Samba Bank Limited (PSX:SBL)

Samba Bank Balance Sheet

Financials in millions PKR. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	-	3,151	2,507	2,494	2,544
Investment Securities	-	53,604	46,741	26,041	35,219
Trading Asset Securities	-	1,769	1,033	1,265	885.2
Total Investments	-	55,373	47,774	27,305	36,105
Gross Loans	-	86,405	85,352	86,185	72,041
Allowance for Loan Losses	-	-7,276	-6,074	-4,079	-2,938
Other Adjustments to Gross Loans	-	-1.29	-1.29	-1.29	-1.29
Net Loans	-	79,128	79,277	82,105	69,102
Property, Plant & Equipment	-	2,958	3,132	2,982	1,939
Other Intangible Assets	-	596.74	616.04	592.25	141.9
Accrued Interest Receivable	-	6,105	5,030	3,185	2,413
Other Receivables	-	291.43	109.08	71.74	33.96
Restricted Cash	-	7,354	4,686	6,416	6,199
Other Current Assets	-	1,652	1,222	1,689	1,170
Long-Term Deferred Tax Assets	-	2,503	2,121	1,218	364.75
Other Long-Term Assets	-	19,621	32,601	73,082	38,984
Total Assets	-	178,734	179,074	201,140	158,996
Accrued Expenses	-	994.81	662.85	686.45	735.32
Interest Bearing Deposits	-	89,317	81,634	57,638	61,258
Non-Interest Bearing Deposits	-	25,415	23,610	21,629	17,167
Total Deposits	-	114,732	105,244	79,267	78,426
Short-Term Borrowings	-	21,483	33,980	81,183	46,933
Current Portion of Long-Term Debt	-	4,647	5,121	4,585	4,339
Current Portion of Leases	-	92.82	0.42	23.09	4.89
Current Income Taxes Payable	-	291.77	-	89.86	140.92
Accrued Interest Payable	-	2,901	2,260	1,825	1,525
Other Current Liabilities	-	3,614	2,155	2,476	4,429
Long-Term Debt	-	11,905	12,935	13,484	5,704
Long-Term Leases	-	1,383	1,501	1,243	921.13
Other Long-Term Liabilities	-	326.89	562.54	375.1	520.85
Total Liabilities	-	162,371	164,421	185,239	143,679
Common Stock	-	10,082	10,082	10,082	10,082
Retained Earnings	-	4,994	3,759	4,791	4,759
Comprehensive Income & Other	-	1,287	812.17	1,027	476.01
Shareholders' Equity	17,372	16,363	14,653	15,900	15,317
Total Liabilities & Equity	-	178,734	179,074	201,140	158,996
Total Debt	49,039	39,510	53,537	100,519	57,903
Net Cash (Debt)	-42,331	-32,091	-47,466	-91,781	-48,005
Net Cash Per Share	-42.01	-31.83	-47.08	-91.03	-47.61
Filing Date Shares Outstanding	1,006	1,008	1,008	1,008	1,008
Total Common Shares Outstanding	1,006	1,008	1,008	1,008	1,008
Book Value Per Share	17.23	16.23	14.53	15.77	15.19
Tangible Book Value	16,583	15,766	14,037	15,308	15,175
Tangible Book Value Per Share	16.45	15.64	13.92	15.18	15.05

Updated Mar 13, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.