Samba Bank Limited (PSX:SBL)

Samba Bank Statistics

Total Valuation

Samba Bank has a market cap or net worth of PKR 13.34 billion.

Market Cap	13.34B
Enterprise Value	n/a

Important Dates

The last earnings date was Tuesday, February 17, 2026.

Earnings Date	Feb 17, 2026
Ex-Dividend Date	n/a

Share Statistics

Samba Bank has 1.01 billion shares outstanding. The number of shares has increased by 0.18% in one year.

Current Share Class	1.01B
Shares Outstanding	1.01B
Shares Change (YoY)	+0.18%
Shares Change (QoQ)	-0.88%
Owned by Insiders (%)	6.03%
Owned by Institutions (%)	0.16%
Float	95.36M

Valuation Ratios

The trailing PE ratio is 18.38.

PE Ratio	18.38
Forward PE	n/a
PS Ratio	1.88
PB Ratio	0.71
P/TBV Ratio	0.74
P/FCF Ratio	1.73
P/OCF Ratio	1.56
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	7.83
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 4.04%.

Return on Equity (ROE)	4.04%
Return on Assets (ROA)	0.37%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	1.26%
Revenue Per Employee	10.92M
Profits Per Employee	1.12M
Employee Count	648
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Samba Bank has paid 828.57 million in taxes.

Income Tax	828.57M
Effective Tax Rate	53.26%

Stock Price Statistics

The stock price has increased by +48.49% in the last 52 weeks. The beta is 0.49, so Samba Bank's price volatility has been lower than the market average.

Beta (5Y)	0.49
52-Week Price Change	+48.49%
50-Day Moving Average	14.58
200-Day Moving Average	11.58
Relative Strength Index (RSI)	40.34
Average Volume (20 Days)	880,786

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Samba Bank had revenue of PKR 7.08 billion and earned 727.25 million in profits. Earnings per share was 0.72.

Revenue	7.08B
Gross Profit	7.08B
Operating Income	1.56B
Pretax Income	1.56B
Net Income	727.25M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.72

Balance Sheet

The company has 10.45 billion in cash and 60.40 billion in debt, with a net cash position of -49.95 billion or -49.55 per share.

Cash & Cash Equivalents	10.45B
Total Debt	60.40B
Net Cash	-49.95B
Net Cash Per Share	-49.55
Equity (Book Value)	18.80B
Book Value Per Share	18.51
Working Capital	-110.89B

Cash Flow

In the last 12 months, operating cash flow was 8.56 billion and capital expenditures -846.29 million, giving a free cash flow of 7.72 billion.

Operating Cash Flow	8.56B
Capital Expenditures	-846.29M
Free Cash Flow	7.72B
FCF Per Share	7.66

Margins

Gross Margin	n/a
Operating Margin	21.98%
Pretax Margin	21.98%
Profit Margin	10.27%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	109.05%

Dividends & Yields

Samba Bank does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	0.01%
Buyback Yield	-0.18%
Shareholder Yield	-0.18%
Earnings Yield	5.45%
FCF Yield	57.87%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4