National Bank of Pakistan (PSX:NBP)

National Bank of Pakistan Income Statement

Financials in millions PKR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	742,523	781,160	1,089,891	1,025,135	503,576	232,052
Interest Income on Investments	6,423	5,289	5,898	5,205	5,070	4,516
Total Interest Income	748,946	786,448	1,095,789	1,030,339	508,646	236,568
Interest Paid on Deposits	529,128	532,540	918,452	855,780	386,474	134,285
Net Interest Income	219,818	253,908	177,337	174,559	122,172	102,283
Net Interest Income Growth	-14.92%	43.18%	1.59%	42.88%	19.45%	-3.70%
Gain (Loss) on Sale of Assets	197.61	197.61	15.56	234.18	84.01	71.7
Gain (Loss) on Sale of Investments	8,613	12,192	27,533	4,421	1,123	6,203
Other Non-Interest Income	50,258	51,403	35,794	33,441	32,544	27,822
Total Non-Interest Income	59,069	63,793	63,342	38,096	33,751	34,096
Non-Interest Income Growth	-15.46%	0.71%	66.27%	12.87%	-1.01%	-4.50%
Revenues Before Loan Losses	278,887	317,702	240,679	212,655	155,923	136,379
Provision for Loan Losses	1,077	9,196	4,503	15,382	13,116	11,659
Revenue	277,809	308,506	236,175	197,273	142,807	124,720
Revenue Growth	-14.13%	30.63%	19.72%	38.14%	14.50%	12.36%
Selling, General & Administrative	8,704	8,704	4,781	4,168	1,882	2,086
Other Non-Interest Expense	128,828	120,570	175,001	91,278	77,779	59,320
Total Non-Interest Expense	137,556	128,791	179,055	93,974	79,211	61,166
EBT Excluding Unusual Items	140,253	179,715	57,120	103,299	63,595	63,554
Asset Writedown	-	-	-	-	1.69	12.38
Other Unusual Items	-	-	-	-	-	-9,779
Pretax Income	140,321	179,783	57,120	103,299	63,597	53,792
Income Tax Expense	71,660	93,905	30,617	49,978	32,648	25,032
Earnings From Continuing Operations	68,661	85,878	26,503	53,321	30,949	28,760
Minority Interest in Earnings	-745.42	-846.14	-517.58	-219.8	-114.42	-159.92
Net Income	67,916	85,032	25,985	53,102	30,835	28,600
Net Income to Common	67,916	85,032	25,985	53,102	30,835	28,600
Net Income Growth	-22.84%	227.23%	-51.07%	72.21%	7.81%	-6.20%
Basic Shares Outstanding	2,128	2,128	2,128	2,128	2,128	2,128
Diluted Shares Outstanding	2,128	2,128	2,128	2,128	2,128	2,128
Shares Change	0.03%	-	-	-	-	-
EPS (Basic)	31.92	39.97	12.21	24.96	14.49	13.44
EPS (Diluted)	31.92	39.97	12.21	24.96	14.49	13.44
EPS Growth	-22.86%	227.34%	-51.08%	72.25%	7.81%	-6.21%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share	-	35.000	8.000	-	-	1.000
Dividend Growth	-	337.50%	-	-	-	-
Effective Tax Rate	51.07%	52.23%	53.60%	48.38%	51.34%	46.53%

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 30, 2026

Data Sources Report a data error