First Credit and Investment Bank Limited (PSX:FCIBL)

PSX:FCIBL Ratios and Metrics

Market cap in millions PKR. Fiscal year is July - June.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr 2, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Market Capitalization	2,642	729	565	326	293	585
Market Cap Growth	408.13%	29.00%	73.45%	11.09%	-49.89%	126.70%
Enterprise Value	2,417	3,401	1,898	1,218	370	144
Last Close Price	40.65	11.21	8.69	5.01	4.51	9.00
PE Ratio	39.84	12.95	17.82	25.06	35.80	28.49
PS Ratio	6.95	1.21	1.26	1.17	2.19	4.04
PB Ratio	2.92	0.83	0.72	0.45	0.41	0.78
P/TBV Ratio	2.92	0.83	0.72	0.45	0.41	0.78
P/FCF Ratio	10.80	3.11	-	-	-	0.61
P/OCF Ratio	10.15	2.97	-	-	-	0.60
EV/Sales Ratio	6.35	5.65	4.23	4.36	2.76	1.00
EV/EBITDA Ratio	8.49	6.77	5.34	6.23	5.05	1.62
EV/EBIT Ratio	8.83	6.84	5.40	6.46	5.66	1.78
EV/FCF Ratio	9.88	14.52	-	-	-	0.15
Debt / Equity Ratio	3.85	3.65	3.97	1.51	1.78	0.66
Debt / EBITDA Ratio	12.23	6.29	8.65	5.58	17.55	5.53
Debt / FCF Ratio	14.23	13.64	-	-	-	0.51
Net Debt / Equity Ratio	-0.25	3.01	3.39	1.25	0.14	-1.10
Net Debt / EBITDA Ratio	-0.81	5.24	7.51	4.63	1.38	-9.26
Net Debt / FCF Ratio	-0.92	11.24	-17.85	-24.98	-0.10	-0.85
Asset Turnover	0.09	0.15	0.16	0.14	0.06	0.07
Quick Ratio	1.07	0.22	0.21	0.38	1.01	1.02
Current Ratio	1.12	0.23	0.23	0.38	1.01	1.03
Return on Equity (ROE)	7.74%	6.77%	4.20%	1.80%	1.11%	2.76%
Return on Assets (ROA)	4.20%	7.70%	7.56%	6.03%	1.89%	2.58%
Return on Invested Capital (ROIC)	35.24%	12.89%	10.49%	7.68%	10.75%	8.85%
Return on Capital Employed (ROCE)	30.00%	56.40%	43.60%	25.30%	9.00%	10.60%
Earnings Yield	2.51%	7.72%	5.61%	3.99%	2.79%	3.51%
FCF Yield	9.26%	32.15%	-26.47%	-11.14%	-335.97%	165.39%
Payout Ratio	-	-	-	0.03%	-	0.01%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.