First Credit and Investment Bank Limited (PSX:FCIBL)
Pakistan · Delayed Price · Currency is PKR 155.21
+14.11 (10.00%)
At close: Nov 3, 2026
PSX:FCIBL Cash Flow Statement
Financials in millions PKR. Fiscal year is July - June.
Millions PKR. Fiscal year is Jul - Jun.
Operating Activities
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Net Income | 48.4 | 66.01 | 56.27 | 31.7 | 12.99 | 8.19 |
Depreciation & Amortization | 12.88 | 11.7 | 10.43 | 9.56 | 7.14 | 7.79 |
Loss (Gain) From Sale of Assets | -0 | -0 | -0.39 | -0.21 | -0.06 | -0.14 |
Loss (Gain) From Sale of Investments | -9.85 | -9.85 | - | - | - | - |
Provision & Write-off of Bad Debts | -22.01 | -26.51 | -0.04 | - | - | - |
Other Operating Activities | 25.73 | 12.48 | 7.22 | 22.41 | -24.55 | -2.77 |
Change in Other Net Operating Assets | -124.1 | -54.1 | 173.25 | -200.21 | -31.58 | -995.93 |
Operating Cash Flow | -68.95 | -0.26 | 246.73 | -136.76 | -36.05 | -982.86 |
Operating Cash Flow Growth | - | - | - | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Capital Expenditures | -7.44 | -7.44 | -11.05 | -12.78 | -0.24 | -2.05 |
Sale of Property, Plant & Equipment | 0.07 | 0.07 | 0.39 | 0.21 | - | 0.78 |
Sale (Purchase) of Intangibles | -0.45 | -0.45 | - | - | - | - |
Investment in Securities | -163.52 | -357.71 | -193.26 | -1,859 | 229.12 | 68.01 |
Investing Cash Flow | -111.25 | -365.53 | -203.93 | -1,871 | 292.26 | 119.31 |
Financing Activities
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Long-Term Debt Repaid | - | -9.24 | -12.76 | - | -22.57 | -62.5 |
Lease Payments | -9.24 | -9.24 | -12.76 | - | -6.94 | - |
Net Debt Issued (Repaid) | -9.24 | -9.24 | -12.76 | - | -22.57 | -62.5 |
Common Dividends Paid | - | - | - | - | -0 | - |
Financing Cash Flow | -9.24 | -9.24 | -12.76 | - | -22.57 | -62.5 |
Net Cash Flow
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Net Cash Flow | -189.44 | -375.03 | 30.05 | -2,008 | 233.65 | -926.04 |
Free Cash Flow
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Free Cash Flow | -76.39 | -7.7 | 235.68 | -149.54 | -36.28 | -984.91 |
Free Cash Flow Growth | - | - | - | - | - | - |
Free Cash Flow Margin | -26.34% | -2.99% | 39.16% | -33.33% | -12.99% | -735.31% |
Free Cash Flow Per Share | -1.17 | -0.12 | 3.63 | -2.30 | -0.56 | -15.15 |
Levered Free Cash Flow | -143.29 | -94.95 | 122.32 | -20.81 | -89.35 | -906.34 |
Unlevered Free Cash Flow | -50.3 | -35.02 | 410.94 | 185.34 | 30.16 | -864.08 |
Free Cash Flow After Leases | -85.63 | -16.94 | 222.92 | -149.54 | -43.22 | -984.91 |
Additional Metrics
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Cash Interest Paid | 95.28 | 95.28 | 463.25 | 318.9 | 204.1 | 55.41 |
Cash Income Tax Paid | 6.31 | 6.31 | 6.66 | 8.54 | 27.88 | 21.35 |
Change in Working Capital | -124.1 | -54.1 | 173.25 | -200.21 | -31.58 | -995.93 |