Jubilee General Insurance Company Limited (PSX:JGICL)

PSX:JGICL Cash Flow Statement

Financials in millions PKR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	4,359	3,522	2,904	1,534	1,649	1,533
Depreciation & Amortization	90.48	65.11	59.11	49.54	53.87	71.03
Other Amortization	19.41	19.41	17.57	20.97	21.99	20.35
Gain (Loss) on Sale of Assets	-1.24	-0.23	0.14	-11.18	-0.08	-0.14
Gain (Loss) on Sale of Investments	-3,383	-1,065	-259.3	-93.9	-311.34	-686.46
Change in Other Net Operating Assets	2,352	815.78	977.1	1,845	851.95	441.59
Other Operating Activities	-3,417	-3,789	-3,545	-1,883	-1,305	-1,267
Operating Cash Flow	-158.37	-610.64	-13.91	1,282	773.41	-87.62
Operating Cash Flow Growth	-	-	-	65.72%	-	-
Capital Expenditures	-56.72	-129.12	-51.97	-44.01	-14.05	-44.12
Sale of Property, Plant & Equipment	3.53	0.71	0.88	14.74	3.98	3.21
Investment in Securities	-1,818	-2,314	-2,372	-3,911	2,018	-632.1
Other Investing Activities	2,841	3,404	3,039	1,917	1,353	1,090
Investing Cash Flow	969.87	961.89	615.01	-2,024	3,360	416.83
Total Debt Repaid	-36.73	-41.43	-35.71	-32.77	-5.25	-16.66
Net Debt Issued (Repaid)	-36.73	-41.43	-35.71	-32.77	-5.25	-16.66
Common Dividends Paid	-975.1	-963.76	-771.6	-772.38	-674.04	-531.54
Other Financing Activities	-3.7	-3.69	-2.12	-	-	-
Financing Cash Flow	-1,016	-1,009	-809.43	-805.14	-679.3	-548.2
Net Cash Flow	-204.03	-657.64	-208.32	-1,547	3,454	-218.99
Free Cash Flow	-215.09	-739.76	-65.88	1,238	759.37	-131.74
Free Cash Flow Growth	-	-	-	62.99%	-	-
Free Cash Flow Margin	-1.44%	-6.04%	-0.62%	16.37%	11.22%	-1.92%
Free Cash Flow Per Share	-1.08	-3.73	-0.33	6.24	3.83	-0.66
Cash Interest Paid	3.69	3.69	2.12	-	-	-
Cash Income Tax Paid	2,724	2,257	1,867	779.98	570.18	659.41
Levered Free Cash Flow	9,514	4,645	3,619	2,951	2,007	1,993
Unlevered Free Cash Flow	9,514	4,645	3,619	2,951	2,007	1,993
Change in Working Capital	2,352	815.78	977.1	1,845	851.95	441.59

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.