First Credit and Investment Bank Limited (PSX:FCIBL)

Financials in millions PKR. Fiscal year is July - June.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Net Income	56.27	31.7	12.99	8.19	20.53
Depreciation & Amortization	10.43	9.56	7.14	7.79	7.62
Loss (Gain) From Sale of Assets	-0.39	-0.21	-0.06	-0.14	-0.2
Loss (Gain) From Sale of Investments	-	-	-	-	-12.42
Other Operating Activities	5.77	22.41	-24.55	-2.77	-11.96
Change in Other Net Operating Assets	173.25	-200.21	-31.58	-995.93	964.76
Operating Cash Flow	245.33	-136.76	-36.05	-982.86	968.33
Operating Cash Flow Growth	-	-	-	-	1449.33%
Capital Expenditures	-11.05	-12.78	-0.24	-2.05	-0.79
Sale of Property, Plant & Equipment	0.39	0.21	-	0.78	0.28
Investment in Securities	-193.26	-1,859	229.12	68.01	-647.37
Investing Cash Flow	-203.93	-1,871	292.26	119.31	-549.11
Long-Term Debt Repaid	-11.35	-	-22.57	-62.5	-15.63
Net Debt Issued (Repaid)	-11.35	-	-22.57	-62.5	-15.63
Common Dividends Paid	-	-	-0	-	-0
Financing Cash Flow	-11.35	-	-22.57	-62.5	-15.63
Net Cash Flow	30.05	-2,008	233.65	-926.04	403.59
Free Cash Flow	234.27	-149.54	-36.28	-984.91	967.54
Free Cash Flow Growth	-	-	-	-	1681.64%
Free Cash Flow Margin	38.93%	-33.33%	-12.99%	-735.31%	668.01%
Free Cash Flow Per Share	3.60	-2.30	-0.56	-15.15	14.88
Cash Interest Paid	463.25	318.9	204.1	55.41	68.97
Cash Income Tax Paid	6.66	8.54	27.88	21.35	16.93
Levered Free Cash Flow	122.07	-20.81	-89.35	-906.34	863.91
Unlevered Free Cash Flow	410.69	185.34	30.16	-864.08	904.62
Change in Working Capital	173.25	-200.21	-31.58	-995.93	964.76

Updated Feb 28, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.