Ayalon Insurance Company Ltd (TLV:AYAL)
Israel · Delayed Price · Currency is ILS · Price in ILA 14,410
+270 (1.91%)
Aug 3, 2026, 5:26 PM IDT
Ayalon Insurance Company Financials Overview
Financials in millions ILS. Fiscal year is January - December.
Millions ILS. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 6,423 | 6,357 | 5,825 | 3,660 | 2,290 | 3,062 |
Revenue Growth | 4.78% | 9.13% | 59.18% | 59.82% | -25.22% | 24.41% |
Operating Income Operating Income Growth | 712.57 | 684.53 | 447.81 | 191.78 | 181.2 | -169.5 |
Net Income Net Income Growth | 450.84 | 426.07 | 251.23 | 84.91 | 166.68 | -114.09 |
Earnings Per Share EPS Growth | 16.46 | 16.00 | 9.75 | 3.41 | 8.13 | -6.27 |
EPS Growth | 53.26% | 64.03% | 186.37% | -58.10% | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Life Insurance and Long-Term Savings - Investment Contracts Life Insurance and Long-Term Savings - Investment Contracts Growth | 294.88 | 268.76 | 128.65 | - | - | - |
Life Insurance and Long-Term Savings - Life Insurance Life Insurance and Long-Term Savings - Life Insurance Growth | 673.86 | 673.07 | 619.02 | 932.26 | 116.7 | 1,203 |
Health Health Growth | 1,273 | 1,252 | 1,082 | 545.76 | 455.52 | 426.97 |
General Insurance - Compulsory Vehicle Insurance General Insurance - Compulsory Vehicle Insurance Growth | 453.58 | 454.4 | 468.43 | 227.71 | 170.1 | 149.88 |
General Insurance - Automobile Property Insurance General Insurance - Automobile Property Insurance Growth | 730.74 | 710.34 | 674.57 | 618.55 | 570.42 | 493.26 |
General Insurance - Property Branches and Others General Insurance - Property Branches and Others Growth | 2,140 | 2,139 | 1,871 | 248.72 | 189.26 | 214.85 |
We Sure Insurance - Compulsory Vehicle Insurance We Sure Insurance - Compulsory Vehicle Insurance Growth | 439.64 | 460.71 | 634.42 | 149.93 | 46.34 | - |
We Sure Insurance - Automobile Property Insurance We Sure Insurance - Automobile Property Insurance Growth | 228.87 | 231.87 | 259.61 | 84.81 | 35.5 | - |
We Sure Insurance - Other Assets We Sure Insurance - Other Assets Growth | 0.16 | 5.39 | 6.22 | 1.68 | 0.57 | - |
Other Other Growth | 85.16 | 87.42 | 75.87 | 62.57 | 63.86 | 55.49 |
Not Attributed to Operating Segments Not Attributed to Operating Segments Growth | 155.48 | 133.84 | 60.97 | - | - | 67.72 |
Adjustments and Offsets Adjustments and Offsets Growth | -55.42 | -59.95 | -55.46 | -45.42 | -53.36 | -49.91 |
Total Total Growth | 6,420 | 6,357 | 5,825 | 3,662 | 2,351 | 3,147 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 499.04 | 464.24 | 625.19 | 542.97 | 457.54 | 273.97 |
Total Debt Total Debt Growth | 711.34 | 701.6 | 740.43 | 757.6 | 793.34 | 793.87 |
Net Cash (Debt) Net Cash Growth | -212.3 | -237.36 | -115.24 | -214.63 | -335.8 | -519.9 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -7.71 | -8.87 | -4.37 | -8.21 | -16.38 | -28.57 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 81.24 | 309.67 | 196.04 | -46.36 | 299.53 | -306.02 |
Capital Expenditures CapEx Growth | -9.72 | -9.78 | -12.62 | -5.71 | -6.22 | -10.69 |
Free Cash Flow Free Cash Flow Growth | 71.53 | 299.89 | 183.42 | -52.07 | 293.31 | -316.71 |
Free Cash Flow Growth | -84.79% | 63.50% | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 11.09% | 10.77% | 7.69% | 5.24% | 7.91% | -5.54% |
Pretax Margin | 10.24% | 9.85% | 6.81% | 3.53% | 8.50% | -3.55% |
Profit Margin | 7.02% | 6.70% | 4.31% | 2.32% | 7.28% | -3.73% |
FCF Margin | 1.11% | 4.72% | 3.15% | -1.42% | 12.81% | -10.34% |
| Fiscal Year | Current | FY 2025 | FY 2024 |
|---|---|---|---|
| Period Ending | Aug '26 Aug 4, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 |
Dividend Per Share Dividend Per Share Growth | 4.841 | - | 3.600 |
Dividend Per Share Growth | -55.65% | - | - |
Dividend Yield | 3.42% | - | 11.99% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 4, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 8.76 | 5.56 | 3.28 | 3.46 | 1.42 | - |
P/FCF Ratio | 55.16 | 7.89 | 4.49 | - | 0.81 | - |
PS Ratio | 0.61 | 0.37 | 0.14 | 0.08 | 0.10 | 0.15 |