Samba Bank Limited (PSX:SBL)

Samba Bank Balance Sheet

Financials in millions PKR. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	3,018	2,668	2,753	3,151	2,507	2,494
Investment Securities	140,344	115,770	97,181	72,776	46,741	26,041
Trading Asset Securities	2,209	2,536	3,623	1,769	1,033	1,265
Total Investments	142,553	118,306	100,805	74,545	47,774	27,305
Gross Loans	65,111	72,805	66,122	86,405	85,352	86,185
Allowance for Loan Losses	-9,770	-10,693	-10,051	-7,276	-6,074	-4,079
Other Adjustments to Gross Loans	-	-1.29	-1.29	-1.29	-1.29	-1.29
Net Loans	55,340	62,110	56,070	79,128	79,277	82,105
Property, Plant & Equipment	5,089	5,157	3,501	2,958	3,132	2,982
Other Intangible Assets	508.2	740.04	762.82	596.74	616.04	592.25
Accrued Interest Receivable	3,869	3,677	4,629	6,105	5,030	3,185
Other Receivables	513.29	349.9	34.24	253.8	109.08	71.74
Restricted Cash	6,551	7,783	7,825	7,354	4,686	6,416
Other Current Assets	6,131	1,547	1,507	1,652	1,222	1,689
Long-Term Deferred Tax Assets	3,480	3,130	3,367	2,503	2,121	1,218
Other Long-Term Assets	346.16	972.4	1,233	449.32	32,601	73,082
Total Assets	228,263	206,441	182,486	178,696	179,074	201,140

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	590.4	748.13	1,416	994.81	662.85	686.45
Interest Bearing Deposits	74,758	118,927	85,890	89,317	81,634	57,638
Non-Interest Bearing Deposits	29,678	-	21,252	25,415	23,610	21,629
Total Deposits	104,436	118,927	107,142	114,732	105,244	79,267
Short-Term Borrowings	83,686	47,950	35,017	21,483	33,980	81,183
Current Portion of Long-Term Debt	1,497	2,426	3,175	-	5,121	4,585
Current Portion of Leases	244.53	193.46	8.42	104.1	0.42	23.09
Current Income Taxes Payable	306.63	715.35	442.41	291.77	-	89.86
Accrued Interest Payable	1,164	1,279	2,311	2,901	2,260	1,825
Other Current Liabilities	3,942	3,834	3,944	3,576	2,155	2,476
Long-Term Debt	10,213	8,050	9,646	16,552	12,935	13,484
Long-Term Leases	3,055	3,013	1,884	1,372	1,501	1,243
Other Long-Term Liabilities	441.7	503.87	274.99	326.89	562.54	375.1
Total Liabilities	209,578	187,640	165,261	162,333	164,421	185,239

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	10,082	10,082	10,082	10,082	10,082	10,082
Retained Earnings	6,762	6,775	5,606	4,994	3,759	4,791
Comprehensive Income & Other	1,841	1,943	1,537	1,287	812.17	1,027
Shareholders' Equity	18,685	18,800	17,225	16,363	14,653	15,900
Total Liabilities & Equity	228,263	206,441	182,486	178,696	179,074	201,140

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	98,696	61,634	49,731	39,510	53,537	100,519
Net Cash (Debt)	-93,469	-56,430	-43,354	-32,091	-47,466	-91,781
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-92.71	-55.97	-43.00	-31.83	-47.08	-91.03
Filing Date Shares Outstanding	1,004	1,008	1,008	1,008	1,008	1,008
Total Common Shares Outstanding	1,004	1,008	1,008	1,008	1,008	1,008
Book Value Per Share	18.61	18.65	17.08	16.23	14.53	15.77
Tangible Book Value	18,177	18,060	16,462	15,766	14,037	15,308
Tangible Book Value Per Share	18.10	17.91	16.33	15.64	13.92	15.18

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Sep 20, 2026

Data Sources Report a data error