First Credit and Investment Bank Limited (PSX: FCIBL)

FCIBL Ratios and Metrics

Market cap in millions PKR. Fiscal year is July - June.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Nov 14, 2024	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021	Jun 30, 2020
Market Capitalization	491	565	326	293	585	258
Market Cap Growth	60.63%	73.45%	11.09%	-49.89%	126.70%	58.80%
Enterprise Value	3,277	1,898	1,218	370	144	226
Last Close Price	7.55	8.69	5.01	4.51	9.00	3.97
PE Ratio	13.39	17.82	25.06	35.80	28.49	8.99
PS Ratio	0.89	1.26	1.17	2.19	4.04	1.67
PB Ratio	0.59	0.72	0.45	0.41	0.78	0.35
P/TBV Ratio	0.60	0.72	0.45	0.41	0.78	0.35
P/FCF Ratio	-	-	-	-	0.60	4.75
P/OCF Ratio	-	-	-	-	0.60	4.13
EV/Sales Ratio	5.92	4.23	4.36	2.76	1.00	1.46
EV/EBITDA Ratio	7.07	5.26	6.23	5.05	1.62	2.40
EV/EBIT Ratio	7.22	5.40	6.46	5.66	1.78	2.45
EV/FCF Ratio	-47.83	-	-	-	0.15	4.16
Debt / Equity Ratio	3.57	3.97	1.51	1.78	0.66	1.13
Debt / EBITDA Ratio	6.37	8.65	5.58	17.55	5.53	8.90
Debt / FCF Ratio	-	-	-	-	0.51	15.44
Asset Turnover	0.19	0.15	0.14	0.06	0.07	0.10
Quick Ratio	0.19	0.23	0.38	1.01	1.02	0.39
Current Ratio	0.19	0.23	0.38	1.01	1.03	0.39
Return on Equity (ROE)	4.71%	4.20%	1.80%	1.11%	2.76%	3.94%
Return on Assets (ROA)	9.81%	7.56%	6.03%	1.89%	2.58%	3.77%
Return on Capital (ROIC)	10.04%	7.67%	6.16%	2.52%	3.61%	3.95%
Earnings Yield	7.47%	5.61%	3.99%	2.79%	3.51%	11.12%
FCF Yield	-13.96%	-4.90%	-11.14%	-335.97%	165.39%	21.04%
Payout Ratio	0.00%	-	0.03%	-	0.01%	42.33%

Source: S&P Capital IQ. Standard template. Financial Sources.