Samba Bank Limited (PSX: SBL)

Samba Bank Balance Sheet

Financials in millions PKR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	2,365	3,151	2,507	2,494	2,544	2,134
Investment Securities	86,030	53,604	46,741	26,041	35,219	28,074
Trading Asset Securities	4,343	1,769	1,033	1,265	885.2	1,211
Total Investments	90,372	55,373	47,774	27,305	36,105	29,286
Gross Loans	72,611	86,405	85,352	86,185	72,041	64,045
Allowance for Loan Losses	-9,045	-7,276	-6,074	-4,079	-2,938	-2,687
Other Adjustments to Gross Loans	-	-1.29	-1.29	-1.29	-1.29	-1.29
Net Loans	63,565	79,128	79,277	82,105	69,102	61,356
Property, Plant & Equipment	3,141	2,958	3,132	2,982	1,939	1,897
Other Intangible Assets	789.48	596.74	616.04	592.25	141.9	133.46
Accrued Interest Receivable	5,518	6,105	5,030	3,185	2,413	3,238
Other Receivables	235.65	291.43	109.08	71.74	33.96	33.88
Restricted Cash	8,150	7,354	4,686	6,416	6,199	4,565
Other Current Assets	1,611	1,652	1,222	1,689	1,170	995.92
Long-Term Deferred Tax Assets	2,801	2,503	2,121	1,218	364.75	327.48
Other Long-Term Assets	-75.71	19,621	32,601	73,082	38,984	25,612
Total Assets	178,474	178,734	179,074	201,140	158,996	129,577
Accrued Expenses	986.6	994.81	662.85	686.45	735.32	634.66
Interest Bearing Deposits	83,460	89,317	81,634	57,638	61,258	55,053
Non-Interest Bearing Deposits	21,052	25,415	23,610	21,629	17,167	16,829
Total Deposits	104,512	114,732	105,244	79,267	78,426	71,882
Short-Term Borrowings	27,736	21,483	33,980	81,183	46,933	32,423
Current Portion of Long-Term Debt	3,606	4,647	5,121	4,585	4,339	3,159
Current Portion of Leases	10	92.82	0.42	23.09	4.89	35.99
Current Income Taxes Payable	596.18	291.77	-	89.86	140.92	-
Accrued Interest Payable	2,309	2,901	2,260	1,825	1,525	2,455
Other Current Liabilities	2,475	3,614	2,155	2,476	4,429	1,635
Long-Term Debt	16,017	11,905	12,935	13,484	5,704	1,932
Long-Term Leases	1,670	1,383	1,501	1,243	921.13	798.27
Other Long-Term Liabilities	1,185	326.89	562.54	375.1	520.85	443.51
Total Liabilities	161,102	162,371	164,421	185,239	143,679	115,398
Common Stock	10,082	10,082	10,082	10,082	10,082	10,082
Retained Earnings	5,942	4,994	3,759	4,791	4,759	3,768
Comprehensive Income & Other	1,347	1,287	812.17	1,027	476.01	329.26
Shareholders' Equity	17,372	16,363	14,653	15,900	15,317	14,179
Total Liabilities & Equity	178,474	178,734	179,074	201,140	158,996	129,577
Total Debt	49,039	39,510	53,537	100,519	57,903	38,348
Net Cash (Debt)	-42,331	-32,091	-47,466	-91,781	-48,005	-32,729
Net Cash Per Share	-41.99	-31.83	-47.08	-91.03	-47.61	-32.46
Filing Date Shares Outstanding	1,008	1,008	1,008	1,008	1,008	1,008
Total Common Shares Outstanding	1,008	1,008	1,008	1,008	1,008	1,008
Book Value Per Share	17.23	16.23	14.53	15.77	15.19	14.06
Tangible Book Value	16,583	15,766	14,037	15,308	15,175	14,046
Tangible Book Value Per Share	16.45	15.64	13.92	15.18	15.05	13.93

Source: S&P Capital IQ. Banks template. Financial Sources.