First Credit and Investment Bank Limited (PSX:FCIBL)

PSX:FCIBL Ratios and Metrics

Market cap in millions PKR. Fiscal year is July - June.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 5, 2025	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Market Capitalization	873	729	565	326	293	585
Market Cap Growth	29.00%	29.00%	73.45%	11.09%	-49.89%	126.70%
Enterprise Value	3,537	3,401	1,898	1,218	370	144
Last Close Price	13.43	11.21	8.69	5.01	4.51	9.00
PE Ratio	15.44	12.95	17.82	25.06	35.80	28.49
PS Ratio	1.45	1.21	1.26	1.17	2.19	4.04
PB Ratio	1.00	0.83	0.72	0.45	0.41	0.78
P/TBV Ratio	1.00	0.83	0.72	0.45	0.41	0.78
P/FCF Ratio	3.73	3.11	-	-	-	0.61
P/OCF Ratio	3.56	2.97	-	-	-	0.60
EV/Sales Ratio	5.88	5.65	4.23	4.36	2.76	1.00
EV/EBITDA Ratio	6.96	6.70	5.26	6.23	5.05	1.62
EV/EBIT Ratio	7.11	6.84	5.40	6.46	5.66	1.78
EV/FCF Ratio	15.10	14.52	-	-	-	0.15
Debt / Equity Ratio	3.65	3.65	3.97	1.51	1.78	0.66
Debt / EBITDA Ratio	6.29	6.29	8.65	5.58	17.55	5.53
Debt / FCF Ratio	13.64	13.64	-	-	-	0.51
Asset Turnover	0.15	0.15	0.16	0.14	0.06	0.07
Quick Ratio	0.21	0.21	0.23	0.38	1.01	1.02
Current Ratio	0.23	0.23	0.23	0.38	1.01	1.03
Return on Equity (ROE)	6.77%	6.77%	4.20%	1.80%	1.11%	2.76%
Return on Assets (ROA)	7.70%	7.70%	7.56%	6.03%	1.89%	2.58%
Return on Capital (ROIC)	7.79%	7.79%	7.67%	6.16%	2.52%	3.61%
Return on Capital Employed (ROCE)	56.40%	56.40%	43.60%	25.30%	9.00%	10.60%
Earnings Yield	6.45%	7.72%	5.61%	3.99%	2.79%	3.51%
FCF Yield	26.84%	32.15%	-4.90%	-11.14%	-335.97%	165.39%
Payout Ratio	-	-	-	0.03%	-	0.01%
Buyback Yield / Dilution	0.50%	0.50%	-	-	-	-
Total Shareholder Return	-	0.50%	-	-	-	-

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.