Pak-Qatar General Takaful Limited (PSX:PQGTL)
Pakistan · Delayed Price · Currency is PKR 13.22
-0.18 (-1.34%)
At close: Sep 29, 2026
Pak-Qatar General Takaful Income Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 521.92 | 458.8 | 353.64 | 594.67 | 455.85 | 297.07 |
Total Interest & Dividend Income | 62.81 | 53.79 | 69.54 | 83.88 | 51.63 | 26.07 |
Gain (Loss) on Sale of Investments | 84.11 | 83.97 | 71.69 | 41.14 | 20.69 | 26.11 |
Other Revenue | - | - | - | 62.67 | - | - |
| 668.83 | 596.56 | 494.86 | 782.36 | 528.17 | 349.25 | |
Revenue Growth | - | 20.55% | -36.75% | 48.13% | 51.23% | 51.55% |
Policy Benefits | 586.84 | 521.02 | 401.23 | 666.71 | 536.22 | 321.3 |
Policy Acquisition & Underwriting Costs | 138.99 | 132.51 | 137.22 | 135.25 | 126.1 | 99.9 |
Selling, General & Administrative | 413.22 | 391.43 | 370.77 | 346.91 | 294.26 | 268.71 |
Other Operating Expenses | -675.25 | -630.74 | -588.71 | -504.8 | -491.35 | -396.99 |
Total Operating Expenses | 463.8 | 414.22 | 320.51 | 644.07 | 465.24 | 292.92 |
Operating Income | 205.03 | 182.35 | 174.36 | 138.29 | 62.93 | 56.33 |
Interest Expense | -4.14 | -4.14 | -6.27 | - | - | - |
Currency Exchange Gain (Loss) | 0.17 | 0.17 | -0.06 | 0.29 | 0.34 | 0.01 |
Other Non Operating Income (Expenses) | 16.3 | 18.04 | 38.66 | 43.92 | 20.38 | 10.63 |
EBT Excluding Unusual Items | 217.36 | 196.41 | 206.69 | 182.5 | 83.66 | 66.98 |
Gain (Loss) on Sale of Assets | - | - | 4.56 | 0.51 | - | 1.08 |
Pretax Income | 217.36 | 196.41 | 211.25 | 183.02 | 83.66 | 68.05 |
Income Tax Expense | 55.26 | 49.42 | 50.15 | 41.23 | 21.83 | 13.64 |
Net Income | 162.1 | 146.99 | 161.1 | 141.78 | 61.82 | 54.41 |
Preferred Dividends & Other Adjustments | 27.88 | 28.82 | 47.32 | 40.58 | - | - |
Net Income to Common | 134.22 | 118.17 | 113.79 | 101.21 | 61.82 | 54.41 |
Net Income Growth | - | 3.85% | 12.43% | 63.70% | 13.63% | 185.44% |
Shares Outstanding (Basic) | 81 | 64 | 61 | 61 | 61 | 61 |
Shares Outstanding (Diluted) | 81 | 64 | 61 | 61 | 61 | 61 |
Shares Change | - | 5.46% | - | - | - | - |
EPS (Basic) | 1.66 | 1.83 | 1.86 | 1.66 | 1.01 | 0.89 |
EPS (Diluted) | 1.66 | 1.83 | 1.86 | 1.66 | 1.01 | 0.89 |
EPS Growth | - | -1.52% | 12.43% | 63.70% | 13.63% | 185.44% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -25.35 | -55.36 | -187.4 | -65.69 | 53.93 | 121.57 |
Free Cash Flow Per Share | -0.31 | -0.86 | -3.07 | -1.07 | 0.88 | 1.99 |
Dividend Per Share | 1.000 | 1.000 | 0.833 | 0.833 | - | - |
Dividend Growth | - | 20.00% | 0% | - | - | - |
Operating Margin | 30.65% | 30.57% | 35.23% | 17.68% | 11.92% | 16.13% |
Profit Margin | 20.07% | 19.81% | 22.99% | 12.94% | 11.71% | 15.58% |
Free Cash Flow Margin | -3.79% | -9.28% | -37.87% | -8.40% | 10.21% | 34.81% |
EBITDA | 212.88 | 189.58 | 182.4 | 144.42 | 66.69 | 60.09 |
EBITDA Margin | 31.83% | 31.78% | 36.86% | 18.46% | 12.63% | 17.21% |
D&A For EBITDA | 7.85 | 7.23 | 8.04 | 6.13 | 3.76 | 3.76 |
EBIT | 205.03 | 182.35 | 174.36 | 138.29 | 62.93 | 56.33 |
EBIT Margin | 30.65% | 30.57% | 35.23% | 17.68% | 11.92% | 16.13% |
Effective Tax Rate | 25.42% | 25.16% | 23.74% | 22.53% | 26.10% | 20.05% |