Samba Bank Ratios and Metrics

Market cap in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 9, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	14,902	14,357	9,326	10,677	6,554	12,553
Market Cap Growth	57.23%	53.95%	-12.65%	62.92%	-47.79%	66.00%
Last Close Price	14.78	14.24	9.25	10.59	6.50	11.83
PE Ratio	19.77	19.74	13.34	8.64	-	15.91
PS Ratio	2.10	2.04	1.29	1.52	2.09	2.67
PB Ratio	0.82	0.76	0.54	0.65	0.45	0.79
P/FCF Ratio	0.47	1.86	0.26	-	-	0.60
P/OCF Ratio	0.46	1.68	0.26	-	-	0.56
Debt / Equity Ratio	4.59	3.28	2.89	2.42	3.65	6.32
Debt / FCF Ratio	2.62	7.99	1.39	-	-	4.77
Net Debt / Equity Ratio	4.05	3.00	2.52	1.96	3.24	5.77
Net Debt / FCF Ratio	2.32	7.31	1.21	-2.78	-1.11	4.36
Return on Equity (ROE)	4.25%	4.04%	4.16%	7.96%	-2.80%	5.05%
Return on Assets (ROA)	0.36%	0.37%	0.39%	0.69%	-0.22%	0.44%
Earnings Yield	5.06%	5.07%	7.50%	11.57%	-6.53%	6.29%
FCF Yield	213.14%	53.76%	383.24%	-108.23%	-650.16%	167.86%
Dividend Yield	-	-	-	-	-	5.07%
Payout Ratio	0.01%	0.01%	0.01%	0.00%	-	93.83%
Total Shareholder Return	-	-	-	-	-	5.07%