Samba Bank Limited (PSX:SBL)
Pakistan · Delayed Price · Currency is PKR 14.00
+0.43 (3.17%)
At close: Nov 6, 2026
Samba Bank Cash Flow Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 428.87 | 727.25 | 699.33 | 1,235 | -427.94 | 788.98 |
Depreciation & Amortization | 841.45 | 717.81 | 532.46 | 523.32 | 428.93 | 354.44 |
Other Amortization | 141.15 | 141.15 | 113.78 | 98.33 | 75.58 | 48.74 |
Gain (Loss) on Sale of Assets | -7.83 | -16.99 | -1.79 | -5.41 | -6.46 | -30.55 |
Gain (Loss) on Sale of Investments | 109.3 | -9.91 | -1.1 | 473.01 | 1,096 | -583.19 |
Total Asset Writedown | 1.46 | 1.46 | 0.91 | 0.01 | 3.52 | 1.04 |
Provision for Credit Losses | 644.05 | 644.05 | 1,843 | 2,213 | 2,040 | 1,144 |
Change in Trading Asset Securities | 1,153 | 1,503 | -3,071 | 79.68 | -216.23 | 248.01 |
Change in Other Net Operating Assets | 7,384 | 4,303 | 34,747 | -16,569 | -44,427 | 20,576 |
Other Operating Activities | -1,523 | 558.62 | 1,544 | 635.49 | -881.95 | -53.59 |
Operating Cash Flow | 9,169 | 8,565 | 36,407 | -11,316 | -42,315 | 22,494 |
Operating Cash Flow Growth | -76.19% | -76.48% | - | - | - | 91.10% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -636.1 | -846.29 | -665.93 | -240.17 | -293.13 | -1,423 |
Sale of Property, Plant and Equipment | 20.47 | 39.66 | 3.55 | 6.54 | 17.91 | 9.75 |
Investment in Securities | 6,499 | -16,802 | -26,303 | 6,683 | 15,753 | -27,373 |
Other Investing Activities | 65.01 | 60.1 | 89.27 | 60.62 | 52.95 | 67.19 |
Investing Cash Flow | 5,949 | -17,549 | -26,876 | 6,510 | 15,531 | -28,720 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | - | - | - | - | 5,000 |
Long-Term Debt Repaid | - | -620.08 | -477.19 | -401.45 | -317.39 | -249.26 |
Lease Payments | -540.62 | -618.08 | -475.19 | -399.45 | -315.39 | -248.26 |
Net Debt Issued (Repaid) | -5,532 | -620.08 | -477.19 | -401.45 | -317.39 | 4,751 |
Issuance of Common Stock | - | - | - | - | - | 1,541 |
Common Dividends Paid | -0.09 | -0.08 | -0.03 | -0.03 | -592.53 | -740.3 |
Net Increase (Decrease) in Deposit Accounts | -8,297 | 11,785 | -7,590 | 9,488 | 25,976 | 841.72 |
Other Financing Activities | -308.1 | -807.42 | -1,190 | -969.15 | - | - |
Financing Cash Flow | -14,136 | 10,357 | -9,258 | 8,118 | 25,067 | 6,393 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | 23.79 | 23.79 | -43.77 | - | - | - |
Net Cash Flow | 1,006 | 1,397 | 29.71 | 3,312 | -1,718 | 167.25 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 8,533 | 7,719 | 35,741 | -11,556 | -42,608 | 21,071 |
Free Cash Flow Growth | -77.38% | -78.40% | - | - | - | 81.95% |
Free Cash Flow Margin | 126.95% | 109.68% | 494.00% | -164.65% | -1360.65% | 448.07% |
Free Cash Flow Per Share | 8.35 | 7.66 | 35.45 | -11.46 | -42.26 | 20.90 |
Free Cash Flow After Leases | 7,993 | 7,101 | 35,266 | -11,956 | -42,924 | 20,823 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 17,898 | 17,037 | 21,773 | 19,774 | 8.7 | 1.15 |
Cash Income Tax Paid | 1,413 | 1,268 | 1,797 | 995.27 | 625.83 | 786.86 |