Jubilee General Insurance Company Limited (PSX:JGICL)
Pakistan · Delayed Price · Currency is PKR 78.14
-1.86 (-2.32%)
At close: Feb 17, 2026
PSX:JGICL Income Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Premiums & Annuity Revenue | 8,152 | 7,341 | 6,877 | 5,689 | 5,197 | 4,959 |
Total Interest & Dividend Income | 3,060 | 3,186 | 2,828 | 1,867 | 1,291 | 1,166 |
Gain (Loss) on Sale of Investments | 3,486 | 1,100 | 261.93 | -323.73 | 182.15 | 643.97 |
Other Revenue | 265.21 | 629 | 586.84 | 330.12 | 100.13 | 97.5 |
| 14,964 | 12,255 | 10,554 | 7,562 | 6,771 | 6,866 | |
Revenue Growth (YoY) | 30.95% | 16.12% | 39.56% | 11.69% | -1.39% | 6.88% |
Policy Benefits | 4,676 | 3,727 | 3,867 | 3,386 | 2,860 | 3,058 |
Policy Acquisition & Underwriting Costs | 969.26 | 624.06 | 522.89 | 459.39 | 433.81 | 474.76 |
Selling, General & Administrative | 3,051 | 2,730 | 2,186 | 1,936 | 1,701 | 1,692 |
Other Operating Expenses | -607.34 | -552.88 | -212.36 | -451.8 | -375.66 | -262.3 |
Total Operating Expenses | 8,089 | 6,528 | 6,364 | 5,330 | 4,620 | 4,962 |
Operating Income | 6,875 | 5,727 | 4,190 | 2,232 | 2,151 | 1,904 |
Earnings From Equity Investments | 36.11 | 20.88 | 117.27 | 146.59 | 151.6 | 189.01 |
Currency Exchange Gain (Loss) | 2.39 | -0.14 | 57.98 | 51.69 | 12.61 | 4.56 |
Other Non Operating Income (Expenses) | 37.54 | 70.3 | 52.87 | 28.31 | 14.76 | 16.17 |
EBT Excluding Unusual Items | 6,951 | 5,818 | 4,418 | 2,458 | 2,330 | 2,114 |
Gain (Loss) on Sale of Assets | 1.24 | 0.23 | -0.14 | 11.18 | 0.08 | 0.14 |
Pretax Income | 6,953 | 5,818 | 4,418 | 2,470 | 2,330 | 2,114 |
Income Tax Expense | 2,593 | 2,296 | 1,513 | 935.86 | 680.67 | 580.97 |
Net Income | 4,359 | 3,522 | 2,904 | 1,534 | 1,649 | 1,533 |
Net Income to Common | 4,359 | 3,522 | 2,904 | 1,534 | 1,649 | 1,533 |
Net Income Growth | 30.34% | 21.26% | 89.37% | -7.01% | 7.61% | 25.20% |
Shares Outstanding (Basic) | 198 | 198 | 198 | 198 | 198 | 198 |
Shares Outstanding (Diluted) | 198 | 198 | 198 | 198 | 198 | 198 |
EPS (Basic) | 21.96 | 17.74 | 14.63 | 7.73 | 8.31 | 7.72 |
EPS (Diluted) | 21.96 | 17.74 | 14.63 | 7.73 | 8.31 | 7.72 |
EPS Growth | 30.34% | 21.26% | 89.37% | -7.01% | 7.61% | 25.20% |
Free Cash Flow | -215.09 | -739.76 | -65.88 | 1,238 | 759.37 | -131.74 |
Free Cash Flow Per Share | -1.08 | -3.73 | -0.33 | 6.24 | 3.83 | -0.66 |
Dividend Per Share | 5.500 | 5.500 | 5.000 | 4.000 | 4.000 | 3.500 |
Dividend Growth | 10.00% | 10.00% | 25.00% | - | 14.29% | 28.33% |
Operating Margin | 45.95% | 46.73% | 39.70% | 29.51% | 31.77% | 27.73% |
Profit Margin | 29.13% | 28.74% | 27.52% | 20.28% | 24.36% | 22.32% |
Free Cash Flow Margin | -1.44% | -6.04% | -0.62% | 16.37% | 11.22% | -1.92% |
EBITDA | 6,907 | 5,757 | 4,218 | 2,263 | 2,195 | 1,959 |
EBITDA Margin | 46.16% | 46.98% | 39.96% | 29.93% | 32.42% | 28.53% |
D&A For EBITDA | 31.67 | 30.45 | 27.69 | 31.44 | 43.95 | 55.31 |
EBIT | 6,875 | 5,727 | 4,190 | 2,232 | 2,151 | 1,904 |
EBIT Margin | 45.95% | 46.73% | 39.70% | 29.51% | 31.77% | 27.73% |
Effective Tax Rate | 37.30% | 39.47% | 34.26% | 37.90% | 29.21% | 27.49% |
Source: S&P Global Market Intelligence. Insurance template. Financial Sources.