Ayalon Insurance Company Ltd (TLV:AYAL)

Ayalon Insurance Company Balance Sheet

Financials in millions ILS. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Investments in Debt Securities	-	389.17	399.78	917.12	681.93	641
Investments in Equity & Preferred Securities	16.24	26.48	27.65	22.22	14.31	96.66
Other Investments	17,194	6,578	4,705	3,820	3,266	3,365
Total Investments	18,322	14,432	11,537	10,278	9,095	9,769
Cash & Equivalents	658.31	464.24	625.19	542.97	457.54	273.97
Reinsurance Recoverable	3,579	3,546	3,542	4,795	3,905	4,074
Other Receivables	646.12	400.58	276.82	676.45	678.95	683.35
Deferred Policy Acquisition Cost	-	-	-	467.33	423.87	417.85
Property, Plant & Equipment	243.93	249.97	246.21	239.14	238.34	245.24
Goodwill	-	18.87	17.51	13.6	13.6	13.6
Other Intangible Assets	395.57	372.93	351.14	309.3	254.83	201.78
Restricted Cash	373.61	381.62	83.09	141.74	272.52	192.59
Other Current Assets	-	188.65	145.07	136.41	140.79	119.27
Long-Term Deferred Tax Assets	3.27	3.68	4.43	70.92	84.79	8.23
Long-Term Deferred Charges	30.12	11.14	4.04	-	-	-
Other Long-Term Assets	-	-	-	5.35	12.66	20.16
Total Assets	24,252	20,070	16,833	17,676	15,578	16,019

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accounts Payable	-	32.98	36.56	40.37	24.47	28.49
Accrued Expenses	-	166.93	98.95	185.45	180.02	138.51
Insurance & Annuity Liabilities	20,851	17,293	14,585	14,360	12,804	13,266
Unearned Premiums	-	-	-	63.15	18.81	11.16
Reinsurance Payable	0.63	0.56	0.36	1,237	882.04	866.34
Current Portion of Long-Term Debt	38.57	11.33	6.09	6.75	60.67	0.3
Current Income Taxes Payable	93.13	78.43	38.11	4.7	-	-
Long-Term Debt	1,033	660.3	700.48	717.08	699.78	759.29
Long-Term Leases	-	29.97	33.86	33.78	32.88	34.28
Long-Term Deferred Tax Liabilities	199.91	198.61	162.28	83.68	79.09	88.56
Other Long-Term Liabilities	175.76	17.22	18.51	117.86	101.26	81.77
Total Liabilities	22,462	18,550	15,739	16,906	14,938	15,338

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	494.56	408.08	266.59	225.28	220.67	220.67
Additional Paid-In Capital	-	118.19	114.32	57.18	3.92	227.65
Retained Earnings	1,173	985.28	711.83	485.78	413.68	230.92
Comprehensive Income & Other	121.13	7.74	-	-	-	-
Total Common Equity	1,789	1,519	1,093	768.23	638.27	679.24
Minority Interest	1.44	1.41	1.4	1.68	1.65	1.61
Shareholders' Equity	1,790	1,521	1,094	769.91	639.92	680.85
Total Liabilities & Equity	24,252	20,070	16,833	17,676	15,578	16,019

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Filing Date Shares Outstanding	17.09	27.23	24.96	18.2	18.2	18.2
Total Common Shares Outstanding	17.09	27.23	24.96	18.2	18.2	18.2
Total Debt	1,072	701.6	740.43	757.6	793.34	793.87
Net Cash (Debt)	-413.35	-237.36	-115.24	-214.63	-335.8	-519.9
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-11.15	-8.87	-4.37	-8.21	-16.38	-28.57
Book Value Per Share	104.65	55.79	43.78	42.22	35.07	37.33
Tangible Book Value	1,393	1,127	724.1	445.34	369.84	463.87
Tangible Book Value Per Share	81.51	41.40	29.01	24.47	20.32	25.49
Land	-	270.49	258.19	288.38	276.94	271.95
Machinery	-	141.36	132.9	130.97	119.84	115.08
Leasehold Improvements	-	21.98	21.95	21.79	21.61	21.45

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 23, 2026

Data Sources Report a data error