Oversea-Chinese Banking Corporation Limited (SGX:O39)
Singapore · Delayed Price · Currency is SGD 31.73
+0.23 (0.73%)
Aug 14, 2026, 2:35 PM SGT
SGX:O39 Income Statement
Financials in millions SGD. Fiscal year is January - December.
Millions SGD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 19,293 | 20,076 | 22,444 | 20,867 | 11,590 | 7,425 |
Interest Income on Investments | - | - | - | - | - | 113 |
Total Interest Income | 19,293 | 20,076 | 22,444 | 20,867 | 11,590 | 7,538 |
Interest Paid on Deposits | 10,285 | 10,926 | 12,689 | 11,222 | 3,902 | 1,570 |
Net Interest Income | 9,008 | 9,150 | 9,755 | 9,645 | 7,688 | 5,968 |
Net Interest Income Growth | -5.34% | -6.20% | 1.14% | 25.45% | 28.82% | -1.26% |
Income From Trading Activities | 2,042 | 1,684 | 1,537 | 1,004 | 929 | 763 |
Gain (Loss) on Sale of Assets | 100 | 81 | 36 | 71 | 99 | 107 |
Gain (Loss) on Sale of Investments | 73 | 58 | 24 | 47 | -206 | 92 |
Other Non-Interest Income | 4,187 | 3,641 | 3,121 | 2,740 | 2,776 | 3,666 |
Total Non-Interest Income | 6,402 | 5,464 | 4,718 | 3,862 | 3,598 | 4,628 |
Non-Interest Income Growth | 30.55% | 15.81% | 22.17% | 7.34% | -22.26% | 13.02% |
Revenues Before Loan Losses | 15,410 | 14,614 | 14,473 | 13,507 | 11,286 | 10,596 |
Provision for Loan Losses | 711 | 665 | 690 | 733 | 584 | 873 |
| 14,699 | 13,949 | 13,783 | 12,774 | 10,702 | 9,723 | |
Revenue Growth | 7.16% | 1.20% | 7.90% | 19.36% | 10.07% | 20.10% |
Salaries and Employee Benefits | 4,036 | 3,845 | 3,775 | 3,440 | 3,153 | 2,955 |
Amortization of Goodwill & Intangibles | 19 | 21 | 59 | 103 | 104 | 103 |
Selling, General & Administrative | 243 | 242 | 263 | 61 | 80 | 225 |
Other Non-Interest Expense | 1,879 | 1,795 | 1,704 | 1,722 | 1,605 | 1,584 |
Total Non-Interest Expense | 5,000 | 4,826 | 4,807 | 4,373 | 4,032 | 4,043 |
EBT Excluding Unusual Items | 9,699 | 9,123 | 8,976 | 8,401 | 6,670 | 5,680 |
Pretax Income | 9,699 | 9,123 | 8,976 | 8,401 | 6,670 | 5,680 |
Income Tax Expense | 1,629 | 1,563 | 1,228 | 1,236 | 1,031 | 648 |
Earnings From Continuing Operations | 8,070 | 7,560 | 7,748 | 7,165 | 5,639 | 5,032 |
Minority Interest in Earnings | -152 | -138 | -161 | -144 | -113 | -174 |
Net Income | 7,918 | 7,422 | 7,587 | 7,021 | 5,526 | 4,858 |
Preferred Dividends & Other Adjustments | 85 | 85 | 64 | 66 | - | 46 |
Net Income to Common | 7,833 | 7,337 | 7,523 | 6,955 | 5,526 | 4,812 |
Net Income Growth | 7.36% | -2.47% | 8.17% | 25.86% | 14.84% | 36.20% |
Basic Shares Outstanding | 4,492 | 4,495 | 4,497 | 4,495 | 4,530 | 4,489 |
Diluted Shares Outstanding | 4,495 | 4,498 | 4,500 | 4,498 | 4,530 | 4,494 |
Shares Change | -0.72% | -0.04% | 0.04% | -0.70% | 0.79% | 1.65% |
EPS (Basic) | 1.74 | 1.63 | 1.67 | 1.55 | 1.22 | 1.07 |
EPS (Diluted) | 1.74 | 1.63 | 1.67 | 1.55 | 1.22 | 1.07 |
EPS Growth | 8.18% | -2.40% | 7.93% | 26.83% | 14.02% | 33.86% |
Dividend Per Share | 0.890 | 0.830 | 0.850 | 0.820 | 0.680 | 0.530 |
Dividend Growth | 8.54% | -2.35% | 3.66% | 20.59% | 28.30% | 66.67% |
Effective Tax Rate | 16.80% | 17.13% | 13.68% | 14.71% | 15.46% | 11.41% |