Habib Metropolitan Bank Limited (PSX:HMB)
Pakistan · Delayed Price · Currency is PKR 108.50
-0.53 (-0.49%)
At close: Aug 21, 2026
Habib Metropolitan Bank Income Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 162,539 | 163,621 | 241,204 | 209,337 | 135,178 | 74,359 |
Interest Income on Investments | 1,144 | 956.72 | 775.46 | 657.87 | 328.56 | 161.29 |
Total Interest Income | 163,683 | 164,578 | 241,980 | 209,995 | 135,506 | 74,520 |
Interest Paid on Deposits | 99,685 | 95,512 | 168,758 | 136,139 | 93,512 | 44,200 |
Net Interest Income | 63,999 | 69,066 | 73,221 | 73,855 | 41,994 | 30,320 |
Net Interest Income Growth | -17.03% | -5.67% | -0.86% | 75.87% | 38.50% | 2.38% |
Gain (Loss) on Sale of Assets | 109.1 | 109.1 | 135.04 | 75 | 143.45 | 278.18 |
Gain (Loss) on Sale of Investments | 3,637 | 3,993 | 2,477 | -5.27 | -63.64 | 102.03 |
Other Non-Interest Income | 20,341 | 19,676 | 18,043 | 14,694 | 13,152 | 10,692 |
Total Non-Interest Income | 24,087 | 23,778 | 20,655 | 14,764 | 13,232 | 11,072 |
Non-Interest Income Growth | 5.48% | 15.12% | 39.90% | 11.58% | 19.50% | 16.24% |
Revenues Before Loan Losses | 88,085 | 92,844 | 93,876 | 88,619 | 55,226 | 41,392 |
Provision for Loan Losses | 915.9 | 1,996 | 4,343 | 5,102 | 3,760 | 2,052 |
| 87,169 | 90,848 | 89,533 | 83,517 | 51,466 | 39,340 | |
Revenue Growth | -9.74% | 1.47% | 7.20% | 62.28% | 30.82% | 10.76% |
Salaries and Employee Benefits | 902.47 | 1,023 | 1,179 | 1,123 | 601.26 | 323.46 |
Selling, General & Administrative | 2,536 | 2,536 | 2,776 | 2,271 | 1,639 | 1,070 |
Other Non-Interest Expense | 39,658 | 37,282 | 31,474 | 27,000 | 20,757 | 15,959 |
Total Non-Interest Expense | 43,096 | 40,841 | 35,429 | 30,393 | 22,997 | 17,352 |
EBT Excluding Unusual Items | 44,074 | 50,008 | 54,104 | 53,124 | 28,469 | 21,988 |
Pretax Income | 44,074 | 50,008 | 54,104 | 53,124 | 28,469 | 21,988 |
Income Tax Expense | 23,221 | 26,847 | 28,339 | 27,888 | 13,545 | 8,126 |
Earnings From Continuing Operations | 20,853 | 23,161 | 25,765 | 25,236 | 14,924 | 13,862 |
Minority Interest in Earnings | -573.8 | -497.39 | -822.09 | -679.39 | -550.62 | -344.56 |
Net Income | 20,279 | 22,663 | 24,943 | 24,557 | 14,374 | 13,518 |
Net Income to Common | 20,279 | 22,663 | 24,943 | 24,557 | 14,374 | 13,518 |
Net Income Growth | -18.66% | -9.14% | 1.57% | 70.84% | 6.33% | 12.15% |
Basic Shares Outstanding | 1,048 | 1,048 | 1,048 | 1,048 | 1,048 | 1,048 |
Diluted Shares Outstanding | 1,048 | 1,048 | 1,048 | 1,048 | 1,048 | 1,048 |
Shares Change | 0.02% | - | - | - | - | - |
EPS (Basic) | 19.35 | 21.63 | 23.80 | 23.44 | 13.72 | 12.90 |
EPS (Diluted) | 19.35 | 21.63 | 23.80 | 23.44 | 13.72 | 12.90 |
EPS Growth | -18.68% | -9.14% | 1.57% | 70.84% | 6.33% | 12.15% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 12.000 | 12.000 | 12.000 | 10.500 | 5.250 | 5.000 |
Dividend Growth | 0% | 0% | 14.29% | 100.00% | 5.00% | 11.11% |
Effective Tax Rate | 52.69% | 53.69% | 52.38% | 52.50% | 47.58% | 36.95% |