Samba Bank Cash Flow Statement

Financials in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	727.25	699.33	1,235	-427.94	788.98
Depreciation & Amortization	717.81	532.46	523.32	428.93	354.44
Other Amortization	141.15	113.78	98.33	75.58	48.74
Gain (Loss) on Sale of Assets	-17	-1.79	-5.41	-6.46	-30.55
Gain (Loss) on Sale of Investments	-9.73	-213.32	473.01	1,096	-583.19
Total Asset Writedown	-	0.91	0.01	3.52	1.04
Provision for Credit Losses	-	1,843	2,213	2,040	1,144
Change in Trading Asset Securities	1,503	-2,958	79.68	-216.23	248.01
Change in Other Net Operating Assets	4,303	34,930	-16,569	-44,427	20,576
Other Operating Activities	1,200	1,161	635.49	-881.95	-53.59
Operating Cash Flow	8,565	36,108	-11,316	-42,315	22,494
Operating Cash Flow Growth	-76.28%	-	-	-	91.10%
Capital Expenditures	-846.29	-645.93	-240.17	-293.13	-1,423
Sale of Property, Plant and Equipment	39.66	3.55	6.54	17.91	9.75
Investment in Securities	-16,802	-26,203	6,683	15,753	-27,373
Other Investing Activities	60.1	69.07	60.62	52.95	67.19
Investing Cash Flow	-17,549	-26,777	6,510	15,531	-28,720
Long-Term Debt Issued	-	-	-	-	5,000
Long-Term Debt Repaid	-620.08	-478.19	-401.45	-317.39	-249.26
Net Debt Issued (Repaid)	-620.08	-478.19	-401.45	-317.39	4,751
Issuance of Common Stock	-	-	-	-	1,541
Common Dividends Paid	-0.08	-0.03	-0.03	-592.53	-740.3
Net Increase (Decrease) in Deposit Accounts	11,785	-7,590	9,488	25,976	841.72
Other Financing Activities	-807.42	-1,189	-969.15	-	-
Financing Cash Flow	10,357	-9,258	8,118	25,067	6,393
Foreign Exchange Rate Adjustments	23.79	-	-	-	-
Net Cash Flow	1,397	73.48	3,312	-1,718	167.25
Free Cash Flow	7,719	35,462	-11,556	-42,608	21,071
Free Cash Flow Growth	-78.23%	-	-	-	81.95%
Free Cash Flow Margin	109.05%	490.14%	-164.65%	-1360.65%	448.07%
Free Cash Flow Per Share	7.64	35.17	-11.46	-42.26	20.90
Cash Interest Paid	17,037	21,783	19,774	8.7	1.15
Cash Income Tax Paid	1,258	1,797	995.27	625.83	786.86

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.