First Credit and Investment Bank Limited (PSX:FCIBL)

PSX:FCIBL Ratios and Metrics

Market cap in millions PKR. Fiscal year is July - June.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 26, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021	Jun 30, 2020
Market Capitalization	465	565	326	293	585	258
Market Cap Growth	29.76%	73.45%	11.09%	-49.89%	126.70%	58.80%
Enterprise Value	3,059	1,898	1,218	370	144	226
Last Close Price	7.15	8.69	5.01	4.51	9.00	3.97
PE Ratio	12.31	17.82	25.06	35.80	28.49	8.99
PS Ratio	0.77	1.26	1.17	2.19	4.04	1.67
PB Ratio	0.58	0.72	0.45	0.41	0.78	0.35
P/TBV Ratio	0.66	0.72	0.45	0.41	0.78	0.35
P/FCF Ratio	18.43	-	-	-	0.61	4.75
P/OCF Ratio	20.57	-	-	-	0.60	4.13
EV/Sales Ratio	5.05	4.23	4.36	2.76	1.00	1.46
EV/EBITDA Ratio	5.90	5.26	6.23	5.05	1.62	2.40
EV/EBIT Ratio	6.01	5.40	6.46	5.66	1.78	2.45
EV/FCF Ratio	121.35	-	-	-	0.15	4.16
Debt / Equity Ratio	3.53	3.97	1.51	1.78	0.66	1.14
Debt / EBITDA Ratio	5.50	8.65	5.58	17.55	5.53	8.90
Debt / FCF Ratio	113.20	-	-	-	0.51	15.44
Asset Turnover	0.20	0.16	0.14	0.06	0.07	0.10
Quick Ratio	0.14	0.23	0.38	1.01	1.02	0.39
Current Ratio	0.16	0.23	0.38	1.01	1.03	0.39
Return on Equity (ROE)	4.83%	4.20%	1.80%	1.11%	2.76%	3.94%
Return on Assets (ROA)	10.28%	7.56%	6.03%	1.89%	2.58%	3.77%
Return on Capital (ROIC)	10.48%	7.67%	6.16%	2.52%	3.61%	3.96%
Return on Capital Employed (ROCE)	61.90%	43.60%	25.30%	9.00%	10.60%	11.30%
Earnings Yield	8.12%	5.61%	3.99%	2.79%	3.51%	11.12%
FCF Yield	5.42%	-4.90%	-11.14%	-335.97%	165.39%	21.04%
Payout Ratio	0.00%	-	0.03%	-	0.01%	42.33%

Updated Feb 28, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.