Samba Bank Balance Sheet

Financials in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	2,728	2,753	3,151	2,507	2,494	2,544
Investment Securities	136,645	97,181	72,776	46,741	26,041	35,219
Trading Asset Securities	4,082	3,623	1,769	1,033	1,265	885.2
Total Investments	140,727	100,805	74,545	47,774	27,305	36,105
Gross Loans	73,708	66,122	86,405	85,352	86,185	72,041
Allowance for Loan Losses	-10,800	-10,051	-7,276	-6,074	-4,079	-2,938
Other Adjustments to Gross Loans	-	-1.29	-1.29	-1.29	-1.29	-1.29
Net Loans	62,908	56,070	79,128	79,277	82,105	69,102
Property, Plant & Equipment	4,473	3,501	2,958	3,132	2,982	1,939
Other Intangible Assets	581.24	762.82	596.74	616.04	592.25	141.9
Accrued Interest Receivable	4,824	4,629	6,105	5,030	3,185	2,413
Other Receivables	34.24	34.24	253.8	109.08	71.74	33.96
Restricted Cash	8,295	7,825	7,354	4,686	6,416	6,199
Other Current Assets	1,681	1,507	1,652	1,222	1,689	1,170
Long-Term Deferred Tax Assets	3,528	3,367	2,503	2,121	1,218	364.75
Other Long-Term Assets	2,198	1,233	449.32	32,601	73,082	38,984
Total Assets	231,979	182,486	178,696	179,074	201,140	158,996
Accrued Expenses	568.07	1,416	994.81	662.85	686.45	735.32
Interest Bearing Deposits	85,948	85,890	89,317	81,634	57,638	61,258
Non-Interest Bearing Deposits	31,854	21,252	25,415	23,610	21,629	17,167
Total Deposits	117,803	107,142	114,732	105,244	79,267	78,426
Short-Term Borrowings	67,066	35,017	21,483	33,980	81,183	46,933
Current Portion of Long-Term Debt	2,580	3,175	-	5,121	4,585	4,339
Current Portion of Leases	3.88	8.42	104.1	0.42	23.09	4.89
Current Income Taxes Payable	803.34	442.41	291.77	-	89.86	140.92
Accrued Interest Payable	1,261	2,311	2,901	2,260	1,825	1,525
Other Current Liabilities	12,104	3,944	3,576	2,155	2,476	4,429
Long-Term Debt	8,439	9,646	16,552	12,935	13,484	5,704
Long-Term Leases	2,621	1,884	1,372	1,501	1,243	921.13
Other Long-Term Liabilities	460.4	274.99	326.89	562.54	375.1	520.85
Total Liabilities	213,709	165,261	162,333	164,421	185,239	143,679
Common Stock	10,082	10,082	10,082	10,082	10,082	10,082
Retained Earnings	6,414	5,606	4,994	3,759	4,791	4,759
Comprehensive Income & Other	1,774	1,537	1,287	812.17	1,027	476.01
Shareholders' Equity	18,269	17,225	16,363	14,653	15,900	15,317
Total Liabilities & Equity	231,979	182,486	178,696	179,074	201,140	158,996
Total Debt	80,710	49,731	39,510	53,537	100,519	57,903
Net Cash (Debt)	-73,900	-43,354	-32,091	-47,466	-91,781	-48,005
Net Cash Per Share	-73.30	-43.00	-31.83	-47.08	-91.03	-47.61
Filing Date Shares Outstanding	1,025	1,008	1,008	1,008	1,008	1,008
Total Common Shares Outstanding	1,025	1,008	1,008	1,008	1,008	1,008
Book Value Per Share	17.83	17.08	16.23	14.53	15.77	15.19
Tangible Book Value	17,688	16,462	15,766	14,037	15,308	15,175
Tangible Book Value Per Share	17.26	16.33	15.64	13.92	15.18	15.05

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.