Banque Saudi Fransi (TADAWUL:1050)
Saudi Arabia · Delayed Price · Currency is SAR 20.24
+0.06 (0.30%)
Nov 5, 2026, 3:18 PM AST
Banque Saudi Fransi Income Statement
Financials in millions SAR. Fiscal year is January - December.
Millions SAR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 18,191 | 17,559 | 16,372 | 13,218 | 8,307 | 6,194 |
Interest Income on Investments | 85.27 | 23.27 | 16.32 | 15.21 | 13.4 | 1.5 |
Total Interest Income | 18,276 | 17,582 | 16,388 | 13,233 | 8,321 | 6,195 |
Interest Paid on Deposits | 9,112 | 8,867 | 8,489 | 5,383 | 1,881 | 495.07 |
Net Interest Income | 9,164 | 8,715 | 7,900 | 7,850 | 6,440 | 5,700 |
Net Interest Income Growth | 7.31% | 10.32% | 0.63% | 21.90% | 12.98% | 8.75% |
Income From Trading Activities | 336.77 | 225.63 | 275.69 | 114.02 | 201.75 | 171.84 |
Gain (Loss) on Sale of Assets | 36.18 | 36.18 | 0.18 | 0.21 | 0.17 | 0.93 |
Gain (Loss) on Sale of Investments | 81.99 | 103.35 | -8.5 | 58.1 | 7.67 | 145.63 |
Other Non-Interest Income | 1,398 | 1,442 | 1,455 | 1,376 | 1,372 | 1,227 |
Total Non-Interest Income | 1,853 | 1,807 | 1,722 | 1,548 | 1,581 | 1,546 |
Non-Interest Income Growth | -0.89% | 4.92% | 11.26% | -2.12% | 2.32% | -20.70% |
Revenues Before Loan Losses | 11,017 | 10,522 | 9,622 | 9,398 | 8,021 | 7,246 |
Provision for Loan Losses | 997.19 | 974 | 1,144 | 1,669 | 1,364 | 961.43 |
| 10,020 | 9,548 | 8,478 | 7,730 | 6,657 | 6,284 | |
Revenue Growth | 6.82% | 12.62% | 9.68% | 16.10% | 5.94% | 43.66% |
Salaries and Employee Benefits | 1,961 | 1,876 | 1,883 | 1,742 | 1,469 | 1,374 |
Occupancy Expenses | 373.3 | 332.03 | 299.21 | 250.66 | 221.43 | 224.97 |
Selling, General & Administrative | 1,404 | 1,351 | 1,226 | 1,029 | 963.24 | 848.07 |
Total Non-Interest Expense | 3,738 | 3,559 | 3,409 | 3,022 | 2,654 | 2,447 |
EBT Excluding Unusual Items | 6,281 | 5,989 | 5,069 | 4,708 | 4,004 | 3,837 |
Pretax Income | 6,281 | 5,989 | 5,069 | 4,708 | 4,004 | 3,837 |
Income Tax Expense | 645.26 | 635.59 | 525.26 | 485.1 | 428.77 | 387.5 |
Net Income | 5,636 | 5,353 | 4,544 | 4,223 | 3,575 | 3,450 |
Preferred Dividends & Other Adjustments | 541.72 | 467.77 | 282.88 | 224.61 | 224.89 | 204.35 |
Net Income to Common | 5,094 | 4,886 | 4,261 | 3,998 | 3,350 | 3,246 |
Net Income Growth | 6.01% | 14.65% | 6.58% | 19.34% | 3.23% | 118.20% |
Basic Shares Outstanding | 2,472 | 2,476 | 2,480 | 2,492 | 2,489 | 2,489 |
Diluted Shares Outstanding | 2,472 | 2,476 | 2,480 | 2,492 | 2,489 | 2,489 |
Shares Change | 0.06% | -0.19% | -0.47% | 0.12% | - | - |
EPS (Basic) | 2.06 | 1.97 | 1.72 | 1.60 | 1.35 | 1.30 |
EPS (Diluted) | 2.06 | 1.97 | 1.72 | 1.60 | 1.35 | 1.30 |
EPS Growth | 5.95% | 14.87% | 7.08% | 19.19% | 3.23% | 118.20% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 1.090 | 1.070 | 0.982 | 0.940 | 0.795 | 0.723 |
Dividend Growth | 3.81% | 8.95% | 4.46% | 18.19% | 10.00% | 274.91% |
Effective Tax Rate | 10.27% | 10.61% | 10.36% | 10.30% | 10.71% | 10.10% |