First Credit and Investment Bank Limited (PSX:FCIBL)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
155.21
+14.11 (10.00%)
At close: Nov 3, 2026

PSX:FCIBL Statistics

Total Valuation

PSX:FCIBL has a market cap or net worth of PKR 10.09 billion. The enterprise value is 11.48 billion.

Market Cap10.09B
Enterprise Value 11.48B

Important Dates

The last earnings date was Thursday, October 29, 2026.

Earnings Date Oct 29, 2026
Ex-Dividend Date n/a

Share Statistics

PSX:FCIBL has 65.00 million shares outstanding. The number of shares has increased by 0.29% in one year.

Current Share Class 65.00M
Shares Outstanding 65.00M
Shares Change (YoY) +0.29%
Shares Change (QoQ) +1.71%
Owned by Insiders (%) 0.01%
Owned by Institutions (%) n/a
Float 798,173

Valuation Ratios

The trailing PE ratio is 209.05.

PE Ratio 209.05
Forward PE n/a
PS Ratio 34.79
PB Ratio 11.74
P/TBV Ratio 11.75
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 237.13
EV / Sales 39.58
EV / EBITDA 60.56
EV / EBIT 63.01
EV / FCF n/a

Financial Position

The company has a current ratio of 0.70, with a Debt / Equity ratio of 4.09.

Current Ratio 0.70
Quick Ratio 0.64
Debt / Equity 4.09
Debt / EBITDA 18.54
Debt / FCF n/a
Interest Coverage 1.22

Financial Efficiency

Return on equity (ROE) is 5.54% and return on invested capital (ROIC) is 7.14%.

Return on Equity (ROE) 5.54%
Return on Assets (ROA) 2.60%
Return on Invested Capital (ROIC) 7.14%
Return on Capital Employed (ROCE) 20.66%
Weighted Average Cost of Capital (WACC) 0.76%
Revenue Per Employee 11.15M
Profits Per Employee 1.86M
Employee Count26
Asset Turnover 0.07
Inventory Turnover n/a

Taxes

In the past 12 months, PSX:FCIBL has paid 6.65 million in taxes.

Income Tax 6.65M
Effective Tax Rate 12.08%

Stock Price Statistics

The stock price has increased by +923.14% in the last 52 weeks. The beta is -0.82, so PSX:FCIBL's price volatility has been lower than the market average.

Beta (5Y) -0.82
52-Week Price Change +923.14%
50-Day Moving Average 51.04
200-Day Moving Average 38.53
Relative Strength Index (RSI) 93.52
Average Volume (20 Days) 90,814

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, PSX:FCIBL had revenue of PKR 289.97 million and earned 48.40 million in profits. Earnings per share was 0.74.

Revenue289.97M
Gross Profit 228.33M
Operating Income 182.15M
Pretax Income 55.05M
Net Income 48.40M
EBITDA 189.53M
EBIT 182.15M
Earnings Per Share (EPS) 0.74
Full Income Statement

Balance Sheet

The company has 2.13 billion in cash and 3.51 billion in debt, with a net cash position of -1.39 billion or -21.36 per share.

Cash & Cash Equivalents 2.13B
Total Debt 3.51B
Net Cash -1.39B
Net Cash Per Share -21.36
Equity (Book Value) 858.98M
Book Value Per Share 13.22
Working Capital -1.05B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -68.95 million and capital expenditures -7.44 million, giving a free cash flow of -76.39 million.

Operating Cash Flow -68.95M
Capital Expenditures -7.44M
Depreciation & Amortization 7.38M
Net Borrowing -9.24M
Free Cash Flow -76.39M
FCF Per Share -1.18
Full Cash Flow Statement

Margins

Gross margin is 78.74%, with operating and profit margins of 62.82% and 16.69%.

Gross Margin 78.74%
Operating Margin 62.82%
Pretax Margin 18.99%
Profit Margin 16.69%
EBITDA Margin 65.36%
EBIT Margin 62.82%
FCF Margin n/a

Dividends & Yields

PSX:FCIBL does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
FCF Payout Ratio n/a
Buyback Yield -0.29%
Shareholder Yield -0.29%
Earnings Yield 0.48%
FCF Yield -0.76%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 2