First Credit and Investment Bank Limited (PSX:FCIBL)

PSX:FCIBL Ratios and Metrics

Market cap in millions PKR. Fiscal year is July - June.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May 12, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Market Capitalization	2,588	729	565	326	293	585
Market Cap Growth	423.26%	29.00%	73.45%	11.09%	-49.89%	126.70%
Enterprise Value	5,964	3,401	1,898	1,218	370	144
Last Close Price	39.82	11.21	8.69	5.01	4.51	9.00
PE Ratio	40.51	12.95	17.82	25.06	35.80	28.49
PS Ratio	9.11	1.21	1.26	1.17	2.19	4.04
PB Ratio	2.95	0.83	0.72	0.45	0.41	0.78
P/TBV Ratio	2.95	0.83	0.72	0.45	0.41	0.78
P/FCF Ratio	9.89	3.11	-	-	-	0.61
P/OCF Ratio	9.47	2.97	-	-	-	0.60
EV/Sales Ratio	21.00	5.65	4.23	4.36	2.76	1.00
EV/EBITDA Ratio	31.67	6.77	5.34	6.23	5.05	1.62
EV/EBIT Ratio	33.72	6.84	5.40	6.46	5.66	1.78
EV/FCF Ratio	22.80	14.52	-	-	-	0.15
Debt / Equity Ratio	4.08	3.65	3.97	1.51	1.78	0.66
Debt / EBITDA Ratio	19.03	6.29	8.65	5.58	17.55	5.53
Debt / FCF Ratio	13.70	13.64	-	-	-	0.51
Net Debt / Equity Ratio	3.85	3.01	3.39	1.25	0.14	-1.10
Net Debt / EBITDA Ratio	18.47	5.24	7.51	4.63	1.38	-9.26
Net Debt / FCF Ratio	12.91	11.24	-17.85	-24.98	-0.10	-0.85
Asset Turnover	0.07	0.15	0.16	0.14	0.06	0.07
Quick Ratio	0.10	0.22	0.21	0.38	1.01	1.02
Current Ratio	0.16	0.23	0.23	0.38	1.01	1.03
Return on Equity (ROE)	7.50%	6.77%	4.20%	1.80%	1.11%	2.76%
Return on Assets (ROA)	2.69%	7.70%	7.56%	6.03%	1.89%	2.58%
Return on Invested Capital (ROIC)	5.75%	12.89%	10.49%	7.68%	10.75%	8.85%
Return on Capital Employed (ROCE)	20.00%	56.40%	43.60%	25.30%	9.00%	10.60%
Earnings Yield	2.47%	7.72%	5.61%	3.99%	2.79%	3.51%
FCF Yield	10.11%	32.15%	-26.47%	-11.14%	-335.97%	165.39%
Payout Ratio	-	-	-	0.03%	-	0.01%

Source: S&P Global Market Intelligence. Standard template. Financial Sources.