First Credit and Investment Bank Limited (PSX:FCIBL)
Pakistan · Delayed Price · Currency is PKR 32.22
-3.07 (-8.70%)
At close: Sep 2, 2026
PSX:FCIBL Ratios and Metrics
Market cap in millions PKR. Fiscal year is July - June.
Millions PKR. Fiscal year is Jul - Jun.
Total Valuation
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 1, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 | Jun '21 Jun 30, 2021 |
| 2,094 | 729 | 565 | 326 | 293 | 585 | |
Market Cap Growth | 136.39% | 29.00% | 73.45% | 11.09% | -49.89% | 126.70% |
Enterprise Value | 5,470 | 3,401 | 1,898 | 1,218 | 370 | 144 |
Last Close Price | 32.22 | 11.21 | 8.69 | 5.01 | 4.51 | 9.00 |
Price Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 1, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 | Jun '21 Jun 30, 2021 |
PE Ratio | 32.78 | 12.95 | 17.82 | 25.06 | 35.80 | 28.49 |
PS Ratio | 7.37 | 1.21 | 1.26 | 1.17 | 2.19 | 4.04 |
PB Ratio | 2.39 | 0.83 | 0.72 | 0.45 | 0.41 | 0.78 |
P/TBV Ratio | 2.39 | 0.83 | 0.72 | 0.45 | 0.41 | 0.78 |
P/FCF Ratio | 8.01 | 3.11 | - | - | - | 0.61 |
P/OCF Ratio | 7.66 | 2.97 | - | - | - | 0.60 |
EV Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 1, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 | Jun '21 Jun 30, 2021 |
EV/Sales Ratio | 19.26 | 5.65 | 4.23 | 4.36 | 2.76 | 1.00 |
EV/EBITDA Ratio | 29.05 | 6.77 | 5.34 | 6.23 | 5.05 | 1.62 |
EV/EBIT Ratio | 30.93 | 6.84 | 5.40 | 6.46 | 5.66 | 1.78 |
EV/FCF Ratio | 20.91 | 14.52 | - | - | - | 0.15 |
Financial Efficiency
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 1, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 | Jun '21 Jun 30, 2021 |
Debt / Equity Ratio | 4.08 | 3.65 | 3.97 | 1.51 | 1.78 | 0.66 |
Debt / EBITDA Ratio | 19.03 | 6.29 | 8.65 | 5.58 | 17.55 | 5.53 |
Debt / FCF Ratio | 13.70 | 13.64 | - | - | - | 0.51 |
Net Debt / Equity Ratio | 3.85 | 3.01 | 3.39 | 1.25 | 0.14 | -1.10 |
Net Debt / EBITDA Ratio | 18.47 | 5.24 | 7.51 | 4.63 | 1.38 | -9.26 |
Net Debt / FCF Ratio | 12.91 | 11.24 | -17.85 | -24.98 | -0.10 | -0.85 |
Asset Turnover | 0.07 | 0.15 | 0.16 | 0.14 | 0.06 | 0.07 |
Quick Ratio | 0.10 | 0.22 | 0.21 | 0.38 | 1.01 | 1.02 |
Current Ratio | 0.16 | 0.23 | 0.23 | 0.38 | 1.01 | 1.03 |
Return on Equity (ROE) | 7.50% | 6.77% | 4.20% | 1.80% | 1.11% | 2.76% |
Return on Assets (ROA) | 2.69% | 7.70% | 7.56% | 6.03% | 1.89% | 2.58% |
Return on Invested Capital (ROIC) | 5.75% | 12.89% | 10.49% | 7.68% | 10.75% | 8.85% |
Return on Capital Employed (ROCE) | 20.00% | 56.40% | 43.60% | 25.30% | 9.00% | 10.60% |
Yields
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 1, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 | Jun '21 Jun 30, 2021 |
Earnings Yield | 3.05% | 7.72% | 5.61% | 3.99% | 2.79% | 3.51% |
FCF Yield | 12.49% | 32.15% | -26.47% | -11.14% | -335.97% | 165.39% |
Payout Ratio | - | - | - | 0.03% | - | 0.01% |