Samba Bank Balance Sheet

Financials in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	3,526	2,668	2,753	3,151	2,507	2,494
Investment Securities	142,978	115,770	97,181	72,776	46,741	26,041
Trading Asset Securities	1,848	2,536	3,623	1,769	1,033	1,265
Total Investments	144,826	118,306	100,805	74,545	47,774	27,305
Gross Loans	69,034	72,805	66,122	86,405	85,352	86,185
Allowance for Loan Losses	-10,560	-10,693	-10,051	-7,276	-6,074	-4,079
Other Adjustments to Gross Loans	-	-1.29	-1.29	-1.29	-1.29	-1.29
Net Loans	58,474	62,110	56,070	79,128	79,277	82,105
Property, Plant & Equipment	5,047	5,157	3,501	2,958	3,132	2,982
Other Intangible Assets	738.88	740.04	762.82	596.74	616.04	592.25
Accrued Interest Receivable	4,401	3,677	4,629	6,105	5,030	3,185
Other Receivables	167.17	349.9	34.24	253.8	109.08	71.74
Restricted Cash	7,528	7,783	7,825	7,354	4,686	6,416
Other Current Assets	1,976	1,547	1,507	1,652	1,222	1,689
Long-Term Deferred Tax Assets	3,946	3,130	3,367	2,503	2,121	1,218
Other Long-Term Assets	664.35	972.4	1,233	449.32	32,601	73,082
Total Assets	232,084	206,441	182,486	178,696	179,074	201,140
Accrued Expenses	777.42	748.13	1,416	994.81	662.85	686.45
Interest Bearing Deposits	86,443	118,927	85,890	89,317	81,634	57,638
Non-Interest Bearing Deposits	31,406	-	21,252	25,415	23,610	21,629
Total Deposits	117,848	118,927	107,142	114,732	105,244	79,267
Short-Term Borrowings	70,701	47,950	35,017	21,483	33,980	81,183
Current Portion of Long-Term Debt	1,865	2,426	3,175	-	5,121	4,585
Current Portion of Leases	0.42	193.46	8.42	104.1	0.42	23.09
Current Income Taxes Payable	467	715.35	442.41	291.77	-	89.86
Accrued Interest Payable	1,136	1,279	2,311	2,901	2,260	1,825
Other Current Liabilities	9,355	3,834	3,944	3,576	2,155	2,476
Long-Term Debt	7,592	8,050	9,646	16,552	12,935	13,484
Long-Term Leases	3,174	3,013	1,884	1,372	1,501	1,243
Other Long-Term Liabilities	1,002	503.87	274.99	326.89	562.54	375.1
Total Liabilities	213,919	187,640	165,261	162,333	164,421	185,239
Common Stock	10,082	10,082	10,082	10,082	10,082	10,082
Retained Earnings	6,905	6,775	5,606	4,994	3,759	4,791
Comprehensive Income & Other	1,178	1,943	1,537	1,287	812.17	1,027
Shareholders' Equity	18,165	18,800	17,225	16,363	14,653	15,900
Total Liabilities & Equity	232,084	206,441	182,486	178,696	179,074	201,140
Total Debt	83,333	61,634	49,731	39,510	53,537	100,519
Net Cash (Debt)	-73,633	-56,430	-43,354	-32,091	-47,466	-91,781
Net Cash Per Share	-73.03	-55.97	-43.00	-31.83	-47.08	-91.03
Filing Date Shares Outstanding	1,008	1,008	1,008	1,008	1,008	1,008
Total Common Shares Outstanding	1,008	1,008	1,008	1,008	1,008	1,008
Book Value Per Share	18.02	18.65	17.08	16.23	14.53	15.77
Tangible Book Value	17,426	18,060	16,462	15,766	14,037	15,308
Tangible Book Value Per Share	17.28	17.91	16.33	15.64	13.92	15.18