Samba Bank Limited (PSX:SBL)

Samba Bank Statistics

Total Valuation

Samba Bank has a market cap or net worth of PKR 11.59 billion.

Market Cap	11.59B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Thursday, March 5, 2026.

Earnings Date	Mar 5, 2026
Ex-Dividend Date	n/a

Share Statistics

Samba Bank has 1.01 billion shares outstanding.

Current Share Class	1.01B
Shares Outstanding	1.01B
Shares Change (YoY)	n/a
Shares Change (QoQ)	+9.71%
Owned by Insiders (%)	6.03%
Owned by Institutions (%)	0.16%
Float	95.36M

Valuation Ratios

The trailing PE ratio is 28.62.

PE Ratio	28.62
Forward PE	n/a
PS Ratio	1.74
PB Ratio	0.63
P/TBV Ratio	0.66
P/FCF Ratio	0.31
P/OCF Ratio	0.30
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	2.16
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 2.27%.

Return on Equity (ROE)	2.27%
Return on Assets (ROA)	0.20%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	10.29M
Profits Per Employee	625,222
Employee Count	648
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Samba Bank has paid 664.27 million in taxes.

Income Tax	664.27M
Effective Tax Rate	62.12%

Stock Price Statistics

The stock price has increased by +11.22% in the last 52 weeks. The beta is 0.39, so Samba Bank's price volatility has been lower than the market average.

Beta (5Y)	0.39
52-Week Price Change	+11.22%
50-Day Moving Average	11.82
200-Day Moving Average	9.90
Relative Strength Index (RSI)	44.62
Average Volume (20 Days)	227,332

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Samba Bank had revenue of PKR 6.67 billion and earned 405.14 million in profits. Earnings per share was 0.40.

Revenue	6.67B
Gross Profit	6.42B
Operating Income	1.02B
Pretax Income	1.07B
Net Income	405.14M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.40

Balance Sheet

The company has 6.81 billion in cash and 80.71 billion in debt, giving a net cash position of -73.90 billion or -73.30 per share.

Cash & Cash Equivalents	6.81B
Total Debt	80.71B
Net Cash	-73.90B
Net Cash Per Share	-73.30
Equity (Book Value)	18.27B
Book Value Per Share	17.83
Working Capital	-180.54B

Cash Flow

In the last 12 months, operating cash flow was 38.21 billion and capital expenditures -770.33 million, giving a free cash flow of 37.44 billion.

Operating Cash Flow	38.21B
Capital Expenditures	-770.33M
Free Cash Flow	37.44B
FCF Per Share	37.13

Margins

Gross Margin	n/a
Operating Margin	15.35%
Pretax Margin	16.03%
Profit Margin	6.07%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	561.24%

Dividends & Yields

Samba Bank does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	3.49%
FCF Yield	322.89%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4