Jubilee General Insurance Company Limited (PSX:JGICL)

PSX:JGICL Ratios and Metrics

Market cap in millions PKR. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 26, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	12,900	16,256	11,409	8,337	5,359	8,476
Market Cap Growth	5.86%	42.48%	36.86%	55.56%	-36.77%	-9.34%
Enterprise Value	9,526	13,176	8,103	5,225	2,862	6,416
PE Ratio	3.21	4.05	3.24	2.87	3.49	5.14
PS Ratio	0.86	1.09	0.93	0.79	0.71	1.25
PB Ratio	0.58	0.73	0.61	0.63	0.51	0.83
P/FCF Ratio	291.40	367.22	-	-	4.33	11.16
P/OCF Ratio	69.64	87.76	-	-	4.18	10.96
EV/Sales Ratio	0.64	0.88	0.66	0.50	0.38	0.95
EV/EBITDA Ratio	1.42	1.99	1.41	1.24	1.26	2.92
EV/EBIT Ratio	1.44	2.01	1.42	1.25	1.28	2.98
EV/FCF Ratio	215.17	297.63	-	-	2.31	8.45
Debt / Equity Ratio	0	0	0.00	-	0.00	-
Debt / EBITDA Ratio	0.00	0.00	0.01	-	0.02	-
Debt / FCF Ratio	0.17	0.17	-	-	0.03	-
Net Debt / Equity Ratio	-0.15	-0.15	-0.12	-0.23	-0.29	-0.46
Net Debt / EBITDA Ratio	-0.51	-0.51	-0.39	-0.73	-1.36	-2.14
Net Debt / FCF Ratio	-76.23	-76.23	3.06	46.54	-2.49	-6.18
Quick Ratio	0.24	0.24	0.17	0.25	0.32	0.46
Current Ratio	0.79	0.79	0.73	0.73	0.77	0.89
Asset Turnover	0.25	0.25	0.27	0.31	0.26	0.27
Return on Equity (ROE)	19.57%	19.57%	21.96%	24.41%	14.80%	16.71%
Return on Assets (ROA)	6.92%	6.92%	7.99%	7.65%	4.78%	5.43%
Return on Invested Capital (ROIC)	18.37%	19.47%	21.55%	23.11%	13.33%	15.43%
Earnings Yield	31.16%	24.72%	30.87%	34.84%	28.62%	19.46%
FCF Yield	0.34%	0.27%	-6.48%	-0.79%	23.09%	8.96%
Dividend Yield	9.23%	7.98%	11.59%	16.66%	24.18%	16.86%
Payout Ratio	27.51%	27.52%	27.37%	26.57%	50.36%	40.87%
Total Shareholder Return	9.23%	7.98%	11.59%	16.66%	24.18%	16.86%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.