 6.77% | 4.20% | 1.80% | 1.11% |
Return on Assets (ROA) | 2.16% | 2.16% | 7.70% | 7.56% | 6.03% | 1.89% |
Return on Invested Capital (ROIC) | 3.85% | 4.35% | 12.89% | 10.49% | 7.68% | 10.75% |
Return on Capital Employed (ROCE) | 16.00% | 16.00% | 56.40% | 43.60% | 25.30% | 9.00% |
Yields
Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 22, 2026 | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Earnings Yield | 3.01% | 2.81% | 7.72% | 5.61% | 3.99% | 2.79% |
FCF Yield | -0.35% | -0.33% | 32.15% | -26.47% | -11.14% | -335.97% |
Payout Ratio | - | - | - | - | 0.03% | - |
Buyback Yield / Dilution | 0.43% | 0.43% | - | - | - | - |
Total Shareholder Return | 0.43% | 0.43% | - | - | - | - |