Revenue by Segment

Financials in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	Dec '18 Dec 31, 2018	Dec '17 Dec 31, 2017	Dec '16 Dec 31, 2016
Life (Non-Participating) - Individual	4.72B	1.91B	1.20B	947.12M
Life (Non-Participating) - Individual Growth	147.90%	59.40%	26.25%	-26.27%
Accident & Health - Group	1.77B	1.14B	978.65M	1.12B
Accident & Health - Group Growth	55.05%	16.34%	-12.38%	7.75%
Group Health	352.40M	126.22M	60.36M	95.27M
Group Health Growth	179.20%	109.12%	-36.64%	136.97%
Life (Participating)	564.24M	447.18M	236.66M	171.33M
Life (Participating) Growth	26.18%	88.95%	38.13%	-38.96%
Life (Non-Participating) - Group	699.68M	638.84M	600.67M	420.16M
Life (Non-Participating) - Group Growth	9.52%	6.35%	42.96%	-15.55%
Investment Linked	6.85B	3.83B	1.60B	2.17B
Investment Linked Growth	78.97%	139.32%	-26.29%	-19.08%
Individual Family	4.54B	3.72B	2.25B	2.74B
Individual Family Growth	21.97%	65.15%	-17.91%	45.08%
Accident & Health - Individual	8.37M	8.62M	11.31M	17.26M
Accident & Health - Individual Growth	-2.97%	-23.79%	-34.47%	48.72%
Individual Accidental and Health	1.41M	1.19M	3.35M	7.83M
Individual Accidental and Health Growth	18.22%	-64.48%	-57.17%	260.57%
Group Family	62.92M	39.59M	61.01M	39.69M
Group Family Growth	58.93%	-35.11%	53.73%	96.29%
Pension Business Fund	131.90M	96.22M	100.56M	95.09M
Pension Business Fund Growth	37.09%	-4.32%	5.76%	121.19%
Total	19.70B	11.95B	7.10B	7.82B
Total Growth	64.85%	68.31%	-9.26%	0.44%

Revenue by Geography

Financials in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	Dec '18 Dec 31, 2018	Dec '17 Dec 31, 2017	Dec '16 Dec 31, 2016
Pakistan	17.44B	17.73B	10.77B	7.50B	8.16B
Pakistan Growth	-1.63%	64.70%	43.62%	-8.13%	3.53%
Total	17.44B	17.73B	10.77B	7.50B	8.16B
Total Growth	-1.63%	64.70%	43.62%	-8.13%	3.53%

Source: S&P Global Market Intelligence.