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Samba Bank Limited (PSX:SBL)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
14.00
+0.43 (3.17%)
At close: Nov 6, 2026

Samba Bank Financials Overview

Millions PKR. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
6,7227,0377,2357,0193,1314,703
Revenue Growth
0.77%-2.73%3.08%124.14%-33.41%0.31%
Net Income
428.87727.25699.331,235-427.94788.98
Earnings Per Share
0.420.720.691.23-0.420.78
EPS Growth
4.84%3.99%-43.38%---21.98%

Revenue by Segment
Chart
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Wholesale Banking
1,4801,5931,796497.39-
Retail Banking
3,3963,9473,1912,2491,634
Global Markets
2,2021,7152,037386.091,781
Total
7,0787,2557,0233,1334,728

Cash & Debt
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
10,5065,2046,3777,4206,0718,738
Total Debt
78,65661,63449,73139,51053,537100,519
Net Cash (Debt)
-68,150-56,430-43,354-32,091-47,466-91,781
Net Cash Growth
------
Net Cash Per Share
-66.67-55.97-43.00-31.83-47.08-91.03

Cash Flow & CapEx
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
9,1698,56536,407-11,316-42,31522,494
Capital Expenditures
-636.1-846.29-665.93-240.17-293.13-1,423
Free Cash Flow
8,5337,71935,741-11,556-42,60821,071
Free Cash Flow Growth
-77.38%-78.40%---81.95%

Margins
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
6.38%10.33%9.67%17.60%-13.67%16.78%
FCF Margin
126.95%109.68%494.00%-164.65%-1360.65%448.07%

Dividends
Chart
Fiscal Year
FY 2021
Period EndingDec '21
Dividend Per Share
0.600
Dividend Per Share Growth
-20.00%
Dividend Yield
4.82%

Valuation
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
33.3719.7413.348.64-15.91
Forward PE
-3.533.533.533.533.53
P/FCF Ratio
1.651.860.26--0.60
PS Ratio
2.102.041.291.522.092.67