The Saudi National Bank (TADAWUL:1180)
Saudi Arabia · Delayed Price · Currency is SAR 35.90
-0.70 (-1.91%)
Oct 29, 2026, 3:15 PM AST
The Saudi National Bank Income Statement
Financials in millions SAR. Fiscal year is January - December.
Millions SAR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | - | 60,962 | 57,835 | 49,857 | 34,393 | 25,439 |
Interest Income on Investments | - | 462.62 | 413.26 | - | - | - |
Total Interest Income | - | 61,424 | 58,249 | 49,857 | 34,393 | 25,439 |
Interest Paid on Deposits | - | 31,806 | 30,112 | 22,848 | 8,106 | 3,231 |
Net Interest Income | 31,403 | 29,618 | 28,137 | 27,009 | 26,287 | 22,208 |
Net Interest Income Growth | 8.36% | 5.27% | 4.17% | 2.75% | 18.37% | 33.10% |
Income From Trading Activities | 614.13 | 614.13 | 636.57 | - | - | - |
Other Non-Interest Income | 8,509 | 8,963 | 7,260 | 7,580 | 6,717 | 6,028 |
Total Non-Interest Income | 9,123 | 9,577 | 7,897 | 7,580 | 6,717 | 6,028 |
Non-Interest Income Growth | -1.62% | 21.28% | 4.17% | 12.85% | 11.43% | 26.29% |
Revenues Before Loan Losses | 40,526 | 39,195 | 36,033 | 34,589 | 33,005 | 28,236 |
Provision for Loan Losses | 944.14 | 1,034 | 1,019 | 922.75 | 1,685 | 3,961 |
| 39,581 | 38,160 | 35,014 | 33,667 | 31,319 | 24,275 | |
Revenue Growth | 3.78% | 8.98% | 4.00% | 7.50% | 29.02% | 24.44% |
Salaries and Employee Benefits | 4,721 | 4,721 | 4,487 | 4,520 | 4,119 | 4,018 |
Occupancy Expenses | 1,484 | 1,484 | 1,788 | 1,459 | 1,435 | 1,108 |
Amortization of Goodwill & Intangibles | 820.28 | 820.28 | 820.28 | 820.28 | 844.87 | 688.97 |
Selling, General & Administrative | 2,847 | 2,847 | 3,927 | 3,558 | 3,386 | 3,747 |
Total Non-Interest Expense | 10,598 | 10,264 | 11,400 | 10,894 | 10,042 | 9,821 |
EBT Excluding Unusual Items | 28,984 | 27,897 | 23,615 | 22,773 | 21,277 | 14,454 |
Pretax Income | 28,984 | 27,897 | 23,615 | 22,773 | 21,277 | 14,454 |
Income Tax Expense | 3,079 | 2,905 | 2,521 | 2,664 | 2,548 | 1,670 |
Earnings From Continuing Operations | 25,905 | 24,992 | 21,094 | 20,109 | 18,729 | 12,784 |
Minority Interest in Earnings | -40.28 | 21.72 | 99.35 | -98.86 | -148.15 | -115.96 |
Net Income | 25,864 | 25,013 | 21,193 | 20,010 | 18,581 | 12,668 |
Preferred Dividends & Other Adjustments | 1,037 | 1,037 | 764.08 | 772.53 | 567.92 | 484.53 |
Net Income to Common | 24,827 | 23,976 | 20,429 | 19,237 | 18,013 | 12,184 |
Net Income Growth | 5.74% | 17.36% | 6.19% | 6.80% | 47.84% | 10.73% |
Basic Shares Outstanding | 5,937 | 5,942 | 5,945 | 5,948 | 5,947 | 5,433 |
Diluted Shares Outstanding | 5,946 | 5,951 | 5,953 | 5,956 | 5,956 | 5,442 |
Shares Change | -1.26% | -0.03% | -0.05% | -0.01% | 9.44% | 36.24% |
EPS (Basic) | 4.18 | 4.04 | 3.44 | 3.23 | 3.03 | 2.24 |
EPS (Diluted) | 4.18 | 4.03 | 3.43 | 3.23 | 3.02 | 2.23 |
EPS Growth | 7.16% | 17.49% | 6.19% | 6.95% | 35.12% | -18.80% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 1.300 | 2.150 | 1.900 | 1.750 | 1.275 | 1.163 |
Dividend Growth | -56.67% | 13.16% | 8.57% | 37.26% | 9.68% | 93.75% |
Effective Tax Rate | 10.62% | 10.41% | 10.68% | 11.70% | 11.97% | 11.55% |